FINEX JOINERY LIMITED

🌳Matureactive

SC254456 · ltd · incorporated 2003-08-19

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Sept 2025

Net worth

£36.2k

book net assets

Opportunity

81/100

Exceptional

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What this business does

Primary activity: Joinery installation

Sector: Construction

Investor take

Pursue

Asset-holding vehicle with a 61-year-old founder — textbook succession opportunity.

Opportunity 81/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

4 officers (3 active, 4 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

Network not yet resolved

Filing history

54 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

81/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £36,238

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£36k

↑ 192% YoY

Current Assets

£89k

↑ 58% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-09-30	2024-09-30
Total assets	£46.5k	£12.4k
Current assets	£88.6k	£56.2k
Net assets	£36.2k	£12.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 accounts

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (21 events)Click to expand

2026-03-25
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-22
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accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-20
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-02-16
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-03-08
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-01-09
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-01-24
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-02-21
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-02-15
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-02-23
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-08-20
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-02-20
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2014-08-21
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2014-06-05
📄
change-person-director-company-with-change-date
officers · CH01
2003-09-11
➕
MOORE, David Ritchie appointed
director
2003-08-19
🏢
Company incorporated
As FINEX JOINERY LIMITED
2003-08-19
➕
CRAWFORD, Carol-Anne appointed
secretary
2003-08-19
➕
CRAWFORD, Andrew Donaldson appointed
director
2003-08-19
➕
OSWALDS OF EDINBURGH LIMITED appointed
corporate-nominee-secretary
2003-08-19
➖
OSWALDS OF EDINBURGH LIMITED resigned
corporate-nominee-secretary

Owner dependency

76/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 61 — approaching natural succession window.

Succession & seller-readiness

76/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Andrew Donaldson Crawford Individual · Scottish · DOB 09/1971 · age 55	25–50%	25–50%	25-50% shares · 25-50% voting	01/07/2016
Mr David Ritchie Moore Individual · Scottish · DOB 02/1965 · age 61	25–50%	25–50%	25-50% shares · 25-50% voting	01/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Construction · KY postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
T. & N. GILMARTIN (CONTRACTORS) LIMITED→ SC105726 · est 1987	£3.97M £2.83M–£5.10M	—	—	85	38y	88	59y
CARTMORE BUILDING SUPPLY COMPANY LIMITED→ SC100217 · est 1986	£120.6k £86.1k–£155.0k	£16.41M	—	2800	39y	83	78y
AMBER ROOFING LIMITED→ SC130516 · est 1991	—	—	£709.2k	—	35y	83	59y
CAMPBELL & GAY (BUILDERS) LIMITED→ SC215346 · est 2001	—	—	—	400	25y	83	62y
CLOVECREST LIMITED→ SC270216 · est 2004	—	—	—	0	21y	83	64y
DOE SPORT (NORTH) LIMITED→ SC164621 · est 1996	—	—	—	2300	30y	83	68y
FREDERICK WILSON (PROPERTIES) LIMITED→ SC217110 · est 2001	—	—	—	200	25y	83	62y
HY SPEC SERVICES LIMITED→ SC147444 · est 1993 · no financials extracted	—	—	—	—	32y	83	69y
J R F CHIMNEY SPECIALISTS & HEATING DISTRIBUTORS LIMITED→ SC109701 · est 1988	—	—	—	16	38y	83	86y
JAGDIS PROPERTIES LIMITED→ SC361658 · est 2009	—	—	—	200	16y	83	63y
THOMSON HOMES LIMITED→ SC247470 · est 2003 · no financials extracted	—	—	—	—	23y	—	—
ULTIMATE PROPERTY SOLUTIONS (FIFE) LIMITED→ SC707036 · est 2021 · no financials extracted	—	—	—	—	4y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2003-08-19

Jurisdictionscotland

Primary SIC43320 — Joinery installation

Registered office

3 St Davids Business Park

Dalgety Bay

KY11 9PF

Filing status

Accounts

Next due: 2027-06-30

Last made up to: 2025-09-30

Confirmation statement

Next due: 2026-09-02

Last: 2025-08-19

Officers (3 active · 1 resigned)

CRAWFORD, Carol-Anne→

secretary · appointed 2003-08-19

View their other companies + combined net worth →

Active

CRAWFORD, Andrew Donaldson→

director · ~55y · appointed 2003-08-19

View their other companies + combined net worth →

Active

MOORE, David Ritchie→

director · ~61y · appointed 2003-09-11

View their other companies + combined net worth →

Active

OSWALDS OF EDINBURGH LIMITED→

corporate-nominee-secretary · appointed 2003-08-19 · resigned 2003-08-19

Resigned

Click a director name to see their full track record across all companies.