P C T PARTNERSHIP LIMITED

🌳Matureactive
SC236643 · ltd · incorporated 2002-09-10
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 23.1y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
£5.4k
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Other education n.e.c.
Sector: Education
Investor take
Pursue
Active trading company with a 69-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 23.1y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 23.1 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 3 with DOB)
82
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
65 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £5,372
Net assets shrinking
Down £904 YoY
Cash YoY
-2%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£7k
↓ 1.5% YoY
Net Worth
£5k
↓ 14% YoY
Current Assets
£7k
↓ 1.5% YoY
Current Liabilities
£0£1k£3k£4k£5k£7kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Total assets£5.4k£6.3k
Current assets£6.7k£6.8k
Cash£6.7k£6.8k
Net assets£5.4k£6.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2025-07-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-09-04
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2024-09-04
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  4. 2024-05-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-09-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-05-29
    PEDRESCHI, Remo appointed
    director
  7. 2023-05-29
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2022-09-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-09-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2021-09-14
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2020-09-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2019-09-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2018-09-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2017-09-01
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2017-07-26
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  16. 2016-04-22
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  17. 2016-03-31
    CRAIK, Alison resigned
    director
  18. 2003-03-18
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  19. 2002-09-10
    🏢
    Company incorporated
    As P C T PARTNERSHIP LIMITED
  20. 2002-09-10
    PEDRESCHI, Theresa appointed
    secretary
  21. 2002-09-10
    PEDRESCHI, Theresa appointed
    director
  22. 2002-09-10
    OSWALDS OF EDINBURGH LIMITED appointed
    corporate-nominee-secretary
  23. 2002-09-10
    OSWALDS OF EDINBURGH LIMITED resigned
    corporate-nominee-secretary
  24. 2002-09-10
    CRAIK, Alison appointed
    director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 69 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

76/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Remo Pedreschi
Individual · Scottish · DOB 01/1957 · age 69
2550%
25-50% shares01/04/2024
Mrs Theresa Pedreschi
Individual · British · DOB 03/1957 · age 69
2550%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2002-09-10
Jurisdictionscotland
Primary SIC85590 — Other education n.e.c.

Registered office

11 Craigmillar Park
Edinburgh
EH16 5PF
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-09-12
Last: 2025-08-29

Officers (3 active · 2 resigned)

PEDRESCHI, Theresa
secretary · appointed 2002-09-10
View their other companies + combined net worth →
Active
PEDRESCHI, Remo
director · ~69y · appointed 2023-05-29
View their other companies + combined net worth →
Active
PEDRESCHI, Theresa
director · ~69y · appointed 2002-09-10
View their other companies + combined net worth →
Active
OSWALDS OF EDINBURGH LIMITED
corporate-nominee-secretary · appointed 2002-09-10 · resigned 2002-09-10
Resigned
CRAIK, Alison
director · ~70y · appointed 2002-09-10 · resigned 2016-03-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property18/03/2003
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (65 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-04
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-09-04
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-09-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-29
appoint-person-director-company-with-name-date
officers · AP01
2023-05-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-09-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-20