KERR'S BAKERY LIMITED
No material changes in the last 30 days.
No material changes in the last 90 days.
No snapshot from 180 days ago — start tracking from today.
Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (80/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
7 live charges · 4 lenders · oldest 20.2y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 20.2 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-08-02 | 2024-08-03 |
|---|---|---|
| Average employees | 50 | 5000 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 officers
- • 1 accounts
Corporate timeline (44 events)Click to expand
- 2026-04-06➖MURRAY, Colin Alexander resigneddirector
- 2026-04-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-09📄accounts-with-accounts-type-smallaccounts · AA
- 2025-04-22📄accounts-with-accounts-type-smallaccounts · AA
- 2024-08-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-01🔓Charge satisfied #6
- 2024-08-01🔓Charge satisfied #5
- 2024-08-01🔓Charge satisfied #4
- 2024-04-29📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-29📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-29📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-09📄accounts-with-accounts-type-smallaccounts · AA
- 2024-03-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-03-19🔓Charge satisfied #2
- 2023-03-23📄accounts-with-accounts-type-smallaccounts · AA
- 2021-12-23📄accounts-with-accounts-type-smallaccounts · AA
- 2020-12-23📄accounts-with-accounts-type-smallaccounts · AA
- 2020-04-30📄accounts-with-accounts-type-smallaccounts · AA
- 2018-12-28📄accounts-with-accounts-type-smallaccounts · AA
- 2018-01-05📄accounts-with-accounts-type-smallaccounts · AA
- 2015-10-15🔒Charge registered #7Lender: Clydesdale Bank PLC
- 2015-10-10➕BLACOE, William George appointedsecretary
- 2015-10-10➖BOYLE, Mitchell resignedsecretary
- 2015-09-30➖BOYLE, Mitchell resigneddirector
- 2013-04-11➕MCGHEE, Stuart Alexander appointeddirector
- 2009-08-28🔓Charge satisfied #1
- 2009-08-19🔓Charge satisfied #3
- 2009-08-10🔒Charge registered #6Lender: Alliance & Leicester PLC
- 2009-07-28🔒Charge registered #5Lender: Alliance & Leicester PLC
- 2009-02-25🔒Charge registered #4Lender: West of Scotland Loan Fund Limited
- 2009-02-19🔒Charge registered #3Lender: Clydesdale Bank PLC
- 2009-01-22🔒Charge registered #2Lender: West of Scotland Loan Fund Limited
- 2006-05-15🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 2005-12-02🏢Company incorporatedAs KERR'S BAKERY LIMITED
- 2005-12-02➕MURRAY, Karen appointeddirector
- 2005-12-02➕BOYLE, Mitchell appointedsecretary
- 2005-12-02➕OSWALDS OF EDINBURGH LIMITED appointedcorporate-nominee-secretary
- 2005-12-02➖OSWALDS OF EDINBURGH LIMITED resignedcorporate-nominee-secretary
- 2005-12-02➕BOYLE, Mitchell appointeddirector
- 2005-12-02➕MURRAY, Colin Alexander appointeddirector
- 2005-12-02➕JORDANS (SCOTLAND) LIMITED appointedcorporate-nominee-director
- 2005-12-02➖JORDANS (SCOTLAND) LIMITED resignedcorporate-nominee-director
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 21 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
D Mcghee & Sons Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
D Mcghee & Sons Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| DAVIDSON BROTHERS (SHOTTS) LIMITED→ SC025270 · est 1947 | £13.67M £10.07M–£17.27M | — | — | 69 | 79y | 84 | 79y |
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| LAZY DAY FOODS LIMITED→ SC298222 · est 2006 | — | — | £2.52M | — | 20y | 83 | 71y |
| CENTRAL BAKERY SUPPLIES LTD.→ SC370821 · est 2010 | — | — | — | 900 | 16y | 82 | 65y |
| GARDINERS OF SCOTLAND LIMITED→ SC207381 · est 2000 | — | — | £2.80M | — | 26y | 82 | 85y |
| BRAND NEW CAKE LIMITED→ SC379264 · est 2010 | — | — | — | — | 16y | 80 | 61y |
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| DENHOLM BAKERS LTD→ SC358592 · est 2009 | — | — | £149.5k | — | 17y | 80 | 74y |
| INVER HOUSE DISTILLERS LIMITED→ SC040036 · est 1964 · no financials extracted | — | — | — | — | 62y | 80 | 72y |
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 5 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Virgin Money Clydesdale Bank PLC | A registered charge | — | 15/10/2015 | — | |
| satisfied | Alliance & Leicester Alliance & Leicester PLC | Standard security | 1 property | 10/08/2009 | 01/08/2024 | |
| satisfied | Alliance & Leicester Alliance & Leicester PLC | Floating charge | 1 property | 28/07/2009 | 01/08/2024 | |
| satisfied | West of Scotland Loan Fund West of Scotland Loan Fund Limited | Standard security | 1 property | 25/02/2009 | 01/08/2024 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Floating charge standard security | 1 property | 19/02/2009 | 19/08/2009 | |
| satisfied | West of Scotland Loan Fund West of Scotland Loan Fund Limited | Floating charge | 1 property | 22/01/2009 | 19/03/2024 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 15/05/2006 | 28/08/2009 |