STONEYWOOD CARE SERVICES LIMITED
Opportunity 79/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
7 live charges · 5 lenders · oldest 18.8y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 18.8 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | — | £517.1k |
| Current assets | — | £214.7k |
| Cash | — | £9.5k |
| Debtors | — | £24.0k |
| Net assets | — | £389.2k |
| Average employees | 100 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 mortgage
Corporate timeline (44 events)Click to expand
- 2025-12-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-22🔓Charge satisfied #8
- 2025-12-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-12-15🔓Charge satisfied #5
- 2025-09-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-11📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-13📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2024-11-13📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-13📄change-person-director-company-with-change-dateofficers · CH01
- 2024-06-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-12-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-11-17📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2022-11-17📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2022-10-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-10-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-10-20📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2022-10-20📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2022-10-20🔒Charge registered #8Lender: Ian John Howie
- 2022-10-20🔒Charge registered #7Lender: Ian John Howie
- 2022-10-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-10-06🔒Charge registered #6Lender: Ian John Howie as Security Trustee
- 2022-09-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-09-12📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-12📄change-person-director-company-with-change-dateofficers · CH01
- 2022-04-21➕RAMSAY, Jennifer Catherine appointeddirector
- 2019-12-21➖REID, Mary resignedsecretary
- 2019-12-21➖REID, Mary resigneddirector
- 2013-03-04🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2008-12-19➖CAMPBELL, Alexander resigneddirector
- 2008-10-02🔒Charge registered #4Lender: Royal Bank of Scotland PLC
- 2008-09-18🔓Charge satisfied #1
- 2008-08-27🔒Charge registered #2Lender: Royal Bank of Scotland PLC
- 2007-07-12🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 2003-10-02🏢Company incorporatedAs STONEYWOOD CARE SERVICES LIMITED
- 2003-10-02➕HOWIE, Ian John appointeddirector
- 2003-10-02➕REID, Mary appointedsecretary
- 2003-10-02➕BRIAN REID LTD. appointedcorporate-nominee-secretary
- 2003-10-02➖BRIAN REID LTD. resignedcorporate-nominee-secretary
- 2003-10-02➕CAMPBELL, Alexander appointeddirector
- 2003-10-02➕REID, Mary appointeddirector
- 2003-10-02➕STEPHEN MABBOTT LTD. appointedcorporate-nominee-director
- 2003-10-02➖STEPHEN MABBOTT LTD. resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 67 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Scs Eot Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Scs Eot Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/10/2022 |
3 historic (ceased) PSCs
- Estate Of Mary Reidceased 20/06/2022· 25-50% shares
- Mr Ian John Howieceased 06/10/2022· 25-50% shares · 25-50% voting
- Mrs Mary Reidceased 21/12/2019· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · FK postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CAMPHILL(BLAIR DRUMMOND)TRUST LIMITED→ SC059206 · est 1976 · no financials extracted | — | — | — | — | 50y | 83 | 84y |
| DUNBLANE KIDS CLUB→ SC176437 · est 1997 · no financials extracted | — | — | — | — | 28y | 83 | 70y |
| RECOVERY SCOTLAND LTD.→ SC155475 · est 1995 · no financials extracted | — | — | — | — | 31y | 83 | 76y |
| ACREWOOD NURSERY LIMITED→ SC231967 · est 2002 | — | — | — | 1500 | 23y | 82 | 69y |
| CARE VISIONS GROUP LIMITED→ SC204261 · est 2000 · no financials extracted | — | — | — | — | 26y | 82 | 61y |
| LITTLE STARS (STIRLING) LIMITED→ SC396870 · est 2011 | — | — | £2.25M | — | 15y | 82 | 70y |
| OCHIL EYES LIMITED→ SC376726 · est 2010 | — | — | £6.1k | — | 16y | 82 | 61y |
| CENTRAL ADVOCACY PARTNERS→ SC213637 · est 2000 · no financials extracted | — | — | — | — | 25y | 81 | 79y |
| FORTH VALLEY DENTAL CARE LIMITED→ SC227043 · est 2002 | — | — | £750 | — | 24y | 81 | 63y |
| FRAMEWORK CLINICS LTD→ SC350211 · est 2008 | — | — | £1.8k | — | 17y | 81 | 63y |
| GRANGEMOUTH CARERS LIMITED→ SC131185 · est 1991 · no financials extracted | — | — | — | — | 35y | 81 | 75y |
| PLAY ALLOA→ SC379003 · est 2010 · no financials extracted | — | — | — | — | 15y | 81 | 69y |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Ian John Howie | A registered charge | 1 property | 20/10/2022 | 22/12/2025 | |
| outstanding | Ian John Howie | A registered charge | 1 property | 20/10/2022 | — | |
| outstanding | Ian John Howie as Security Trustee | A registered charge | — | 06/10/2022 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 04/03/2013 | 15/12/2025 | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 02/10/2008 | — | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 27/08/2008 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 12/07/2007 | 18/09/2008 |