C.A.J PROPERTY INVESTMENTS LTD

🌳Matureactive
SC253562 · ltd · incorporated 2003-07-30
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 22.5y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Nov 2024
Net worth
£1.03M
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Other service activities n.e.c.
Sector: Other service activities
Investor take
Pursue
Asset-holding vehicle with a 73-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (83/100, director aged 73). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 22.5y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 22.5 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 2 with DOB)
80
Ownership & PSC
3 active PSC(s) of 4 total, 4 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
70 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £1,031,891
Cash YoY
+1591%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£99k
↑ 1591% YoY
Net Worth
£1.0m
↑ 13% YoY
Current Assets
£105k
↑ 278% YoY
Current Liabilities
£0£206k£413k£619k£826k£1.0mNov 2023Nov 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-11-302023-11-30
Total assets£1.03M£921.5k
Current assets£105.5k£27.9k
Cash£99.5k£5.9k
Debtors£6.0k£22.0k
Net assets£1.03M£911.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2025-07-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-08-19
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  3. 2023-07-20
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  4. 2022-09-01
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2021-08-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2021-04-26
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2020-12-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2020-10-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2020-10-13
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2019-09-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-08-13
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  12. 2019-08-13
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  13. 2018-11-29
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  14. 2018-09-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2017-09-13
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  16. 2017-09-13
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  17. 2017-09-06
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  18. 2009-01-17
    🔓
    Charge satisfied #1
  19. 2005-08-24
    JENKINS, Craig appointed
    director
  20. 2003-10-21
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  21. 2003-07-30
    🏢
    Company incorporated
    As C.A.J PROPERTY INVESTMENTS LTD
  22. 2003-07-30
    JENKINS, Susan appointed
    secretary
  23. 2003-07-30
    JENKINS, Charles Alexander appointed
    director
  24. 2003-07-30
    OSWALDS OF EDINBURGH LIMITED appointed
    corporate-nominee-secretary
  25. 2003-07-30
    OSWALDS OF EDINBURGH LIMITED resigned
    corporate-nominee-secretary

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 73 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Granite Trustee Company Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Granite Trustee Company Ltd
Corporate parent · holds 75-100% shares
ultimate parent
C.A.J PROPERTY INVESTMENTS LTD
This company · SC253562

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

3 active beneficial owners · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Granite Trustee Company Ltd
Corporate entity
75100%
75-100% shares16/06/2017
Ms Susan Jenkins
Individual · British · DOB 11/1951 · age 75
sig. influencesignificant influence · trust interest16/06/2017
Mr Charles Alexander Jenkins
Individual · British · DOB 04/1953 · age 73
sig. influencesignificant influence · trust interest16/06/2017
1 historic (ceased) PSC
  • Mr Charles Alexander Jenkinsceased 16/06/2017· 50-75% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-07-30
Jurisdictionscotland
Primary SIC96090 — Other service activities n.e.c.

Registered office

Blacksheep House
Elsrickle
Biggar
South Lanarkshire
ML12 6QZ

Filing status

Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-08-13
Last: 2025-07-30

Officers (3 active · 1 resigned)

JENKINS, Susan
secretary · appointed 2003-07-30
View their other companies + combined net worth →
Active
JENKINS, Charles Alexander
director · ~73y · appointed 2003-07-30
View their other companies + combined net worth →
Active
JENKINS, Craig
director · ~44y · appointed 2005-08-24
View their other companies + combined net worth →
Active
OSWALDS OF EDINBURGH LIMITED
corporate-nominee-secretary · appointed 2003-07-30 · resigned 2003-07-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property21/10/200317/01/2009

Recent filings (70 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-09
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-08-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-08-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-24
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-07-20
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-17
accounts-with-accounts-type-micro-entity
accounts · AA
2021-08-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-12
change-person-director-company-with-change-date
officers · CH01
2021-04-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-01
change-person-director-company-with-change-date
officers · CH01
2020-10-19
change-person-director-company-with-change-date
officers · CH01
2020-10-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-04