SIMPSON HIGHVIEW LIMITED
💤Zombieactive
SC293358 · ltd · incorporated 2005-11-18
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other retail sale of new goods in specialised stores (other than commercial art galleries and opticians)
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 74/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
9 live charges · 6 lenders · oldest 18.3y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 18.3 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
3 officers (1 active, 3 linked, 1 with DOB)
77
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
71 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (41 events)Click to expand
- 2025-11-25📄accounts-with-accounts-type-fullaccounts · AA
- 2024-09-27📄accounts-with-accounts-type-fullaccounts · AA
- 2024-07-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-05🔓Charge satisfied #7
- 2024-07-05🔓Charge satisfied #6
- 2024-07-05🔓Charge satisfied #5
- 2024-07-05🔓Charge satisfied #2
- 2024-06-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-20🔒Charge registered #9Lender: Clydesdale Bank PLC (Trading as Virgin Money)
- 2024-06-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-07📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-06-07🔓Charge satisfied #3
- 2024-06-05🔒Charge registered #8Lender: Clydesdale Bank PLC (Trading as Virgin Money) (Company Number SC001111)
- 2023-07-28📄accounts-with-accounts-type-fullaccounts · AA
- 2022-11-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-11-14📄accounts-with-accounts-type-fullaccounts · AA
- 2022-03-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-03-03📄change-person-director-company-with-change-dateofficers · CH01
- 2021-12-23📄accounts-with-accounts-type-fullaccounts · AA
- 2021-11-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-11-19📄change-person-director-company-with-change-dateofficers · CH01
- 2021-11-19📄change-person-director-company-with-change-dateofficers · CH01
- 2021-04-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-04-09🔒Charge registered #7Lender: The Royal Bank of Scotland PLC
- 2017-05-13🔓Charge satisfied #4
- 2017-04-13🔒Charge registered #6Lender: The Royal Bank of Scotland PLC
- 2013-04-16🔒Charge registered #5Lender: The Agricultural Mortgage Corporation PLC
- 2012-03-27🔒Charge registered #4Lender: Clydesdale Bank PLC
- 2010-09-22➖SIMPSON, Lynda resignedsecretary
- 2010-05-04🔓Charge satisfied #1
- 2010-04-13🔒Charge registered #3Lender: Agricultural Mortgage Corporation PLC
- 2010-04-06🔒Charge registered #2Lender: Agricultural Mortgage Corporation PLC
- 2008-01-03🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2005-11-18🏢Company incorporatedAs SIMPSON HIGHVIEW LIMITED
- 2005-11-18➕SIMPSON, Andrew Iain appointeddirector
- 2005-11-18➕SIMPSON, Lynda appointedsecretary
- 2005-11-18➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 2005-11-18➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "SIMPSON" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
75/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Iain Simpson Individual · British · DOB 03/1974 · age 52 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · IV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| SKYE'S FINISHING TOUCHES LTD→ SC374899 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| SOUTH QUEENSFERRY HEALTHCARE LIMITED→ SC786565 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| SPEYSIDE ECO-HEAT LIMITED→ SC418480 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| STUFF'D UP LTD→ SC859379 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| THE BAKEHOUSE COLLECTIVE LIMITED→ SC796678 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| THE HIGHLAND WEIGH LTD→ SC728082 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| THE LOSSIEMOUSE LTD→ SC880390 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| THISTLE PHARMA LIMITED→ SC481884 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| THREAPLANDS LIMITED→ SC247592 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| TJ'S TRADING NORTH LTD→ SC746410 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| TK HIGHLANDS LTD→ SC776252 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| TOP TECH HUB LIMITED→ SC758922 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2005-11-18
Jurisdictionscotland
Primary SIC47789 — Other retail sale of new goods in specialised stores (other than commercial art galleries and opticians)
Registered office
Highview House
Inshes
Inverness
Inverness-Shire
IV2 5BA
Filing status
Accounts
Next due: 2026-10-07
Last made up to: 2025-01-07
Confirmation statement
Next due: 2026-12-02
Last: 2025-11-18
Officers (1 active · 2 resigned)
SIMPSON, Andrew Iain→
Activedirector · ~52y · appointed 2005-11-18
View their other companies + combined net worth →
SIMPSON, Lynda→
Resignedsecretary · appointed 2005-11-18 · resigned 2010-09-22
OSWALDS OF EDINBURGH LIMITED→
Resignedcorporate-nominee-secretary · appointed 2005-11-18 · resigned 2005-11-18
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
2
Outstanding
1
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Virgin Money) | A registered charge | 1 property | 20/06/2024 | — | |
| outstanding | Virgin Money Clydesdale Bank PLC (Trading as Virgin Money) (Company Number SC001111) | A registered charge | — | 05/06/2024 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 09/04/2021 | 05/07/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 13/04/2017 | 05/07/2024 | |
| satisfied | The Agricultural Mortgage Corporation The Agricultural Mortgage Corporation PLC | A registered charge | 1 property | 16/04/2013 | 05/07/2024 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Floating charge | 1 property | 27/03/2012 | 13/05/2017 | |
| satisfied | Agricultural Mortgage Corporation Agricultural Mortgage Corporation PLC | Standard security | 1 property | 13/04/2010 | 07/06/2024 | |
| satisfied | Agricultural Mortgage Corporation Agricultural Mortgage Corporation PLC | Floating charge | 1 property | 06/04/2010 | 05/07/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 03/01/2008 | 04/05/2010 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (71 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-05
accounts-with-accounts-type-full
accounts · AA
2025-11-25
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-19
accounts-with-accounts-type-full
accounts · AA
2024-09-27
mortgage-satisfy-charge-full
mortgage · MR04
2024-07-05
mortgage-satisfy-charge-full
mortgage · MR04
2024-07-05
mortgage-satisfy-charge-full
mortgage · MR04
2024-07-05
mortgage-satisfy-charge-full
mortgage · MR04
2024-07-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-06-10
mortgage-satisfy-charge-full
mortgage · MR04
2024-06-07
confirmation-statement-with-updates
confirmation-statement · CS01
2023-12-13
accounts-with-accounts-type-full
accounts · AA
2023-07-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-11-24
confirmation-statement-with-updates
confirmation-statement · CS01
2022-11-24