STONEYWOOD CARE SERVICES LIMITED

🌳Matureactive
SC257011 · ltd · incorporated 2003-10-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Sept 2024
Net worth
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Other human health activities
Sector: Human health & social work
Investor take
Pursue
Active trading company with a 67-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

7 live charges · 5 lenders · oldest 18.8y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 18.8 years old — likely at or near maturity.
  • · 5 lenders named — inter-creditor friction likely.
  • · Legal-friction score 35/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
7 officers (2 active, 7 linked, 4 with DOB)
81
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
97 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£78k£156k£233k£311k£389kSept 2023Sept 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-09-302023-09-30
Total assets£517.1k
Current assets£214.7k
Cash£9.5k
Debtors£24.0k
Net assets£389.2k
Average employees100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 2 mortgage
Counts from Companies House filing history.
Corporate timeline (44 events)Click to expand
  1. 2025-12-22
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  2. 2025-12-22
    🔓
    Charge satisfied #8
  3. 2025-12-15
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  4. 2025-12-15
    🔓
    Charge satisfied #5
  5. 2025-09-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2025-09-11
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2024-11-13
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  8. 2024-11-13
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2024-11-13
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2024-06-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2023-06-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2022-12-02
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  13. 2022-12-01
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  14. 2022-11-17
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  15. 2022-11-17
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  16. 2022-10-25
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  17. 2022-10-25
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  18. 2022-10-20
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  19. 2022-10-20
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  20. 2022-10-20
    🔒
    Charge registered #8
    Lender: Ian John Howie
  21. 2022-10-20
    🔒
    Charge registered #7
    Lender: Ian John Howie
  22. 2022-10-19
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  23. 2022-10-06
    🔒
    Charge registered #6
    Lender: Ian John Howie as Security Trustee
  24. 2022-09-12
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  25. 2022-09-12
    📄
    change-person-director-company-with-change-date
    officers · CH01
  26. 2022-09-12
    📄
    change-person-director-company-with-change-date
    officers · CH01
  27. 2022-04-21
    RAMSAY, Jennifer Catherine appointed
    director
  28. 2019-12-21
    REID, Mary resigned
    secretary
  29. 2019-12-21
    REID, Mary resigned
    director
  30. 2013-03-04
    🔒
    Charge registered #5
    Lender: The Royal Bank of Scotland PLC
  31. 2008-12-19
    CAMPBELL, Alexander resigned
    director
  32. 2008-10-02
    🔒
    Charge registered #4
    Lender: Royal Bank of Scotland PLC
  33. 2008-09-18
    🔓
    Charge satisfied #1
  34. 2008-08-27
    🔒
    Charge registered #2
    Lender: Royal Bank of Scotland PLC
  35. 2007-07-12
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  36. 2003-10-02
    🏢
    Company incorporated
    As STONEYWOOD CARE SERVICES LIMITED
  37. 2003-10-02
    HOWIE, Ian John appointed
    director
  38. 2003-10-02
    REID, Mary appointed
    secretary
  39. 2003-10-02
    BRIAN REID LTD. appointed
    corporate-nominee-secretary
  40. 2003-10-02
    BRIAN REID LTD. resigned
    corporate-nominee-secretary
  41. 2003-10-02
    CAMPBELL, Alexander appointed
    director
  42. 2003-10-02
    REID, Mary appointed
    director
  43. 2003-10-02
    STEPHEN MABBOTT LTD. appointed
    corporate-nominee-director
  44. 2003-10-02
    STEPHEN MABBOTT LTD. resigned
    corporate-nominee-director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 67 — succession pressure is live.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Scs Eot Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Scs Eot Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
STONEYWOOD CARE SERVICES LIMITED
This company · SC257011

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Scs Eot Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control06/10/2022
3 historic (ceased) PSCs
  • Estate Of Mary Reidceased 20/06/2022· 25-50% shares
  • Mr Ian John Howieceased 06/10/2022· 25-50% shares · 25-50% voting
  • Mrs Mary Reidceased 21/12/2019· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2003-10-02
Jurisdictionscotland
Primary SIC86900 — Other human health activities

Registered office

40 Glasgow Road
Denny
FK6 5DJ
Scotland

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-09-23
Last: 2025-09-09

Officers (2 active · 5 resigned)

HOWIE, Ian John
director · ~67y · appointed 2003-10-02
View their other companies + combined net worth →
Active
RAMSAY, Jennifer Catherine
director · ~49y · appointed 2022-04-21
View their other companies + combined net worth →
Active
REID, Mary
secretary · appointed 2003-10-02 · resigned 2019-12-21
Resigned
BRIAN REID LTD.
corporate-nominee-secretary · appointed 2003-10-02 · resigned 2003-10-02
Resigned
CAMPBELL, Alexander
director · ~90y · appointed 2003-10-02 · resigned 2008-12-19
Resigned
REID, Mary
director · ~92y · appointed 2003-10-02 · resigned 2019-12-21
Resigned
STEPHEN MABBOTT LTD.
corporate-nominee-director · appointed 2003-10-02 · resigned 2003-10-02
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

7
Total charges
4
Outstanding
3
Active lenders
Status:Lender:7 of 7 shown
TypeProperties
satisfied
Ian John Howie
A registered charge1 property20/10/202222/12/2025
outstanding
Ian John Howie
A registered charge1 property20/10/2022
outstanding
Ian John Howie as Security Trustee
A registered charge06/10/2022
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Standard security1 property04/03/201315/12/2025
outstanding
Lloyds Banking Group
Royal Bank of Scotland PLC
Standard security1 property02/10/2008
outstanding
Lloyds Banking Group
Royal Bank of Scotland PLC
Bond & floating charge1 property27/08/2008
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property12/07/200718/09/2008
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (97 total)

mortgage-satisfy-charge-full
mortgage · MR04
2025-12-22
mortgage-satisfy-charge-full
mortgage · MR04
2025-12-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-11
change-person-director-company-with-change-date
officers · CH01
2025-09-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-15
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2024-11-13
change-person-director-company-with-change-date
officers · CH01
2024-11-13
change-person-director-company-with-change-date
officers · CH01
2024-11-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-30
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2022-12-02
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-12-01
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2022-11-17