K.A.D.I.F.S. LIMITED

🌳Matureactive
SC248879 · ltd · incorporated 2003-05-06
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 22.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Funeral and related activities
Sector: Other service activities
Investor take
Pursue
Active trading company with a 72-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 72). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 2 lenders · oldest 22.8y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 22.8 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
62 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees11001100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 persons-with-significant-control
Last 180 days
1
filing
  • • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2026-04-01
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  2. 2025-08-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-12-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-05-17
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  5. 2024-03-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-01-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-02-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-02-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2019-12-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-12-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2017-11-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2016-09-15
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2016-05-12
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2015-08-12
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2015-05-14
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2014-08-13
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2013-09-30
    🔒
    Charge registered #4
    Lender: The Royal Bank of Scotland PLC
  18. 2013-09-30
    🔒
    Charge registered #3
    Lender: The Royal Bank of Scotland PLC
  19. 2013-07-26
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  20. 2005-11-17
    🔓
    Charge satisfied #1
  21. 2003-07-11
    🔒
    Charge registered #1
    Lender: Lloyds Tsb Scotland PLC
  22. 2003-05-06
    🏢
    Company incorporated
    As K.A.D.I.F.S. LIMITED
  23. 2003-05-06
    ➕
    MAXWELL, James Charles appointed
    secretary
  24. 2003-05-06
    ➕
    MAXWELL, James Charles appointed
    director
  25. 2003-05-06
    ➕
    ROBERTSON, Gerard James appointed
    director
  26. 2003-05-06
    ➕
    FIRST SCOTTISH SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  27. 2003-05-06
    ➖
    FIRST SCOTTISH SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  28. 2003-05-06
    ➕
    FIRST SCOTTISH INTERNATIONAL SERVICES LIMITED appointed
    corporate-nominee-director
  29. 2003-05-06
    ➖
    FIRST SCOTTISH INTERNATIONAL SERVICES LIMITED resigned
    corporate-nominee-director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 72 — succession pressure is live.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr James Charles Maxwell
Individual · British · DOB 10/1954 · age 72
25–50%
—25-50% shares20/05/2016
Mr Gerard James Robertson
Individual · British · DOB 02/1970 · age 56
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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——100043y8382y
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SC319443 · est 2007
£11.21M
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——25019y8866y
FAIRLIE COMMUNITY TRUST→
SC334426 · est 2007 · no financials extracted
————18y8390y
GWF GENERATORS LIMITED→
SC383281 · est 2010
——£605.0k—15y8371y
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SC342121 · est 2008
———120018y8380y
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SC275306 · est 2004
——£433.7k—21y8378y
AFTON BOARDING LIMITED→
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———022y8264y
ELIZABETH WALLACE BRIDAL LIMITED→
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——£117.9k—22y8261y
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——£1.37M—19y8260y
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————7y——
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————13y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-05-06
Jurisdictionscotland
Primary SIC96030 — Funeral and related activities

Registered office

4 Mauchline Road
Hurlford
Kilmarnock
Ayrshire
KA1 5BZ

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-05-20
Last: 2025-05-06

Officers (3 active · 2 resigned)

MAXWELL, James Charles→
secretary · appointed 2003-05-06
View their other companies + combined net worth →
Active
MAXWELL, James Charles→
director · ~72y · appointed 2003-05-06
View their other companies + combined net worth →
Active
ROBERTSON, Gerard James→
director · ~56y · appointed 2003-05-06
View their other companies + combined net worth →
Active
FIRST SCOTTISH SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 2003-05-06 · resigned 2003-05-06
Resigned
FIRST SCOTTISH INTERNATIONAL SERVICES LIMITED→
corporate-nominee-director · appointed 2003-05-06 · resigned 2003-05-06
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
3
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property30/09/2013—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property30/09/2013—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property26/07/2013—
satisfied
Lloyds Banking Group
Lloyds Tsb Scotland PLC
Bond & floating charge1 property11/07/200317/11/2005
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (62 total)

change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-14
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-17
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-05-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-02-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-05-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-30