C.A.J PROPERTY INVESTMENTS LTD
- · Oldest live charge 22.5y old — refinance window within 12 months
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (83/100, director aged 73). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 22.5y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 22.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £1.03M | £921.5k |
| Current assets | £105.5k | £27.9k |
| Cash | £99.5k | £5.9k |
| Debtors | £6.0k | £22.0k |
| Net assets | £1.03M | £911.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (25 events)Click to expand
- 2025-07-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-19📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-07-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-09-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-08-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-26📄change-person-director-company-with-change-dateofficers · CH01
- 2020-12-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-19📄change-person-director-company-with-change-dateofficers · CH01
- 2020-10-13📄change-person-director-company-with-change-dateofficers · CH01
- 2019-09-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-13📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2019-08-13📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-11-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2018-09-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-09-13📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2017-09-13📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2017-09-06📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2009-01-17🔓Charge satisfied #1
- 2005-08-24➕JENKINS, Craig appointeddirector
- 2003-10-21🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2003-07-30🏢Company incorporatedAs C.A.J PROPERTY INVESTMENTS LTD
- 2003-07-30➕JENKINS, Susan appointedsecretary
- 2003-07-30➕JENKINS, Charles Alexander appointeddirector
- 2003-07-30➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 2003-07-30➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 73 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanGroup structure
Granite Trustee Company Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
3 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Granite Trustee Company Ltd Corporate entity | 75–100% | — | 75-100% shares | 16/06/2017 |
Ms Susan Jenkins Individual · British · DOB 11/1951 · age 75 | — | — | sig. influencesignificant influence · trust interest | 16/06/2017 |
Mr Charles Alexander Jenkins Individual · British · DOB 04/1953 · age 73 | — | — | sig. influencesignificant influence · trust interest | 16/06/2017 |
1 historic (ceased) PSC
- Mr Charles Alexander Jenkinsceased 16/06/2017· 50-75% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · ML postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A. WALKER SERVICES LTD→ SC302028 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| BRANNA BIOMASS ONE LTD→ SC630622 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BRONZED (EDINBURGH) LIMITED→ SC402400 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| C & M PRISTINE DETAILING LIMITED→ SC787736 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CALDERGLEN PROPERTY LIMITED→ SC799925 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CAM CONSULTANCY (SCOTLAND) LIMITED→ SC815150 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CASTLEGATE CONSULTANTS LTD→ SC884500 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| CHARLEYBRADYSKIN LTD→ SC838880 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CHARLIE'S EXTERIOR CLEANING LTD→ SC865165 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CINNABARRE LIMITED→ SC482827 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| CLAROMA BEAUTY LTD→ SC868964 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CLASSIC SCOTLAND LIMITED→ SC168893 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 21/10/2003 | 17/01/2009 |