MILESTONE GARDEN & LEISURE LIMITED

🌳Matureactive
SC285408 · ltd · incorporated 2005-05-27
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Jul 2025
Net worth
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: SIC 47760
Sector: Wholesale & retail
Investor take
Pursue
Strong opportunity: leverage-led grower with strong profile and acceptable with review structure.

Opportunity 78/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (78/100).

🏦

Refinance opportunity

6 live charges · 4 lenders · oldest 20.6y

45/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 20.6 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 35/100 — workable, but lender will want more DD.
  • · Profitable and stable/growing — lender coverage supportable.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 3 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
88 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Profitable
Profit before tax £75,749

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Jul 2024Jul 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-07-312024-07-31
Profit before tax£75.7k
Average employees555300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (40 events)Click to expand
  1. 2026-04-29
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2025-09-04
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2025-07-25
    ✏️
    legacy
    change-of-name · RP04SH01
  4. 2025-07-17
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  5. 2025-06-12
    📄
    memorandum-articles
    incorporation · MA
  6. 2025-06-12
    📄
    resolution
    resolution · RESOLUTIONS
  7. 2025-06-11
    📄
    capital-allotment-shares
    capital · SH01
  8. 2025-06-04
    📄
    resolution
    resolution · RESOLUTIONS
  9. 2025-04-16
    CHARLTON, Leanne Jayne appointed
    director
  10. 2025-04-16
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2025-04-16
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  12. 2025-04-16
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  13. 2025-03-31
    📄
    capital-allotment-shares
    capital · SH01
  14. 2025-03-27
    📄
    resolution
    resolution · RESOLUTIONS
  15. 2025-02-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2024-05-10
    📄
    capital-allotment-shares
    capital · SH01
  17. 2024-05-09
    📄
    resolution
    resolution · RESOLUTIONS
  18. 2024-03-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2023-09-06
    📄
    capital-allotment-shares
    capital · SH01
  20. 2023-08-23
    📄
    memorandum-articles
    incorporation · MA
  21. 2023-08-04
    📄
    capital-alter-shares-subdivision
    capital · SH02
  22. 2023-08-04
    📄
    capital-name-of-class-of-shares
    capital · SH08
  23. 2023-08-03
    📄
    resolution
    resolution · RESOLUTIONS
  24. 2023-07-19
    🔓
    Charge satisfied #2
  25. 2023-05-01
    YUILL, Gavin Walter appointed
    director
  26. 2023-04-11
    SPROTT, George Ramsay resigned
    secretary
  27. 2022-05-27
    🔓
    Charge satisfied #5
  28. 2016-10-31
    THORBURN, Jrw Hogg And appointed
    secretary
  29. 2016-10-31
    STARK MAIN & CO LTD resigned
    corporate-secretary
  30. 2016-05-16
    🔒
    Charge registered #6
    Lender: Clydesdale Bank PLC
  31. 2016-03-16
    🔒
    Charge registered #5
    Lender: Clydesdale Bank PLC
  32. 2016-02-25
    🔒
    Charge registered #4
    Lender: Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
  33. 2016-01-13
    🔓
    Charge satisfied #1
  34. 2009-11-03
    STARK MAIN & CO LTD appointed
    corporate-secretary
  35. 2006-04-27
    🔒
    Charge registered #3
    Lender: Clydesdale Bank Public Limited Company
  36. 2006-02-08
    🔒
    Charge registered #2
    Lender: Clydesdale Bank Public Limited Company
  37. 2005-12-23
    🔒
    Charge registered #1
    Lender: Nigel Hall and Another
  38. 2005-05-27
    🏢
    Company incorporated
    As MILESTONE GARDEN & LEISURE LIMITED
  39. 2005-05-27
    ALLAN, Ross Grainger appointed
    director
  40. 2005-05-27
    SPROTT, George Ramsay appointed
    secretary

Owner dependency

68/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 59 — approaching natural succession window.

Succession & seller-readiness

60/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
  • primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

2 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2025-07-25: legacy

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Ross Grainger Allan
Individual · British · DOB 03/1967 · age 59
5075%
50–75%50-75% shares · 50-75% voting01/06/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2005-05-27
Jurisdictionscotland
Primary SIC47760 — SIC 47760

Registered office

Newton
St Boswells
Roxburghshire
TD6 0PL

Filing status

Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2027-06-03
Last: 2026-05-20

Officers (4 active · 2 resigned)

THORBURN, Jrw Hogg And
secretary · appointed 2016-10-31
View their other companies + combined net worth →
Active
ALLAN, Ross Grainger
director · ~59y · appointed 2005-05-27
View their other companies + combined net worth →
Active
CHARLTON, Leanne Jayne
director · ~39y · appointed 2025-04-16
View their other companies + combined net worth →
Active
YUILL, Gavin Walter
director · ~44y · appointed 2023-05-01
View their other companies + combined net worth →
Active
SPROTT, George Ramsay
secretary · appointed 2005-05-27 · resigned 2023-04-11
Resigned
STARK MAIN & CO LTD
corporate-secretary · appointed 2009-11-03 · resigned 2016-10-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
3
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank PLC
A registered charge1 property16/05/2016
satisfied
Virgin Money
Clydesdale Bank PLC
A registered charge1 property16/03/201627/05/2022
outstanding
Virgin Money
Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111)
A registered charge25/02/2016
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property27/04/2006
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property08/02/200619/07/2023
satisfied
Nigel Hall and Another
Standard security1 property23/12/200513/01/2016
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (88 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-20
accounts-with-accounts-type-full
accounts · AA
2026-04-29
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-04
legacy
change-of-name · RP04SH01
2025-07-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-07-17
memorandum-articles
incorporation · MA
2025-06-12
resolution
resolution · RESOLUTIONS
2025-06-12
capital-allotment-shares
capital · SH01
2025-06-11
resolution
resolution · RESOLUTIONS
2025-06-04
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-28
appoint-person-director-company-with-name-date
officers · AP01
2025-04-16
change-person-secretary-company-with-change-date
officers · CH03
2025-04-16
change-person-secretary-company-with-change-date
officers · CH03
2025-04-16
capital-allotment-shares
capital · SH01
2025-03-31
resolution
resolution · RESOLUTIONS
2025-03-27