SANTOSHI ENTERPRISE LIMITED

🌳Matureactive
SC251221 · ltd · incorporated 2003-06-16
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£669.9k
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Special-situation opportunity
Distressed property with salvageable qualities — special-situations priority.

Opportunity 83/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -100% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 20.9y

30/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 20.9 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 3 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
58 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £669,936
Very low cash
Cash position: £38
Net assets shrinking
Down £7,179 YoY
Cash draining
Cash down 100% YoY
Cash YoY
-100%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£38
↓ 100% YoY
Net Worth
£670k
↓ 1.1% YoY
Current Assets
£8k
↓ 51% YoY
Current Liabilities
—
£0£135k£271k£406k£542k£677kJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-06-302024-06-30
Total assets£741.7k£748.9k
Current assets£8.0k£16.1k
Cash£38£16.1k
Debtors£7.9k—
Net assets£669.9k£677.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2025-08-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-09-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-07-26
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2024-06-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2024-05-24
    🔒
    Charge registered #2
    Lender: Pantheon Estates Limited
  6. 2023-08-23
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  7. 2023-06-22
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2023-03-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2022-06-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2021-07-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2020-03-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2019-09-13
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2019-03-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-03-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2017-03-08
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2016-05-20
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2016-05-18
    ➕
    KUMAR, Bimal appointed
    director
  18. 2016-05-18
    ➖
    BASSI, Mandeep Kumar resigned
    director
  19. 2005-07-15
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  20. 2003-06-16
    🏢
    Company incorporated
    As SANTOSHI ENTERPRISE LIMITED
  21. 2003-06-16
    ➕
    BALA, Kiran appointed
    secretary
  22. 2003-06-16
    ➕
    BALA, Kiran appointed
    director
  23. 2003-06-16
    ➕
    OSWALDS OF EDINBURGH LIMITED appointed
    corporate-nominee-secretary
  24. 2003-06-16
    ➖
    OSWALDS OF EDINBURGH LIMITED resigned
    corporate-nominee-secretary
  25. 2003-06-16
    ➕
    BASSI, Mandeep Kumar appointed
    director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mrs Kiran Bala
Individual · British · DOB 02/1965 · age 61
25–50%
—25-50% shares01/05/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-06-16
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

30 Glasgow Road
Edinburgh
EH12 8HL
Scotland

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-08-29
Last: 2025-08-15

Officers (3 active · 2 resigned)

BALA, Kiran→
secretary · appointed 2003-06-16
View their other companies + combined net worth →
Active
BALA, Kiran→
director · ~61y · appointed 2003-06-16
View their other companies + combined net worth →
Active
KUMAR, Bimal→
director · ~64y · appointed 2016-05-18
View their other companies + combined net worth →
Active
OSWALDS OF EDINBURGH LIMITED→
corporate-nominee-secretary · appointed 2003-06-16 · resigned 2003-06-16
Resigned
BASSI, Mandeep Kumar→
director · ~41y · appointed 2003-06-16 · resigned 2016-05-18
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Pantheon Estates
Pantheon Estates Limited
A registered charge—24/05/2024—
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Standard security2 properties15/07/2005—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (58 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-07-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-04
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-08-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-06-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-24
confirmation-statement-with-updates
confirmation-statement · CS01
2022-08-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-30