CPMS PROPERTY LIMITED
🌳Matureactive
SC257439 · ltd · incorporated 2003-10-10
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 15.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
PursueActive trading company with a 66-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 70/100. Strong seller-intent signal (83/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · oldest 15.3y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 15.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 3 with DOB)
80
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
71 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-31 | 2024-05-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
- 2026-02-18📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2025-09-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-08📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-04-26➖CRAIG, Iain resigneddirector
- 2025-02-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-05-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-02-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-05-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-05-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-11-08📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-11-08📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-11-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-11-07📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2017-12-14📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2017-03-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-02-04🔒Charge registered #4Lender: Bank of Scotland PLC
- 2011-03-25🔒Charge registered #3Lender: Bank of Scotland PLC
- 2011-01-05🔒Charge registered #2Lender: Bank of Scotland PLC
- 2011-01-05🔒Charge registered #1Lender: Bank of Scotland PLC
- 2009-11-06➕SHIELLS, Charles Francis Russell appointeddirector
- 2003-10-10🏢Company incorporatedAs CPMS PROPERTY LIMITED
- 2003-10-10➕BROWN, Robert appointedsecretary
- 2003-10-10➕BROWN, Robert appointeddirector
- 2003-10-10➕ACS SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 2003-10-10➖ACS SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 2003-10-10➕CRAIG, Iain appointeddirector
- 2003-10-10➕ACS NOMINEES LIMITED appointedcorporate-nominee-director
- 2003-10-10➖ACS NOMINEES LIMITED resignedcorporate-nominee-director
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 23 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Robert Brown Individual · British · DOB 08/1960 · age 66 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Charles Shiells Individual · British · DOB 12/1960 · age 66 | 25–50% | — | 25-50% shares | 06/04/2016 |
1 historic (ceased) PSC
- Mr Iain Craigceased 26/04/2025· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · PA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| FRANCISCUS LANKAMP LTD→ SC866417 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| FSPS (SCOTLAND) LTD→ SC622201 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| FULWOOD BUILDING SERVICES LIMITED→ SC136713 · est 1992 · no financials extracted | — | — | — | — | 34y | — | — |
| FUTURE CONTRACTORS LTD→ SC747559 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| G12 LIMITED→ SC118163 · est 1989 · no financials extracted | — | — | — | — | 36y | — | — |
| G2 PROPERTY RENOVATIONS LTD→ SC641511 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| GAV MCCUE CONSTRUCTION LTD→ SC842823 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| GB.ACCESS.SOLUTIONS LTD→ SC877707 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| GCS CONTRACTS LTD→ SC545531 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| GDN LIMITED→ SC737073 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| GENER 8 LIMITED→ SC161030 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
| GENIUS PROPERTIES LTD→ SC741169 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2003-10-10
Jurisdictionscotland
Primary SIC41100 — Development of building projects
Registered office
Victoria House
114 Main Road
Elderslie
Renfrewshire
PA5 9AX
Scotland
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-10-24
Last: 2025-10-10
Officers (3 active · 3 resigned)
Active
BROWN, Robert→
Activedirector · ~66y · appointed 2003-10-10
View their other companies + combined net worth →
SHIELLS, Charles Francis Russell→
Activedirector · ~66y · appointed 2009-11-06
View their other companies + combined net worth →
ACS SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 2003-10-10 · resigned 2003-10-10
CRAIG, Iain→
Resigneddirector · ~74y · appointed 2003-10-10 · resigned 2025-04-26
ACS NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 2003-10-10 · resigned 2003-10-10
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
4
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 1 property | 04/02/2016 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 25/03/2011 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 05/01/2011 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | Floating charge | 1 property | 05/01/2011 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (71 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-02-18
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-15
termination-director-company-with-name-termination-date
officers · TM01
2025-09-08
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-09-08
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-22
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-23
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-02-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-10
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-05-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-02-25