CAMPION HOMES LIMITED

📈Growthactive

SC254742 · ltd · incorporated 2003-08-26

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jun 2025

Net worth

—

book net assets

Opportunity

76/100

Strong

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What this business does

Primary activity: Construction of domestic buildings

Sector: Construction

Investor take

Pursue

Leverage-led grower with a 83-year-old founder — textbook succession opportunity.

Opportunity 76/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 83). Biggest value-creation lever: Consolidate lender relationships. 12 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (77/100).

🏦

Refinance opportunity

16 live charges · 9 lenders · oldest 21.5y

25/100

too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

· Oldest live charge is 21.5 years old — likely at or near maturity.
· 9 lenders named — inter-creditor friction likely.
· Legal-friction score 45/100 (high).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

16 charges (16/16 with lender, 16/16 with type)

Directors & officers

17 officers (9 active, 17 linked, 15 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

2 connected companies via shared directors

Filing history

122 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

76/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Adequate — check latest filings for context.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Profitable

Profit before tax £6,906,601

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-06-30	2024-06-30
Profit before tax	£6.91M	£2.63M
Average employees	146	14100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

• 4 officers
• 1 mortgage

Last 180 days

filings

• 5 officers
• 1 mortgage

Counts from Companies House filing history.

Corporate timeline (73 events)Click to expand

2026-03-27
📄
change-person-director-company-with-change-date
officers · CH01
2026-03-12
📄
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-12
🔓
Charge satisfied #14
2026-02-17
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-02-17
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-02-16
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-02-09
➕
BALD, William appointed
director
2026-02-01
➕
AITCHISON, Kristofer Stewart appointed
director
2026-02-01
➕
ANDERSON, Judy appointed
director
2026-01-07
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-12-19
➖
CASSIE, John Robert resigned
director
2025-10-21
📄
accounts-with-accounts-type-full
accounts · AA
2025-09-08
📄
capital-return-purchase-own-shares
capital · SH03
2025-09-03
📄
capital-return-purchase-own-shares
capital · SH03
2025-08-27
📄
capital-alter-shares-redemption-statement-of-capital
capital · SH02
2025-08-14
📄
capital-cancellation-shares
capital · SH06
2024-12-20
📄
resolution
resolution · RESOLUTIONS
2024-10-07
📄
accounts-with-accounts-type-full
accounts · AA
2024-07-15
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-06-12
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-05
🔒
Charge registered #16
Lender: Mrs Ann Hastie Residing at Kirklands, Cupar Road, Pitlessie, Cupar, KY15 7SU
2024-06-04
➖
SCOTT, Marjorie Mary resigned
director
2023-12-20
📄
accounts-with-accounts-type-full
accounts · AA
2023-01-03
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-12-23
🔒
Charge registered #15
Lender: The Royal Bank of Scotland PLC
2022-11-14
📄
accounts-with-accounts-type-full
accounts · AA
2022-07-11
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-07-07
➖
BAXTER, Euan John resigned
director
2022-06-21
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-06-07
🔒
Charge registered #14
Lender: Advance Construction (Gd) LTD
2021-11-19
📄
accounts-with-accounts-type-full
accounts · AA
2021-06-22
🔓
Charge satisfied #12
2021-01-07
🔒
Charge registered #13
Lender: Iain Howie Clark as Partner and Trustee of the Firm of I & a Clark
2020-09-29
🔓
Charge satisfied #10
2020-07-09
🔒
Charge registered #12
Lender: The Royal Bank of Scotland PLC
2019-11-01
➕
BAXTER, Euan John appointed
director
2019-11-01
➖
GRAHAM, Patrick resigned
director
2019-10-03
➕
CASSIE, John Robert appointed
director
2019-10-03
➖
STANSFIELD, Michael John resigned
director
2019-06-14
➖
SIMPSON, David James resigned
director
2018-12-04
🔒
Charge registered #11
Lender: The Royal Bank of Scotland PLC
2018-08-17
🔓
Charge satisfied #7
2018-07-27
🔒
Charge registered #10
Lender: Alastair William Dawson
2018-07-19
🔒
Charge registered #9
Lender: John Keddie
2017-09-07
➕
GRAHAM, Alasdair Mcleod appointed
director
2017-09-07
➕
SIMPSON, David James appointed
director
2017-03-21
🔒
Charge registered #8
Lender: Alison Elizabeth Clark
2016-07-07
➕
GRAHAM, Patrick appointed
director
2016-07-07
➕
STANSFIELD, Michael John appointed
director
2016-07-07
🔒
Charge registered #7
Lender: The Royal Bank of Scotland PLC

Showing most recent 50 of 73 events

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-8 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 83 — succession pressure is live.

Succession & seller-readiness

80/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 83 years old. Natural succession window is now.
primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med · 1 low

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

6 live charges

low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr Peter Elliott Bell Individual · British · DOB 08/1943 · age 83	75–100%	75–100%	sig. influence75-100% shares · 75-100% voting · significant influence	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Construction · KY postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
CRAIG FENTON DESIGN LIMITED→ SC505072 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
CRUICKSHANK GLAZIERS LTD.→ SC315183 · est 2007 · no financials extracted	—	—	—	—	19y	—	—
CUTTING EDGE CARPETS FIFE LIMITED→ SC585550 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
D&F ROBERTSON PLUMBING AND HEATING LTD→ SC824042 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
DANIELS ACCESS LTD→ SC749422 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
DAVID DONALDSON LTD.→ SC394839 · est 2011 · no financials extracted	—	—	—	—	15y	—	—
DAVID MCCALLION ROOFING LTD→ SC407007 · est 2011 · no financials extracted	—	—	—	—	14y	—	—
DBH HOME DECOR LIMITED→ SC719271 · est 2022 · no financials extracted	—	—	—	—	4y	—	—
DEBORAH DEVELOPMENTS LIMITED→ SC792020 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
DEFINITIVE DEVELOPMENTS LIMITED→ SC277617 · est 2004 · no financials extracted	—	—	—	—	21y	—	—
DELPROM LTD.→ SC222659 · est 2001 · no financials extracted	—	—	—	—	24y	—	—
DEMPSEY DECORATING LIMITED→ SC831286 · est 2024 · no financials extracted	—	—	—	—	1y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2003-08-26

Jurisdictionscotland

Primary SIC41202 — Construction of domestic buildings

Registered office

Pitreavie Drive

Dunfermline

Fife

KY11 8US

Filing status

Accounts

Next due: 2027-03-31

Last made up to: 2025-06-30

Confirmation statement

Next due: 2026-09-09

Last: 2025-08-26