PETER VARDY LIMITED
🌳Matureactive
SC297001 · ltd · incorporated 2006-02-10
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Sale of new cars and light motor vehicles
Sector: Wholesale & retail
ALSO REGISTERED FOR
- 45112SIC 45112
Investor take
PursueActive trading company with a 79-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 57/100. Strong seller-intent signal (63/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 3 lenders · oldest 13.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 13.4 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
18 officers (3 active, 18 linked, 13 with DOB)
84
Ownership & PSC
3 active PSC(s) of 4 total, 4 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
107 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (59 events)Click to expand
- 2026-01-06📄accounts-with-accounts-type-fullaccounts · AA
- 2025-04-07📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2025-03-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-01-06📄accounts-with-accounts-type-fullaccounts · AA
- 2024-09-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-20➖HOUSTON, Michael resigneddirector
- 2024-08-29📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-08-19➕CROWTHER, Jamie Hamilton appointeddirector
- 2024-05-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-20➕HOUSTON, Michael appointeddirector
- 2024-05-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-05➖MAITH, Claire Elizabeth resigneddirector
- 2023-09-21📄accounts-with-accounts-type-fullaccounts · AA
- 2022-09-26📄accounts-with-accounts-type-fullaccounts · AA
- 2022-04-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-04-05🔒Charge registered #5Lender: Lombard North Central PLC
- 2022-03-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-29🔒Charge registered #4Lender: Lombard North Central PLC
- 2022-01-12📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2022-01-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-22🔒Charge registered #3Lender: Bmw Financial Services (GB) Limited
- 2021-11-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-11-04🔓Charge satisfied #2
- 2021-09-29📄accounts-with-accounts-type-fullaccounts · AA
- 2021-08-13➖BARBER, Christopher Derek resigneddirector
- 2021-08-13➕MAITH, Claire Elizabeth appointeddirector
- 2021-08-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-08-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-05-12📄change-person-director-company-with-change-dateofficers · CH01
- 2020-12-16➖MCLELLAN, Colin Wilson resigneddirector
- 2020-12-01➕BARBER, Christopher Derek appointeddirector
- 2020-04-01➕MCLELLAN, Colin Wilson appointeddirector
- 2019-02-08➖REAY, Martin Paul resignedsecretary
- 2019-02-08➖REAY, Martin Paul resigneddirector
- 2018-10-29➕REAY, Martin Paul appointedsecretary
- 2018-10-29➕REAY, Martin Paul appointeddirector
- 2018-09-21➖MAITH, Claire resignedsecretary
- 2018-09-21➖MAITH, Claire Elizabeth resigneddirector
- 2014-05-05➖CROWTHER, Jamie Hamilton resigneddirector
- 2013-02-05🔒Charge registered #2Lender: Barclays Bank PLC
- 2012-12-31🔒Charge registered #1Lender: Barclays Bank PLC
- 2012-10-01➕VARDY, Peter, Sir appointeddirector
- 2012-05-30➖MURRAY, Gerard Thomas resigneddirector
- 2011-12-16➖DREGHORN, Gary James resigneddirector
- 2011-09-30➕MAITH, Claire Elizabeth appointeddirector
- 2011-08-18➖DREGHORN, Gary James resignedsecretary
- 2011-08-18➕MAITH, Claire appointedsecretary
- 2008-01-04➕MURRAY, Gerard Thomas appointeddirector
- 2007-04-19➖EDWARDS, Paul Alexander resigneddirector
- 2006-06-01➕DREGHORN, Gary James appointedsecretary
Showing most recent 50 of 59 events
Owner dependency
98/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "VARDY" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 79 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
80/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Peter Vardy Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Peter Vardy Holdings Limited
Corporate parent · holds 75-100% shares
⬇
PETER VARDY LIMITED
This company · SC297001
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
3 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Peter Vardy Holdings Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
Mr Peter Daniel David Vardy Individual · British · DOB 06/1978 · age 48 | — | — | sig. influencesignificant influence | 06/04/2016 |
Sir Peter Vardy Individual · British · DOB 03/1947 · age 79 | — | — | sig. influencesignificant influence | 06/04/2016 |
1 historic (ceased) PSC
- Mrs Claire Elizabeth Maithceased 21/09/2018· significant influence · firm interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · ML postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| COOPER BROS LTD.→ SC376259 · est 2010 | £994.7k £795.8k–£1.19M | — | — | 63 | 16y | 83 | 82y |
| BROWNSBURN GARAGE LIMITED→ SC242933 · est 2003 | — | — | — | 600 | 23y | 83 | 58y |
| GOPAL MOTORS LIMITED→ SC132600 · est 1991 | — | — | £29.5k | — | 34y | 83 | 78y |
| J.M.T. MANUFACTURING LIMITED→ SC099682 · est 1986 | — | — | — | 400 | 39y | 83 | 75y |
| A. GRAY & SONS LTD.→ SC239040 · est 2002 | — | — | £252.5k | — | 23y | 82 | 89y |
| AUTO-TEK LIMITED→ SC085669 · est 1983 | — | — | — | 6 | 42y | 82 | 78y |
| B & B COMMERCIALS LIMITED→ SC371046 · est 2010 | — | — | — | 600 | 16y | 82 | 70y |
| CANDERRIGG SERVICES LIMITED→ SC063543 · est 1977 | — | — | £60.6k | — | 48y | 82 | 61y |
| GRANT MILLER VEHICLES LIMITED→ SC266620 · est 2004 | — | — | £382.7k | — | 22y | 82 | 72y |
| HAMILTON TRACTORS (CARNWATH) LIMITED→ SC349764 · est 2008 | — | — | £568.9k | — | 17y | 82 | 67y |
| PARKS OF HAMILTON LIMITED→ SC103161 · est 1987 | — | — | — | — | 39y | 82 | 77y |
| ROSS BROWNLIE (SCOTLAND) LIMITED→ SC380812 · est 2010 | — | — | — | 0 | 15y | 82 | 59y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2006-02-10
Jurisdictionscotland
Primary SIC45111 — Sale of new cars and light motor vehicles
Registered office
Pioneer House Renshaw Place
Holytown
Motherwell
ML1 4UF
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-27
Last: 2026-03-13
Officers (3 active · 15 resigned)
CROWTHER, Jamie Hamilton→
Activedirector · ~64y · appointed 2024-08-19
View their other companies + combined net worth →
VARDY, Peter, Sir→
Activedirector · ~79y · appointed 2012-10-01
View their other companies + combined net worth →
VARDY, Peter Daniel David→
Activedirector · ~48y · appointed 2006-04-05
View their other companies + combined net worth →
DREGHORN, Gary James→
Resignedsecretary · appointed 2006-06-01 · resigned 2011-08-18
MAITH, Claire→
Resignedsecretary · appointed 2011-08-18 · resigned 2018-09-21
REAY, Martin Paul→
Resignedsecretary · appointed 2018-10-29 · resigned 2019-02-08
BOYDSLAW (SECRETARIAL SERVICES) LIMITED→
Resignedcorporate-secretary · appointed 2006-02-10 · resigned 2006-06-01
BARBER, Christopher Derek→
Resigneddirector · ~48y · appointed 2020-12-01 · resigned 2021-08-13
CROWTHER, Jamie Hamilton→
Resigneddirector · ~64y · appointed 2006-06-01 · resigned 2014-05-05
DREGHORN, Gary James→
Resigneddirector · ~58y · appointed 2006-06-01 · resigned 2011-12-16
EDWARDS, Paul Alexander→
Resigneddirector · ~60y · appointed 2006-05-22 · resigned 2007-04-19
HOUSTON, Michael→
Resigneddirector · ~40y · appointed 2024-05-20 · resigned 2024-09-20
MAITH, Claire Elizabeth→
Resigneddirector · ~41y · appointed 2021-08-13 · resigned 2024-05-05
MAITH, Claire Elizabeth→
Resigneddirector · ~41y · appointed 2011-09-30 · resigned 2018-09-21
MCLELLAN, Colin Wilson→
Resigneddirector · ~44y · appointed 2020-04-01 · resigned 2020-12-16
MURRAY, Gerard Thomas→
Resigneddirector · ~63y · appointed 2008-01-04 · resigned 2012-05-30
REAY, Martin Paul→
Resigneddirector · ~50y · appointed 2018-10-29 · resigned 2019-02-08
BOYDSLAW (DIRECTORS) LIMITED→
Resignedcorporate-director · appointed 2006-02-10 · resigned 2006-04-05
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
4
Outstanding
3
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lombard North Central Lombard North Central PLC | A registered charge | — | 05/04/2022 | — | |
| outstanding | Lombard North Central Lombard North Central PLC | A registered charge | — | 29/03/2022 | — | |
| outstanding | Bmw Financial Services (GB) Bmw Financial Services (GB) Limited | A registered charge | 1 property | 22/12/2021 | — | |
| satisfied | Barclays Barclays Bank PLC | Standard security | 1 property | 05/02/2013 | 04/11/2021 | |
| outstanding | Barclays Barclays Bank PLC | Floating charge | 1 property | 31/12/2012 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (107 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-13
accounts-with-accounts-type-full
accounts · AA
2026-01-06
change-account-reference-date-company-previous-extended
accounts · AA01
2025-04-07
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-03-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-27
accounts-with-accounts-type-full
accounts · AA
2025-01-06
termination-director-company-with-name-termination-date
officers · TM01
2024-09-30
appoint-person-director-company-with-name-date
officers · AP01
2024-08-29
appoint-person-director-company-with-name-date
officers · AP01
2024-05-23
termination-director-company-with-name-termination-date
officers · TM01
2024-05-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-27
accounts-with-accounts-type-full
accounts · AA
2023-09-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-13
accounts-with-accounts-type-full
accounts · AA
2022-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-08