CRS (SCOTLAND) LIMITED

🌳Matureactive
SC245540 · ltd · incorporated 2003-03-12
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 22.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 72-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 72). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 2 lenders · oldest 22.1y

50/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 22.1 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 2 with DOB)
77
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
67 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Oct 2024Oct 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-10-312024-10-31
Average employees00

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • • 1 accounts
  • • 1 confirmation-statement
  • • 1 officers
Last 180 days
3
filings
  • • 1 accounts
  • • 1 confirmation-statement
  • • 1 officers
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
  1. 2026-03-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2026-03-02
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  3. 2025-03-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-04-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-01-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-05-10
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-03-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2020-09-07
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  9. 2020-09-07
    🔓
    Charge satisfied #3
  10. 2020-03-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-04-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2018-03-23
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  13. 2017-07-12
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2016-04-20
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2016-04-04
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2015-06-18
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2008-07-31
    🔒
    Charge registered #4
    Lender: Royal Bank of Scotland PLC
  18. 2008-07-21
    🔒
    Charge registered #3
    Lender: Royal Bank of Scotland PLC
  19. 2004-10-08
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  20. 2004-03-29
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  21. 2003-04-01
    ➕
    SMITH, Valerie Ann appointed
    secretary
  22. 2003-04-01
    ➕
    SMITH, Thomas appointed
    director
  23. 2003-04-01
    ➕
    SMITH, Valerie Ann appointed
    director
  24. 2003-03-12
    🏢
    Company incorporated
    As CRS (SCOTLAND) LIMITED
  25. 2003-03-12
    ➕
    PETER TRAINER COMPANY SECRETARIES LTD. appointed
    corporate-nominee-secretary
  26. 2003-03-12
    ➖
    PETER TRAINER COMPANY SECRETARIES LTD. resigned
    corporate-nominee-secretary
  27. 2003-03-12
    ➕
    PETER TRAINER COMPANY SECRETARIES LTD. appointed
    corporate-nominee-director
  28. 2003-03-12
    ➖
    PETER TRAINER COMPANY SECRETARIES LTD. resigned
    corporate-nominee-director
  29. 2003-03-12
    ➕
    PETER TRAINER CORPORATE SERVICES LTD. appointed
    corporate-nominee-director
  30. 2003-03-12
    ➖
    PETER TRAINER CORPORATE SERVICES LTD. resigned
    corporate-nominee-director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 72 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mrs Valerie Ann Smith
Individual · British · DOB 08/1956 · age 70
50–75%
—50-75% shares18/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Property · DD postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
DISCOVERY DWELLINGS LTD→
SC855000 · est 2025 · no financials extracted
———————
EDM PROPERTY MANAGEMENT LTD→
SC752444 · est 2022 · no financials extracted
————3y——
ELABOR LIMITED→
SC555871 · est 2017 · no financials extracted
————9y——
EXTEND ESTATES LIMITED→
SC212020 · est 2000 · no financials extracted
————25y——
F&M PROPERTY (DUNDEE) LTD→
SC467979 · est 2014 · no financials extracted
————12y——
FIELDSTREAM LIMITED→
SC169444 · est 1996 · no financials extracted
————29y——
FINE NEST PROPERTY MANAGEMENT LTD→
SC722248 · est 2022 · no financials extracted
————4y——
FJE PROPERTY INVESTMENTS LIMITED→
SC223111 · est 2001 · no financials extracted
————24y——
FOCALSTREAM LIMITED→
SC369889 · est 2009 · no financials extracted
————16y——
FORFAR ATHLETIC 2016 LIMITED→
SC525242 · est 2016 · no financials extracted
————10y——
FORGAN PROPERTY COMPANY LIMITED→
SC690485 · est 2021 · no financials extracted
————5y——
FORMOSA DEVELOPMENTS LIMITED→
SC514074 · est 2015 · no financials extracted
————10y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-03-12
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Stannergate House
41 Dundee Road West
Broughty Ferry
Dundee
DD5 1NB

Filing status

Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2027-03-16
Last: 2026-03-02

Officers (3 active · 3 resigned)

SMITH, Valerie Ann→
secretary · appointed 2003-04-01
View their other companies + combined net worth →
Active
SMITH, Thomas→
director · ~72y · appointed 2003-04-01
View their other companies + combined net worth →
Active
SMITH, Valerie Ann→
director · ~70y · appointed 2003-04-01
View their other companies + combined net worth →
Active
PETER TRAINER COMPANY SECRETARIES LTD.→
corporate-nominee-secretary · appointed 2003-03-12 · resigned 2003-03-12
Resigned
PETER TRAINER COMPANY SECRETARIES LTD.→
corporate-nominee-director · appointed 2003-03-12 · resigned 2003-03-12
Resigned
PETER TRAINER CORPORATE SERVICES LTD.→
corporate-nominee-director · appointed 2003-03-12 · resigned 2003-03-12
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
3
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Lloyds Banking Group
Royal Bank of Scotland PLC
Standard security1 property31/07/2008—
satisfied
Lloyds Banking Group
Royal Bank of Scotland PLC
Bond & floating charge1 property21/07/200807/09/2020
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property08/10/2004—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property29/03/2004—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (67 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-02
change-person-secretary-company-with-change-date
officers · CH03
2026-03-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-03-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-11
mortgage-satisfy-charge-full
mortgage · MR04
2020-09-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-03-20