RUBENS DESIGNERWEAR LIMITED
💤Zombieactive
SC233371 · ltd · incorporated 2002-06-27
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£258.1k
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Retail sale of clothing in specialised stores
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 13.8y
30/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 13.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 1 with DOB)
75
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
67 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £258,122
Net assets shrinking
Down £22,459 YoY
Cash YoY
+63%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£2k
↑ 63% YoY
Net Worth
£258k
↓ 8.0% YoY
Current Assets
£111k
↓ 21% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £268.8k | £324.8k |
| Current assets | £110.6k | £139.9k |
| Cash | £2.5k | £1.5k |
| Debtors | £3.5k | £1.4k |
| Net assets | £258.1k | £280.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2025-11-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-03-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-07-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-07-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2017-03-30📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-09-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2016-09-23🔒Charge registered #3Lender: Hsbc Bank PLC
- 2016-08-02📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2016-03-31📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-01-03🔓Charge satisfied #1
- 2013-12-20🔒Charge registered #2Lender: Hsbc Bank PLC
- 2012-06-29🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2002-06-27🏢Company incorporatedAs RUBENS DESIGNERWEAR LIMITED
- 2002-06-27➕MCCAFFERY, Susan appointedsecretary
- 2002-06-27➕MCCAFFERY, Keith appointeddirector
- 2002-06-27➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2002-06-27➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2002-06-27➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
- 2002-06-27➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
Owner dependency
85/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
75/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 24 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Susan Mccaffery Individual · British · DOB 10/1971 · age 55 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Keith Mccaffery Individual · British · DOB 06/1970 · age 56 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Retail · IV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| SKYE'S FINISHING TOUCHES LTD→ SC374899 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| SOUTH QUEENSFERRY HEALTHCARE LIMITED→ SC786565 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| SPEYSIDE ECO-HEAT LIMITED→ SC418480 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| STUFF'D UP LTD→ SC859379 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| SUMMIT STRIDE LTD→ SC872021 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| SWANSONS FRUIT COMPANY LIMITED→ SC249181 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| T & L JAFFREY LTD→ SC724502 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| TARGET DISCOUNT LIMITED→ SC141884 · est 1992 · no financials extracted | — | — | — | — | 33y | — | — |
| TASK IN HAND LIMITED→ SC861733 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| TC INC LTD→ SC673645 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| TESTME HEALTH LTD→ SC861611 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| THE BAKEHOUSE COLLECTIVE LIMITED→ SC796678 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2002-06-27
Jurisdictionscotland
Primary SIC47710 — Retail sale of clothing in specialised stores
Registered office
15 Ashwood Grove
Inverness
IV2 6DE
United Kingdom
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-07-11
Last: 2025-06-27
Officers (2 active · 2 resigned)
Active
MCCAFFERY, Keith→
Activedirector · ~56y · appointed 2002-06-27
View their other companies + combined net worth →
BRIAN REID LTD.→
Resignedcorporate-nominee-secretary · appointed 2002-06-27 · resigned 2002-06-27
STEPHEN MABBOTT LTD.→
Resignedcorporate-nominee-director · appointed 2002-06-27 · resigned 2002-06-27
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
2
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 23/09/2016 | — | |
| outstanding | HSBC Hsbc Bank PLC | A registered charge | 1 property | 20/12/2013 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Floating charge | 1 property | 29/06/2012 | 03/01/2014 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (67 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-19
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-20
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-22
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-30
confirmation-statement-with-updates
confirmation-statement · CS01
2022-08-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-31
confirmation-statement-with-updates
confirmation-statement · CS01
2021-06-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-06-30
confirmation-statement-with-updates
confirmation-statement · CS01
2020-06-29
confirmation-statement-with-updates
confirmation-statement · CS01
2019-07-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-03-28