MVPR LIMITED

🌳Matureactive
SC240584 · ltd · incorporated 2002-12-04
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£753.5k
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 69-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (83/100, director aged 69). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -66% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · oldest 22.3y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 22.3 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 4 with DOB)
80
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
82 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £753,452
Cash draining
Cash down 66% YoY
Cash YoY
-66%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£24k
↓ 66% YoY
Net Worth
£753k
↑ 80% YoY
Current Assets
£24k
↓ 66% YoY
Current Liabilities
—
£0£151k£301k£452k£603k£753kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£825.8k£492.4k
Current assets£24.5k£72.9k
Cash£24.5k£71.7k
Debtors—£1.2k
Net assets£753.5k£418.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (37 events)Click to expand
  1. 2025-09-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-12-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2024-09-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-12-02
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  5. 2023-12-01
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  6. 2023-12-01
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  7. 2023-09-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2023-06-07
    📄
    capital-allotment-shares
    capital · SH01
  9. 2022-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2022-12-16
    ➕
    GILLIES, Ewan Stuart appointed
    secretary
  11. 2022-12-16
    ➖
    GRAHAM, Peter resigned
    secretary
  12. 2022-12-16
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  13. 2021-10-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2021-06-01
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  15. 2021-06-01
    📄
    change-to-a-person-with-significant-control-without-name-date
    persons-with-significant-control · PSC04
  16. 2021-06-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2021-06-01
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  18. 2021-06-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  19. 2021-06-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  20. 2021-06-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  21. 2021-05-27
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  22. 2021-01-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  23. 2004-07-16
    🔒
    Charge registered #3
    Lender: The Royal Bank of Scotland PLC
  24. 2004-06-24
    ➖
    LIGHTFOOT, Rohan Stuart resigned
    director
  25. 2004-06-24
    ➖
    MANN, Charles Alexander resigned
    director
  26. 2004-04-07
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  27. 2004-02-19
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  28. 2002-12-04
    🏢
    Company incorporated
    As MVPR LIMITED
  29. 2002-12-04
    ➕
    GILLIES, Ewan Stuart appointed
    director
  30. 2002-12-04
    ➕
    HOLLOWAY, Susan Morag appointed
    director
  31. 2002-12-04
    ➕
    GRAHAM, Peter appointed
    secretary
  32. 2002-12-04
    ➕
    FIRSTSCOTTISH SECRETARIES LIMITED appointed
    corporate-secretary
  33. 2002-12-04
    ➖
    FIRSTSCOTTISH SECRETARIES LIMITED resigned
    corporate-secretary
  34. 2002-12-04
    ➕
    LIGHTFOOT, Rohan Stuart appointed
    director
  35. 2002-12-04
    ➕
    MANN, Charles Alexander appointed
    director
  36. 2002-12-04
    ➕
    FIRST SCOTTISH INTERNATIONAL SERVICES LIMITED appointed
    corporate-nominee-director
  37. 2002-12-04
    ➖
    FIRST SCOTTISH INTERNATIONAL SERVICES LIMITED resigned
    corporate-nominee-director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 69 — succession pressure is live.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Ms Susan Morag Holloway
Individual · British · DOB 04/1957 · age 69
25–50%
25–50%25-50% shares · 25-50% voting30/04/2023
Mr Ewan Stuart Gillies
Individual · British · DOB 10/1959 · age 67
25–50%
—25-50% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2002-12-04
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Old Post House
24 High Street
Pittenweem
Fife
KY10 2LA
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-18
Last: 2025-12-04

Officers (3 active · 5 resigned)

GILLIES, Ewan Stuart→
secretary · appointed 2022-12-16
View their other companies + combined net worth →
Active
GILLIES, Ewan Stuart→
director · ~67y · appointed 2002-12-04
View their other companies + combined net worth →
Active
HOLLOWAY, Susan Morag→
director · ~69y · appointed 2002-12-04
View their other companies + combined net worth →
Active
GRAHAM, Peter→
secretary · appointed 2002-12-04 · resigned 2022-12-16
Resigned
FIRSTSCOTTISH SECRETARIES LIMITED→
corporate-secretary · appointed 2002-12-04 · resigned 2002-12-04
Resigned
LIGHTFOOT, Rohan Stuart→
director · ~58y · appointed 2002-12-04 · resigned 2004-06-24
Resigned
MANN, Charles Alexander→
director · ~67y · appointed 2002-12-04 · resigned 2004-06-24
Resigned
FIRST SCOTTISH INTERNATIONAL SERVICES LIMITED→
corporate-nominee-director · appointed 2002-12-04 · resigned 2002-12-04
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property16/07/2004—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property07/04/2004—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property19/02/2004—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (82 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-15
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-05
change-person-director-company-with-change-date
officers · CH01
2024-12-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-26
confirmation-statement-with-updates
confirmation-statement · CS01
2023-12-08
change-person-secretary-company-with-change-date
officers · CH03
2023-12-02
appoint-person-secretary-company-with-name-date
officers · AP03
2023-12-01
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-12-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-29
capital-allotment-shares
capital · SH01
2023-06-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-19
termination-secretary-company-with-name-termination-date
officers · TM02
2022-12-16
confirmation-statement-with-updates
confirmation-statement · CS01
2022-12-07
confirmation-statement-with-updates
confirmation-statement · CS01
2021-12-06