KELSO WHOLEFOODS LIMITED

🌳Matureactive
SC252339 · ltd · incorporated 2003-07-07
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
£25.7k
book net assets
Opportunity
81/100
Exceptional
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What this business does
Primary activity: Other retail sale of food in specialised stores
Sector: Wholesale & retail
Investor take
Pursue
Asset-holding vehicle with a 77-year-old founder — textbook succession opportunity.

Opportunity 81/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 77). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (4 active, 5 linked, 3 with DOB)
82
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
68 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £25,684
Cash YoY
+43%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£15k
↑ 43% YoY
Net Worth
£26k
↑ 31% YoY
Current Assets
£30k
↑ 25% YoY
Current Liabilities
—
£0£6k£12k£18k£24k£30kJul 2024Jul 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-07-312024-07-31
Total assets£26.4k£20.4k
Current assets£30.4k£24.4k
Cash£14.8k£10.3k
Debtors£456£446
Net assets£25.7k£19.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
3
filings
  • • 1 confirmation-statement
  • • 1 officers
  • • 1 persons-with-significant-control
Last 90 days
3
filings
  • • 1 confirmation-statement
  • • 1 officers
  • • 1 persons-with-significant-control
Last 180 days
3
filings
  • • 1 confirmation-statement
  • • 1 officers
  • • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2026-07-14
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2026-07-14
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2026-01-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-12-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-11-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-11-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-01-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-01-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2019-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-01-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-07-17
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2017-12-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2016-12-13
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2016-06-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2004-08-01
    ➕
    FORD, Isobel June appointed
    director
  16. 2003-07-07
    🏢
    Company incorporated
    As KELSO WHOLEFOODS LIMITED
  17. 2003-07-07
    ➕
    OLIVER, Christina Ann appointed
    secretary
  18. 2003-07-07
    ➕
    DAGG, Patricia Margaret appointed
    director
  19. 2003-07-07
    ➕
    OLIVER, Christina Ann appointed
    director
  20. 2003-07-07
    ➕
    OSWALDS OF EDINBURGH LIMITED appointed
    corporate-nominee-secretary
  21. 2003-07-07
    ➖
    OSWALDS OF EDINBURGH LIMITED resigned
    corporate-nominee-secretary

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 77 — succession pressure is live.

Succession & seller-readiness

90/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Christina Ann Oliver
Individual · British · DOB 12/1950 · age 76
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Mrs Patricia Margaret Dagg
Individual · British · DOB 11/1949 · age 77
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Mrs Isobel June Ford
Individual · British · DOB 05/1962 · age 64
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-07-07
Jurisdictionscotland
Primary SIC47290 — Other retail sale of food in specialised stores

Registered office

54 Woodmarket
Kelso
Borders
TD5 7AX

Filing status

Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2027-07-21
Last: 2026-07-07

Officers (4 active · 1 resigned)

OLIVER, Christina Ann→
secretary · appointed 2003-07-07
View their other companies + combined net worth →
Active
DAGG, Patricia Margaret→
director · ~77y · appointed 2003-07-07
View their other companies + combined net worth →
Active
FORD, Isobel June→
director · ~64y · appointed 2004-08-01
View their other companies + combined net worth →
Active
OLIVER, Christina Ann→
director · ~76y · appointed 2003-07-07
View their other companies + combined net worth →
Active
OSWALDS OF EDINBURGH LIMITED→
corporate-nominee-secretary · appointed 2003-07-07 · resigned 2003-07-07
Resigned

Click a director name to see their full track record across all companies.

Recent filings (68 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-07-14
change-person-director-company-with-change-date
officers · CH01
2026-07-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-07-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-16