RITCHIE BAIRD AND PARTNERS LIMITED

⚰️Wound downdissolved
SC248400 · ltd · incorporated 2003-04-25
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 22.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
64/100
Worth a look
🔔
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What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed unclear — structural issues outweigh the discount.

Opportunity 64/100 (worth a look), bankability 80/100. Strong seller-intent signal (78/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 22.6y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 22.6 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (59/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
10 officers (2 active, 10 linked, 8 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
67 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
64/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
30
Concerning — overdue filings or status flags present.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (42 events)Click to expand
  1. 2022-05-03
    📄
    gazette-dissolved-voluntary
    gazette · GAZ2(A)
  2. 2022-05-03
    🏁
    Company dissolved
  3. 2022-02-15
    📄
    gazette-notice-voluntary
    gazette · GAZ1(A)
  4. 2022-02-04
    📄
    dissolution-application-strike-off-company
    dissolution · DS01
  5. 2021-11-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-08-19
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2021-07-31
    ➖
    MCKEEN, John resigned
    director
  8. 2021-02-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2019-11-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-11-16
    ➖
    GILLEN, Jane Mcphail resigned
    director
  11. 2018-11-16
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2018-08-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2017-09-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2017-01-20
    📄
    accounts-with-accounts-type-full
    accounts · AA
  15. 2016-04-21
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2016-03-29
    ➖
    ROXBURGH, James Cook resigned
    director
  17. 2016-03-29
    ➖
    ROXBURGH, Mary Jane Jarvie resigned
    director
  18. 2016-03-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  19. 2016-03-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  20. 2016-03-29
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  21. 2016-03-29
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  22. 2015-12-17
    📄
    accounts-with-accounts-type-small
    accounts · AA
  23. 2015-04-20
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  24. 2014-12-15
    📄
    accounts-with-accounts-type-small
    accounts · AA
  25. 2014-04-30
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  26. 2011-08-27
    🔓
    Charge satisfied #1
  27. 2011-01-14
    ➕
    HILL, Graham Alexander appointed
    director
  28. 2011-01-14
    ➕
    ROXBURGH, Stewart appointed
    director
  29. 2011-01-14
    ➖
    RITCHIE, William Alexander resigned
    secretary
  30. 2011-01-14
    ➕
    GILLEN, Jane Mcphail appointed
    director
  31. 2011-01-14
    ➕
    MCKEEN, John appointed
    director
  32. 2011-01-14
    ➖
    RITCHIE, Blair Martin resigned
    director
  33. 2011-01-14
    ➖
    RITCHIE, William Alexander resigned
    director
  34. 2011-01-14
    ➕
    ROXBURGH, James Cook appointed
    director
  35. 2011-01-14
    ➕
    ROXBURGH, Mary Jane Jarvie appointed
    director
  36. 2003-10-24
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  37. 2003-04-25
    🏢
    Company incorporated
    As RITCHIE BAIRD AND PARTNERS LIMITED
  38. 2003-04-25
    ➕
    RITCHIE, William Alexander appointed
    secretary
  39. 2003-04-25
    ➕
    OSWALDS OF EDINBURGH LIMITED appointed
    corporate-nominee-secretary
  40. 2003-04-25
    ➖
    OSWALDS OF EDINBURGH LIMITED resigned
    corporate-nominee-secretary
  41. 2003-04-25
    ➕
    RITCHIE, Blair Martin appointed
    director
  42. 2003-04-25
    ➕
    RITCHIE, William Alexander appointed
    director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 68 — succession pressure is live.

Succession & seller-readiness

79/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 15 years.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 high ·
Company dissolved
high

Company has been dissolved — it no longer legally exists. Any diligence here is historical only.

Evidence: Dissolved on 2022-05-03

Group structure

J C Roxburgh & Co Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
J C Roxburgh & Co Ltd
Corporate parent · holds 75-100% shares
ultimate parent
⬇
RITCHIE BAIRD AND PARTNERS LIMITED
This company · SC248400

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
J C Roxburgh & Co Ltd
Corporate entity
75–100%
—75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusdissolved
Typeltd
Incorporated2003-04-25
Jurisdictionscotland
Primary SIC65120 — Non-life insurance

Registered office

151 Glasgow Road
Clydebank
Glasgow
G81 1LQ

Filing status

Accounts
Next due: —
Last made up to: 2021-03-31
Confirmation statement
Next due: —
Last: —

Officers (0 active · 8 resigned)

HILL, Graham Alexander→
director · ~59y · appointed 2011-01-14
View their other companies + combined net worth →
Active
ROXBURGH, Stewart→
director · ~68y · appointed 2011-01-14
View their other companies + combined net worth →
Active
RITCHIE, William Alexander→
secretary · appointed 2003-04-25 · resigned 2011-01-14
Resigned
OSWALDS OF EDINBURGH LIMITED→
corporate-nominee-secretary · appointed 2003-04-25 · resigned 2003-04-25
Resigned
GILLEN, Jane Mcphail→
director · ~68y · appointed 2011-01-14 · resigned 2018-11-16
Resigned
MCKEEN, John→
director · ~67y · appointed 2011-01-14 · resigned 2021-07-31
Resigned
RITCHIE, Blair Martin→
director · ~83y · appointed 2003-04-25 · resigned 2011-01-14
Resigned
RITCHIE, William Alexander→
director · ~78y · appointed 2003-04-25 · resigned 2011-01-14
Resigned
ROXBURGH, James Cook→
director · ~98y · appointed 2011-01-14 · resigned 2016-03-29
Resigned
ROXBURGH, Mary Jane Jarvie→
director · ~98y · appointed 2011-01-14 · resigned 2016-03-29
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property24/10/200327/08/2011

Recent filings (67 total)

gazette-dissolved-voluntary
gazette · GAZ2(A)
2022-05-03
gazette-notice-voluntary
gazette · GAZ1(A)
2022-02-15
dissolution-application-strike-off-company
dissolution · DS01
2022-02-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-23
termination-director-company-with-name-termination-date
officers · TM01
2021-08-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-02-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-04-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-11-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-04-17
termination-director-company-with-name-termination-date
officers · TM01
2018-11-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-08-02
confirmation-statement-with-updates
confirmation-statement · CS01
2018-04-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-09-06
confirmation-statement-with-updates
confirmation-statement · CS01
2017-04-18