ST ANDREWS ESTATES (SCOTLAND) LIMITED
No material changes in the last 30 days.
No snapshot from 90 days ago — start tracking from today.
No snapshot from 180 days ago — start tracking from today.
Opportunity 69/100 (strong), bankability 77/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (38/100).
Refinance opportunity
77 live charges · 4 lenders · oldest 21.2y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 21.2 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 48/100 (high).
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 confirmation-statement
Corporate timeline (202 events)Click to expand
- 2025-12-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-07-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-07-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-01➖COULSON, Alastair John Paul resigneddirector
- 2025-07-01➖MURDOCK, Ciaran resigneddirector
- 2025-05-12📄accounts-with-accounts-type-smallaccounts · AA
- 2025-04-22➕BENEDETTO, Ruggero appointeddirector
- 2025-04-22➕JUSTE OLESTI, Manuel appointeddirector
- 2025-04-22➕KOZMA, Mario appointeddirector
- 2025-04-22➖YAP, Ewe Sim resigneddirector
- 2024-10-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-02🔓Charge satisfied #76
- 2024-10-02🔓Charge satisfied #72
- 2024-10-02🔓Charge satisfied #74
- 2024-10-02🔓Charge satisfied #73
- 2024-10-02🔓Charge satisfied #71
- 2024-10-02🔓Charge satisfied #67
- 2024-10-02🔓Charge satisfied #66
- 2024-10-02🔓Charge satisfied #65
- 2024-10-02🔓Charge satisfied #64
- 2024-09-10📄accounts-with-accounts-type-smallaccounts · AA
- 2024-04-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-03-27➖RAJI, Francis resigneddirector
- 2024-03-27➕YAP, Ewe Sim appointeddirector
- 2023-09-22📄accounts-with-accounts-type-smallaccounts · AA
- 2022-10-31🔓Charge satisfied #68
- 2022-10-28🔓Charge satisfied #77
- 2022-10-28🔓Charge satisfied #75
- 2022-10-28🔓Charge satisfied #70
- 2022-10-28🔓Charge satisfied #69
- 2020-09-25➕RAJI, Francis appointeddirector
- 2020-09-25➖STENGEL, Daniel resigneddirector
- 2020-03-02➕MURDOCK, Ciaran appointeddirector
- 2020-02-28➖KELLY, Richard Patrick resigneddirector
- 2019-12-20➖GLEN, Iain Andrew Mercer resigneddirector
- 2019-12-20➕STENGEL, Daniel appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
Red flags
2 med ·Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: COULSON, Alastair John Paul resigned 2025-07-01; MURDOCK, Ciaran resigned 2025-07-01
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Crocodile (Dundee) No.2 Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Crocodile (Dundee) No.2 Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/11/2018 |
3 historic (ceased) PSCs
- Abbey National Nominees Limitedceased 07/08/2019· 75-100% shares
- Bridgeban Investments Limitedceased 07/08/2019· significant influence
- Mr Bruce Reid Lintonceased 01/11/2018· 50-75% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| GANDER EQUITIES LIMITED→ SC038884 · est 1963 | £5.39M £4.58M–£6.20M | — | £5.39M | — | 63y | 83 | 87y |
| DOMINPLAN PROPERTY CO. LIMITED→ SC039504 · est 1963 | £1.92M £1.63M–£2.21M | — | £1.92M | — | 62y | 83 | 89y |
| NEWTON PROPERTY MANAGEMENT LTD.→ SC224378 · est 2001 | £1.45M £1.23M–£1.66M | — | £1.45M | — | 24y | 83 | 70y |
| MILBEAR HOLDINGS (GLASGOW) LIMITED→ SC046691 · est 1969 | £974.3k £828.2k–£1.12M | — | £974.3k | — | 56y | 83 | 101y |
| CITYPROP INVESTMENTS LTD.→ SC157489 · est 1995 | £927.3k £788.2k–£1.07M | — | £927.3k | — | 31y | 83 | 87y |
| CALEDONIA WATERFRONT (HARBOUR ROAD) LIMITED→ SC345086 · est 2008 | £623.3k £529.8k–£716.8k | — | £623.3k | — | 17y | 83 | 70y |
| INNOVATION PROPERTIES LIMITED→ SC312436 · est 2006 | £444.7k £378.0k–£511.4k | — | £444.7k | — | 19y | 83 | 86y |
| OREBLOCK LIMITED→ SC161313 · est 1995 | £146.5k £124.6k–£168.5k | — | £146.5k | — | 30y | 83 | 69y |
| HORSESHOE DEVELOPMENTS (PORT GLASGOW) LIMITED→ SC315228 · est 2007 | £132.9k £113.0k–£152.9k | — | £132.9k | — | 19y | 83 | 68y |
| BARRWOOD DEVELOPMENTS LIMITED→ SC055126 · est 1974 | £117.8k £100.1k–£135.5k | — | £117.8k | — | 52y | 83 | 59y |
| GALEN PROPERTIES LTD→ SC283636 · est 2005 | £64.1k £54.5k–£73.7k | — | £64.1k | — | 21y | 83 | 62y |
| LEMAY INVESTMENTS LIMITED→ SC253839 · est 2003 | £53.3k £45.3k–£61.3k | — | £53.3k | — | 22y | 83 | 70y |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 11 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Santander Santander UK PLC | A registered charge | 2 properties | 16/11/2018 | 02/10/2024 | |
| satisfied | Santander Santander UK PLC | A registered charge | 4 properties | 15/11/2018 | 02/10/2024 | |
| satisfied | Santander Santander UK PLC | A registered charge | 2 properties | 14/11/2018 | 28/10/2022 | |
| satisfied | Santander Santander UK PLC | A registered charge | 2 properties | 14/11/2018 | 28/10/2022 | |
| satisfied | Santander Santander UK PLC | A registered charge | 2 properties | 14/11/2018 | 02/10/2024 | |
| satisfied | Santander Santander UK PLC | A registered charge | 1 property | 14/11/2018 | 02/10/2024 | |
| satisfied | Santander Santander UK PLC | A registered charge | 2 properties | 14/11/2018 | 02/10/2024 | |
| satisfied | Santander Santander UK PLC | A registered charge | 1 property | 14/11/2018 | 28/10/2022 | |
| satisfied | Santander Santander UK PLC | A registered charge | 1 property | 14/11/2018 | 28/10/2022 | |
| satisfied | Santander Santander UK PLC | A registered charge | 1 property | 14/11/2018 | 31/10/2022 | |
| satisfied | Santander Santander UK PLC | A registered charge | 1 property | 01/11/2018 | 02/10/2024 | |
| satisfied | Santander Santander UK PLC | A registered charge | 1 property | 01/11/2018 | 02/10/2024 | |
| satisfied | Santander Santander UK PLC | A registered charge | 1 property | 01/11/2018 | 02/10/2024 | |
| satisfied | Santander Santander UK PLC | A registered charge | 1 property | 01/11/2018 | 02/10/2024 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | — | 21/05/2014 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 02/04/2015 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/01/2017 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 2 properties | 07/11/2013 | 06/01/2017 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 07/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 01/11/2013 | 06/11/2018 | |
| satisfied | Santander Abbey National Treasury Services PLC | A registered charge | 1 property | 01/11/2013 | 06/11/2018 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Standard security | 3 properties | 13/02/2008 | 08/11/2013 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Legal charge | 1 property | 31/01/2008 | 08/11/2013 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 29/01/2008 | 08/11/2013 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 05/11/2007 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 23/08/2007 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 29/06/2007 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 09/03/2007 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 05/02/2007 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 05/02/2007 | 30/08/2008 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 05/02/2007 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 05/02/2007 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 05/02/2007 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 05/02/2007 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 05/02/2007 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 05/02/2007 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 05/02/2007 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 05/02/2007 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 18/12/2006 | 26/06/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 23/08/2006 | 26/06/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 30/03/2006 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 30/03/2006 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 2 properties | 30/03/2006 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 10/03/2006 | 26/06/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 07/12/2005 | 26/06/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 2 properties | 25/11/2005 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 15/09/2005 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 15/09/2005 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 20/07/2005 | 26/06/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 2 properties | 01/07/2005 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 2 properties | 01/07/2005 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 2 properties | 23/06/2005 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 07/06/2005 | 08/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 22/04/2005 | 08/11/2013 |