FLEET ALLIANCE LIMITED

🌳Matureactive

SC235634 · ltd · incorporated 2002-08-19

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Why now

Window closing · medium confidence

Getting harder to buy cheaply — 1 signals strengthening over the last 30 days.

· Hygiene score: 85 → 90

What changed my view

Last 30 days

Picture improved over the last 30 days — 1 positive signal vs 0 negative.

↑Hygiene score: 85 → 90

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

—

book net assets

Opportunity

82/100

Exceptional

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Financial intermediation not elsewhere classified

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with exceptional profile and acceptable with review structure.

Opportunity 82/100 (exceptional), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

3 live charges · 3 lenders · oldest 19.8y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 19.8 years old — likely at or near maturity.
· 3 lenders named — inter-creditor friction likely.
· Legal-friction score 33/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

3 charges (3/3 with lender, 3/3 with type)

Directors & officers

14 officers (7 active, 14 linked, 11 with DOB)

Ownership & PSC

1 active PSC(s) of 4 total, 4 with control declared

Director network

16 connected companies via shared directors

Filing history

117 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

82/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-12-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (51 events)Click to expand

2025-09-18
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-09-17
🔒
Charge registered #3
Lender: Hsbc UK Bank PLC (As Security Agent)
2025-08-15
📄
statement-of-companys-objects
change-of-constitution · CC04
2025-06-27
📄
change-person-director-company-with-change-date
officers · CH01
2025-06-27
📄
change-person-director-company-with-change-date
officers · CH01
2025-06-19
📄
change-person-director-company-with-change-date
officers · CH01
2025-06-19
📄
resolution
resolution · RESOLUTIONS
2025-06-18
📄
change-person-director-company-with-change-date
officers · CH01
2025-06-18
📄
change-person-director-company-with-change-date
officers · CH01
2025-06-18
📄
capital-name-of-class-of-shares
capital · SH08
2025-06-18
📄
memorandum-articles
incorporation · MA
2025-06-17
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-06-17
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-06-17
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-17
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-17
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-06-17
📄
second-filing-of-director-termination-with-name
officers · RP04TM01
2025-06-16
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-06-16
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-06-16
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-06-05
📄
accounts-with-accounts-type-group
accounts · AA
2025-06-05
📄
second-filing-of-director-termination-with-name
officers · RP04TM01
2025-06-05
📄
second-filing-of-director-appointment-with-name
officers · RP04AP01
2025-06-04
➕
DUERDEN, Lee appointed
director
2025-06-04
➕
HURST, Andrew David Richard appointed
director
2025-06-04
➕
THOMAS, Emma Nicole appointed
director
2025-06-04
➖
BLACKMORE, David resigned
director
2025-06-04
➖
BOARDMAN, Grant Mcleod resigned
director
2025-06-02
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-06-02
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-20
🔓
Charge satisfied #2
2024-12-12
➖
MCMINN, Nigel John resigned
director
2021-08-25
➕
BRUCE, Andrew Campbell appointed
director
2021-08-25
➕
MCMINN, Nigel John appointed
director
2021-02-08
🔒
Charge registered #2
Lender: Bank of Scotland PLC
2015-01-13
➖
FLYNN, Allen John resigned
director
2015-01-13
➖
FLYNN, Marjory Elizabeth resigned
director
2012-11-28
➕
BOARDMAN, Grant Mcleod appointed
director
2012-11-23
➕
BLACKMORE, David appointed
director
2012-11-16
➕
ROBERTSON, Angela appointed
director
2010-01-13
🔓
Charge satisfied #1
2008-04-28
➕
ROBERTSON, Angela appointed
secretary
2008-04-28
➖
FLYNN, Tracy resigned
secretary
2006-09-27
🔒
Charge registered #1
Lender: The Governor and Company of the Bank of Scotland
2003-03-01
➕
BROWN, Martin appointed
director
2002-08-19
🏢
Company incorporated
As FLEET ALLIANCE LIMITED
2002-08-19
➕
FLYNN, Tracy appointed
secretary
2002-08-19
➕
OSWALDS OF EDINBURGH LIMITED appointed
corporate-nominee-secretary
2002-08-19
➖
OSWALDS OF EDINBURGH LIMITED resigned
corporate-nominee-secretary
2002-08-19
➕
FLYNN, Allen John appointed
director

Showing most recent 50 of 51 events

Owner dependency

58/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-6 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 61 — approaching natural succession window.

Succession & seller-readiness

60/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Global Vehicle Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Global Vehicle Group Limited

Corporate parent · holds 75-100% shares

ultimate parent

⬇

FLEET ALLIANCE LIMITED

This company · SC235634

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Global Vehicle Group Limited Corporate entity	75–100%	75–100%	75-100% shares · 75-100% voting	04/06/2025

3 historic (ceased) PSCs

Mrs Marjory Elizabeth Flynnceased 04/06/2025· 25-50% shares · 25-50% voting
Mr Allen John Flynnceased 04/06/2025· 25-50% shares · 25-50% voting
Mr Martin Brownceased 01/06/2016· 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · G postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
@SIPP LIMITED→ SC217126 · est 2001	£37.09M £26.97M–£47.20M	£10.21M	—	6200	25y	85	62y
FORWARD ASSET FINANCE LIMITED→ SC337979 · est 2008	£1.02M £744.7k–£1.30M	—	—	500	18y	83	64y
COMMONWEALTH GAMES (SCOTLAND) ENDOWMENT FUND→ SC301214 · est 2006	£22.3k £16.2k–£28.3k	—	—	0	20y	83	66y
BLAIRSTON ENTERPRISES LIMITED→ SC368750 · est 2009	—	—	£2.38M	—	16y	83	72y
CALCLUTH & SANGSTER (INSURANCE BROKERS) LIMITED→ SC200273 · est 1999 · no financials extracted	—	—	—	—	26y	83	59y
FEMALE INDEPENDENT LTD.→ SC245607 · est 2003	—	—	£20.0k	—	23y	83	66y
HARRY SMITH, LIMITED→ SC008622 · est 1913	—	—	£1.66M	—	113y	83	58y
KELVIN SMITH (INSURANCE BROKERS) LIMITED→ SC301532 · est 2006	—	—	£3.48M	—	20y	83	63y
MORTGAGE ADVICE BROKERAGE LTD→ SC336489 · est 2008	—	—	—	1500	18y	83	58y
NITRON INVESTMENTS LIMITED→ SC047915 · est 1970	—	—	£431.4k	—	55y	83	80y
PENTA CAPITAL INVESTMENTS LIMITED→ SC277543 · est 2004 · no financials extracted	—	—	—	—	21y	83	64y
PEOPLESCHAMPION.COM LIMITED→ SC270602 · est 2004 · no financials extracted	—	—	—	—	21y	83	63y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2002-08-19

Jurisdictionscotland

Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Skypark 1 Unit 9/1

8 Elliot Place

Glasgow

G3 8EP

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2027-05-29

Last: 2026-05-15