T & L JAFFREY LTD
💤Zombieactive
SC724502 · ltd · incorporated 2022-02-25
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£-37.9k
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Other retail sale of food in specialised stores
Sector: Wholesale & retail
ALSO REGISTERED FOR
- 56101Licenced restaurants
- 70229Management consultancy activities other than financial management
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 70/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -91% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: distressed disposal / insolvency (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
19 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £37,918
Cash draining
Cash down 91% YoY
Cash YoY
-91%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£1k
↓ 91% YoY
Net Worth
-£38k
↓ 89% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-29 |
|---|---|---|
| Cash | £1.3k | £14.8k |
| Net assets | £-37.9k | £-20.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (17 events)Click to expand
- 2025-11-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-26➖JAFFREY, Lewis Michael resigneddirector
- 2024-01-26📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-01-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-14📄capital-allotment-sharescapital · SH01
- 2022-11-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-09-28📄capital-allotment-sharescapital · SH01
- 2022-09-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-03-12📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-03-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-03-01➕JAFFREY, Lewis Michael appointeddirector
- 2022-02-25🏢Company incorporatedAs T & L JAFFREY LTD
- 2022-02-25➕JAFFREY, Tara Anne appointeddirector
- 2022-02-25📄incorporation-companyincorporation · NEWINC
Owner dependency
90/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "JAFFREY" — strong identity link between founder and business.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Tara Anne Jaffrey Individual · British · DOB 08/1976 · age 50 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 25/02/2022 |
1 historic (ceased) PSC
- Mr Lewis Michael Jaffreyceased 26/01/2024· 75-100% shares · 75-100% voting · board control · significant influence · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Retail · IV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| SKYE'S FINISHING TOUCHES LTD→ SC374899 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| SOUTH QUEENSFERRY HEALTHCARE LIMITED→ SC786565 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| SPEYSIDE ECO-HEAT LIMITED→ SC418480 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| STUFF'D UP LTD→ SC859379 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| SUMMIT STRIDE LTD→ SC872021 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| THE BAKEHOUSE COLLECTIVE LIMITED→ SC796678 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| THE GRAND WHISKY AUCTION LIMITED→ SC612333 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| THE HIGHLAND WEIGH LTD→ SC728082 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| THE LOSSIEMOUSE LTD→ SC880390 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| THISTLE PHARMA LIMITED→ SC481884 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| THREAPLANDS LIMITED→ SC247592 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| TIPPE SKYE LTD→ SC584256 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-02-25
Jurisdictionscotland
Primary SIC47290 — Other retail sale of food in specialised stores
Registered office
Gruinard
Station Road
Beauly
IV4 7EQ
Scotland
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-02-09
Last: 2026-01-26
Officers (1 active · 1 resigned)
JAFFREY, Tara Anne→
Activedirector · ~50y · appointed 2022-02-25
View their other companies + combined net worth →
JAFFREY, Lewis Michael→
Resigneddirector · ~45y · appointed 2022-03-01 · resigned 2024-01-26
Click a director name to see their full track record across all companies.
Recent filings (19 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-06
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-10-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-25
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-26
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-01-26
termination-director-company-with-name-termination-date
officers · TM01
2024-01-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-20
confirmation-statement-with-updates
confirmation-statement · CS01
2023-08-14
capital-allotment-shares
capital · SH01
2023-08-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-11-16
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-28
capital-allotment-shares
capital · SH01
2022-09-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-09-28