IAN R MACKIE LTD.

🌳Matureactive
SC242421 · ltd · incorporated 2003-01-16
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£71.6k
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: SIC 01420
Sector: Agriculture, forestry & fishing
ALSO REGISTERED FOR
  • 01629SIC 01629
Investor take
Pursue
Asset-holding vehicle with a 64-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 77/100. Strong seller-intent signal (80/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · 3 lenders · oldest 23.1y

15/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 23.1 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
65 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £71,639
Cash draining
Cash down 74% YoY
Cash YoY
-74%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£9k
↓ 74% YoY
Net Worth
£72k
↑ 73% YoY
Current Assets
£162k
↑ 7.5% YoY
Current Liabilities
—
£0£32k£65k£97k£130k£162kFeb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-02-282024-02-28
Total assets£273.4k£259.2k
Current assets£162.2k£150.9k
Cash£8.9k£34.4k
Debtors£25.1k£20.3k
Net assets£71.6k£41.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2025-07-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-12-19
    📍
    change-sail-address-company-with-old-address-new-address
    address · AD02
  3. 2024-09-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-11-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-07-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-11-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-05-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  8. 2021-05-17
    🔓
    Charge satisfied #3
  9. 2020-10-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-11-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-10-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2018-01-18
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  13. 2018-01-18
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  14. 2017-05-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2016-06-07
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2016-01-18
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2013-09-20
    🔓
    Charge satisfied #2
  18. 2013-09-20
    🔓
    Charge satisfied #1
  19. 2013-07-01
    🔒
    Charge registered #3
    Lender: Bank of Scotland PLC
  20. 2011-12-14
    🔒
    Charge registered #2
    Lender: Clydesdale Bank PLC
  21. 2003-03-10
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  22. 2003-01-16
    🏢
    Company incorporated
    As IAN R MACKIE LTD.
  23. 2003-01-16
    ➕
    MACKIE, Irene appointed
    secretary
  24. 2003-01-16
    ➕
    MACKIE, Ian Robert appointed
    director
  25. 2003-01-16
    ➕
    MACKIE, Irene appointed
    director
  26. 2003-01-16
    ➕
    BRIAN REID LTD. appointed
    corporate-nominee-secretary
  27. 2003-01-16
    ➖
    BRIAN REID LTD. resigned
    corporate-nominee-secretary
  28. 2003-01-16
    ➕
    STEPHEN MABBOTT LTD. appointed
    corporate-nominee-director
  29. 2003-01-16
    ➖
    STEPHEN MABBOTT LTD. resigned
    corporate-nominee-director

Owner dependency

99/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "MACKIE" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Ian Robert Mackie
Individual · British · DOB 03/1962 · age 64
50–75%
50–75%board control50-75% shares · 50-75% voting · board control06/04/2016
Mrs Irene Mackie
Individual · British · DOB 12/1963 · age 63
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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———————
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SC402572 · est 2011 · no financials extracted
————14y——
J L WEST LTD.→
SC299758 · est 2006 · no financials extracted
————20y——
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————3y——
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SC511191 · est 2015 · no financials extracted
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————23y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-01-16
Jurisdictionscotland
Primary SIC01420 — SIC 01420

Registered office

Backhill Of Lenabo
Longside
Peterhead
AB42 5BA

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-01-30
Last: 2026-01-16

Officers (3 active · 2 resigned)

MACKIE, Irene→
secretary · appointed 2003-01-16
View their other companies + combined net worth →
Active
MACKIE, Ian Robert→
director · ~64y · appointed 2003-01-16
View their other companies + combined net worth →
Active
MACKIE, Irene→
director · ~63y · appointed 2003-01-16
View their other companies + combined net worth →
Active
BRIAN REID LTD.→
corporate-nominee-secretary · appointed 2003-01-16 · resigned 2003-01-16
Resigned
STEPHEN MABBOTT LTD.→
corporate-nominee-director · appointed 2003-01-16 · resigned 2003-01-16
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
satisfied
Lloyds Banking Group
Bank of Scotland PLC
A registered charge1 property01/07/201317/05/2021
satisfied
Virgin Money
Clydesdale Bank PLC
Floating charge1 property14/12/201120/09/2013
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property10/03/200320/09/2013

Recent filings (65 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-16
change-sail-address-company-with-old-address-new-address
address · AD02
2024-12-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-24
confirmation-statement-with-updates
confirmation-statement · CS01
2023-01-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-25
confirmation-statement-with-updates
confirmation-statement · CS01
2022-01-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-08
mortgage-satisfy-charge-full
mortgage · MR04
2021-05-17
confirmation-statement-with-updates
confirmation-statement · CS01
2021-01-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-10-14
confirmation-statement-with-updates
confirmation-statement · CS01
2020-01-16