FAIRLIE COMMUNITY TRUST
🌳Matureactive
SC334426 · private-limited-guarant-nsc-limited-exemption · incorporated 2007-11-23
Investment thesis
Looks cheap but ownership + security both unclear — probable value trap.
Why interesting: Headline metrics may be attractive.
Why risky: No PSC visibility combined with multiple live charges; transacting likely slow and expensive.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 8.8y old — refinance window within 12 months
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No material changes in the last 90 days.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
PursueActive trading company with a 90-year-old founder — textbook succession opportunity.
Opportunity 83/100 (exceptional), bankability 85/100. Strong seller-intent signal (65/100, director aged 90). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 8.8y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 8.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 20/100 — clean.
Data confidence
Overall: low (49/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
19 officers (6 active, 19 linked, 15 with DOB)
86
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
2 connected companies via shared directors
51
Filing history
78 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
- • 2 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (53 events)Click to expand
- 2026-02-25📄replacement-filing-of-director-appointment-with-nameofficers · RP01AP01
- 2026-02-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-11➕HEPBURN, Paul Douglas appointeddirector
- 2024-08-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-12-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-12-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-12-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-12-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-09-29➕MACFIE, John appointeddirector
- 2021-09-29➕MCAULAY, Malcolm appointeddirector
- 2021-09-29➖GRAHAM, Steven John resigneddirector
- 2021-09-29➖MASSEY, Alistair resigneddirector
- 2021-09-29➖RIDDELL, John Forrest resigneddirector
- 2021-08-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-07-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-07-04🔓Charge satisfied #2
- 2019-07-04🔓Charge satisfied #1
- 2017-10-25🔒Charge registered #2Lender: Dirk Kuyt
- 2017-10-25🔒Charge registered #1Lender: John Forrest Riddell
- 2015-02-23➖MCCARTHY, Daniel resigneddirector
- 2015-02-23➕RIDDELL, John Forrest appointeddirector
- 2013-02-25➖DONNACHIE, Frank resigneddirector
- 2013-02-25➖MACFIE, John resigneddirector
- 2013-02-25➖TELFORD, David Harris resigneddirector
- 2013-02-04➖BANNATYNE, Iain Craig resigneddirector
- 2012-12-31➖MURDOCH, Edward Terence resigneddirector
- 2012-12-31➖RIDDELL, John Forrest resigneddirector
- 2012-03-31➕BANNATYNE, Iain Craig appointeddirector
- 2012-01-31➕MCCARTHY, Daniel appointeddirector
- 2008-01-14➕DONNACHIE, Frank appointeddirector
- 2008-01-14➕GRAHAM, Steven John appointeddirector
- 2008-01-14➕MASSEY, Alistair appointeddirector
- 2008-01-14➕MURDOCH, Edward Terence appointeddirector
- 2008-01-14➕TELFORD, David Harris appointeddirector
- 2007-11-23🏢Company incorporatedAs FAIRLIE COMMUNITY TRUST
- 2007-11-23➕MCDOWELL, Caroline Tomkinson appointedsecretary
- 2007-11-23➕HUNTER, George Ian Tolson appointeddirector
- 2007-11-23➕MCDOWELL, Caroline Tomkinson appointeddirector
- 2007-11-23➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2007-11-23➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2007-11-23➕MACFIE, John appointeddirector
- 2007-11-23➕RIDDELL, John Forrest appointeddirector
- 2007-11-23➕BRIAN REID LTD. appointedcorporate-nominee-director
Showing most recent 50 of 53 events
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 90 — succession pressure is live.
Succession & seller-readiness
73/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 90 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 19 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| EMERGENCY ONE (U.K.) LIMITED→ SC319443 · est 2007 | £11.21M £8.41M–£14.01M | — | — | 250 | 19y | 88 | 66y |
| ARDEER RESEARCH AND MARKETING LIMITED→ SC189599 · est 1998 | £4.68M £3.51M–£5.85M | — | — | 2 | 27y | 80 | 66y |
| CCL TECHLOGIX GROUP LTD→ SC542531 · est 2016 | £2.00M £1.50M–£2.50M | — | — | 0 | 9y | 81 | 70y |
| GWF GENERATORS LIMITED→ SC383281 · est 2010 | — | — | £605.0k | — | 15y | 83 | 71y |
| KELVIN TOP-SET LIMITED→ SC342121 · est 2008 | — | — | — | 1200 | 18y | 83 | 80y |
| RICHARD HEALEY REMOVALS LIMITED→ SC275306 · est 2004 | — | — | £433.7k | — | 21y | 83 | 78y |
| ELIZABETH WALLACE BRIDAL LIMITED→ SC266999 · est 2004 | — | — | £117.9k | — | 22y | 82 | 61y |
| ETEK EUROPE LIMITED→ SC317060 · est 2007 | — | — | £1.37M | — | 19y | 82 | 60y |
| HADDOCKSTON ESTATE LIMITED→ SC344125 · est 2008 | — | — | — | 0 | 18y | 82 | 79y |
| K.A.D.I.F.S. LIMITED→ SC248879 · est 2003 | — | — | — | 1100 | 23y | 82 | 72y |
| KIDSTORE CHILDCARE LIMITED→ SC368198 · est 2009 | — | — | — | — | 16y | 82 | 73y |
| KLIN INVESTMENT UK LIMITED→ SC249830 · est 2003 | — | — | — | 1 | 23y | 82 | 60y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc-limited-exemption
Incorporated2007-11-23
Jurisdictionscotland
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
Bank Of Scotland Buildings
57 Dockhead Street
Saltcoats
KA21 5EH
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2027-01-26
Last: 2026-01-12
Officers (6 active · 13 resigned)
MCDOWELL, Caroline Tomkinson→
Activesecretary · appointed 2007-11-23
View their other companies + combined net worth →
HEPBURN, Paul Douglas→
Activedirector · ~60y · appointed 2025-02-11
View their other companies + combined net worth →
HUNTER, George Ian Tolson→
Activedirector · ~73y · appointed 2007-11-23
View their other companies + combined net worth →
MACFIE, John→
Activedirector · ~90y · appointed 2021-09-29
View their other companies + combined net worth →
MCAULAY, Malcolm→
Activedirector · ~62y · appointed 2021-09-29
View their other companies + combined net worth →
MCDOWELL, Caroline Tomkinson→
Activedirector · ~85y · appointed 2007-11-23
View their other companies + combined net worth →
BRIAN REID LTD.→
Resignedcorporate-nominee-secretary · appointed 2007-11-23 · resigned 2007-11-23
BANNATYNE, Iain Craig→
Resigneddirector · ~80y · appointed 2012-03-31 · resigned 2013-02-04
DONNACHIE, Frank→
Resigneddirector · ~90y · appointed 2008-01-14 · resigned 2013-02-25
GRAHAM, Steven John→
Resigneddirector · ~70y · appointed 2008-01-14 · resigned 2021-09-29
MACFIE, John→
Resigneddirector · ~90y · appointed 2007-11-23 · resigned 2013-02-25
MASSEY, Alistair→
Resigneddirector · ~95y · appointed 2008-01-14 · resigned 2021-09-29
MCCARTHY, Daniel→
Resigneddirector · ~81y · appointed 2012-01-31 · resigned 2015-02-23
MURDOCH, Edward Terence→
Resigneddirector · ~94y · appointed 2008-01-14 · resigned 2012-12-31
RIDDELL, John Forrest→
Resigneddirector · ~81y · appointed 2015-02-23 · resigned 2021-09-29
RIDDELL, John Forrest→
Resigneddirector · ~81y · appointed 2007-11-23 · resigned 2012-12-31
TELFORD, David Harris→
Resigneddirector · ~78y · appointed 2008-01-14 · resigned 2013-02-25
BRIAN REID LTD.→
Resignedcorporate-nominee-director · appointed 2007-11-23 · resigned 2007-11-23
STEPHEN MABBOTT LTD.→
Resignedcorporate-nominee-director · appointed 2007-11-23 · resigned 2007-11-23
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Dirk Kuyt | A registered charge | 1 property | 25/10/2017 | 04/07/2019 | |
| satisfied | John Forrest Riddell | A registered charge | 1 property | 25/10/2017 | 04/07/2019 |
Recent filings (78 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-25
replacement-filing-of-director-appointment-with-name
officers · RP01AP01
2026-02-25
appoint-person-director-company-with-name-date
officers · AP01
2026-02-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-26
appoint-person-director-company-with-name-date
officers · AP01
2021-12-26
appoint-person-director-company-with-name-date
officers · AP01
2021-12-23
termination-director-company-with-name-termination-date
officers · TM01
2021-12-23