ARCA BUSINESS CENTRES LIMITED
🌳Matureactive
SC288589 · ltd · incorporated 2005-08-08
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2024
Net worth
—
book net assets
Opportunity
68/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 68/100 (strong), bankability 57/100. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (50/100).
🏦
Refinance opportunity
12 live charges · 5 lenders · oldest 18.9y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 18.9 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
12 charges (12/12 with lender, 12/12 with type)
90
Directors & officers
10 officers (4 active, 10 linked, 7 with DOB)
84
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
92 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
68/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-08-31 | 2023-08-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
4
filings
- • 4 officers
Last 90 days
4
filings
- • 4 officers
Last 180 days
4
filings
- • 4 officers
Counts from Companies House filing history.
Corporate timeline (53 events)Click to expand
- 2026-04-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-04-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-06➕STEVENSON, Andrew appointeddirector
- 2026-04-06➖MURPHY, Glenn Patrick resigneddirector
- 2026-04-05➕MURPHY, Koren Anne, Dr appointeddirector
- 2026-04-05➕MURRAY, Alistair Glenn appointeddirector
- 2025-08-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-08-08🔓Charge satisfied #2
- 2025-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-04📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-30🔒Charge registered #12Lender: The Royal Bank of Scotland PLC
- 2023-05-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-08📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-02-08🔓Charge satisfied #11
- 2019-07-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-06-29🔒Charge registered #11Lender: The Royal Bank of Scotland PLC
- 2019-05-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-02-01➖HEATHWOOD, Derek Kevin resigneddirector
- 2017-02-01➖LINTON, Bruce Reid resigneddirector
- 2017-02-01➖THOMSON, William George Ritchie resigneddirector
- 2014-05-22🔓Charge satisfied #6
- 2014-05-22🔓Charge satisfied #5
- 2014-05-22🔓Charge satisfied #4
- 2014-05-22🔓Charge satisfied #3
- 2014-05-22🔓Charge satisfied #1
- 2014-05-20🔒Charge registered #10Lender: The Royal Bank of Scotland PLC
- 2014-05-20🔒Charge registered #9Lender: The Royal Bank of Scotland PLC
- 2014-05-20🔒Charge registered #8Lender: The Royal Bank of Scotland PLC
- 2014-05-08🔒Charge registered #7Lender: The Royal Bank of Scotland PLC
- 2013-06-14🔒Charge registered #6Lender: Lloyds Tsb Bank PLC
- 2012-03-23🔒Charge registered #5Lender: Lloyds Tsb Bank PLC
- 2008-03-11🔒Charge registered #4Lender: Lloyds Tsb Scotland Public Limited Company
- 2007-07-30🔒Charge registered #3Lender: Lloyds Tsb Scotland PLC
- 2007-07-23🔒Charge registered #2Lender: Ashtenne Caledonia Limited
- 2007-06-12🔒Charge registered #1Lender: Lloyds Tsb Scotland PLC
- 2007-01-09➕LINTON, Bruce Reid appointeddirector
- 2007-01-09➕THOMSON, William George Ritchie appointeddirector
- 2005-08-08🏢Company incorporatedAs ARCA BUSINESS CENTRES LIMITED
- 2005-08-08➕EPOCH PROPERTY LIMITED appointedcorporate-secretary
- 2005-08-08➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 2005-08-08➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
- 2005-08-08➕HEATHWOOD, Derek Kevin appointeddirector
Showing most recent 50 of 53 events
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Glenn Patrick Murphy Individual · British,Irish · DOB 04/1969 · age 57 | — | — | sig. influencesignificant influence | 06/04/2016 |
1 historic (ceased) PSC
- Mr William George Ritchie Thomsonceased 01/02/2017· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · G postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ANDERSON DOE PROPERTY LIMITED→ SC641112 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ANGUS PROPERTY INVESTMENTS LTD→ SC764272 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ANIMUS PROPERTIES LTD→ SC767800 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AP1 BUSINESS LTD→ SC874636 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| APX PROPERTY LIMITED→ SC821488 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AQAAR LTD→ SC605100 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ARCHIE INVESTMENTS LIMITED→ SC474472 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ARDEER REGENERATION LIMITED→ SC269486 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ARDENLEA LTD→ SC672700 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ARDWELL BAY LIMITED→ SC484319 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ARE TALLENTS LIMITED→ SC393961 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| AREA18 LTD→ SC809449 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2005-08-08
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
Ellismuir House Ellismuir Way
Tannochside Park
Glasgow
G71 5PW
Scotland
Filing status
Accounts
Next due: 2026-05-31
Last made up to: 2024-08-31
Confirmation statement
Next due: 2026-08-22
Last: 2025-08-08
Officers (4 active · 6 resigned)
EPOCH PROPERTY LIMITED→
Activecorporate-secretary · appointed 2005-08-08
View their other companies + combined net worth →
MURPHY, Koren Anne, Dr→
Activedirector · ~29y · appointed 2026-04-05
View their other companies + combined net worth →
MURRAY, Alistair Glenn→
Activedirector · ~41y · appointed 2026-04-05
View their other companies + combined net worth →
STEVENSON, Andrew→
Activedirector · ~45y · appointed 2026-04-06
View their other companies + combined net worth →
OSWALDS OF EDINBURGH LIMITED→
Resignedcorporate-nominee-secretary · appointed 2005-08-08 · resigned 2005-08-08
HEATHWOOD, Derek Kevin→
Resigneddirector · ~54y · appointed 2005-08-08 · resigned 2017-02-01
LINTON, Bruce Reid→
Resigneddirector · ~73y · appointed 2007-01-09 · resigned 2017-02-01
MURPHY, Glenn Patrick→
Resigneddirector · ~57y · appointed 2005-08-08 · resigned 2026-04-06
THOMSON, William George Ritchie→
Resigneddirector · ~76y · appointed 2007-01-09 · resigned 2017-02-01
JORDANS (SCOTLAND) LIMITED→
Resignedcorporate-nominee-director · appointed 2005-08-08 · resigned 2005-08-08
Click a director name to see their full track record across all companies.
Mortgages & charges
12
Total charges
5
Outstanding
1
Active lenders
Status:Lender:12 of 12 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 30/06/2023 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 29/06/2019 | 08/02/2020 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 20/05/2014 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 20/05/2014 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 20/05/2014 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 08/05/2014 | — | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A registered charge | 1 property | 14/06/2013 | 22/05/2014 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Standard security | 1 property | 23/03/2012 | 22/05/2014 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Scotland Public Limited Company | Standard security | 1 property | 11/03/2008 | 22/05/2014 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Scotland PLC | Standard security | 1 property | 30/07/2007 | 22/05/2014 | |
| satisfied | Ashtenne Caledonia Ashtenne Caledonia Limited | Standard security | 1 property | 23/07/2007 | 08/08/2025 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Scotland PLC | Floating charge | 1 property | 12/06/2007 | 22/05/2014 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (92 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-04-16
appoint-person-director-company-with-name-date
officers · AP01
2026-04-16
appoint-person-director-company-with-name-date
officers · AP01
2026-04-16
appoint-person-director-company-with-name-date
officers · AP01
2026-04-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-12
mortgage-satisfy-charge-full
mortgage · MR04
2025-08-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-01
change-person-director-company-with-change-date
officers · CH01
2024-06-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-07-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-22