INNOVENE TRUSTEE LIMITED

🌳Matureactive

SC300164 · ltd · incorporated 2006-04-03

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Why now

Window steady · low confidence

Steady and tidy — no seller pressure yet. Approach only if an angle opens.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

81/100

Exceptional

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Pension funding

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 81/100 (exceptional), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (59/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

Confirmed no charges registered

Directors & officers

32 officers (5 active, 32 linked, 24 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

12 connected companies via shared directors

Filing history

115 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

81/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

• 1 accounts
• 1 officers
• 1 confirmation-statement

Last 180 days

filings

• 1 accounts
• 1 officers
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (80 events)Click to expand

2026-05-01
📄
accounts-with-accounts-type-dormant
accounts · AA
2026-04-28
📄
change-corporate-secretary-company-with-change-date
officers · CH04
2025-09-09
📄
appoint-corporate-secretary-company-with-name-date
officers · AP04
2025-09-09
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2025-09-02
➕
VISTRA COSEC LIMITED appointed
corporate-secretary
2025-09-02
➖
TRICOR CORPORATE SECRETARIES LIMITED resigned
corporate-secretary
2025-05-08
📄
accounts-with-accounts-type-dormant
accounts · AA
2025-05-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-04-30
➖
PETERSEN, Andrew resigned
director
2025-04-25
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-04-01
➖
MACLENNAN, Graham Robert resigned
director
2024-04-19
📄
accounts-with-accounts-type-dormant
accounts · AA
2024-03-28
➕
BANHAM, Terence appointed
director
2024-03-28
➖
WHEATLEY, Paul Anthony resigned
director
2024-03-28
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-03-28
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-03-27
📄
change-corporate-secretary-company-with-change-date
officers · CH04
2023-04-14
📄
accounts-with-accounts-type-dormant
accounts · AA
2022-11-07
📄
appoint-corporate-director-company-with-name-date
officers · AP02
2022-11-07
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-11-07
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-11-01
➕
CAPITAL CRANFIELD PENSION TRUSTEES LIMITED appointed
corporate-director
2022-11-01
➕
WHEATLEY, Paul Anthony appointed
director
2022-10-31
➖
20-20 TRUSTEES LIMITED resigned
corporate-director
2022-04-14
📄
accounts-with-accounts-type-dormant
accounts · AA
2022-02-07
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-02-07
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-02-01
➕
PETERSEN, Andrew appointed
director
2021-12-13
➖
BAIRD, Steven Thomas resigned
director
2021-09-13
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-08-31
➖
PENMAN, James Charles resigned
director
2021-06-19
📄
accounts-with-accounts-type-dormant
accounts · AA
2021-04-01
➕
MACLENNAN, Graham Robert appointed
director
2021-04-01
➕
20-20 TRUSTEES LIMITED appointed
corporate-director
2021-03-31
➖
ASHBURNER, William Francis resigned
director
2021-03-31
➖
PIZZEY, Andrew James resigned
director
2017-04-14
➖
PROUDLOVE, Ian resigned
director
2016-12-06
➕
PENMAN, James Charles appointed
director
2015-07-10
➕
TRICOR CORPORATE SECRETARIES LIMITED appointed
corporate-secretary
2015-05-25
➖
JONES, Brian resigned
director
2015-05-08
➖
DEVOTTA-HILL, Diane resigned
secretary
2015-03-30
➖
HEEMSKERK, Leonardus Hendrik resigned
director
2015-03-30
➕
PIZZEY, Andrew James appointed
director
2014-12-15
➕
DAVIDSON, Diana appointed
director
2014-12-15
➕
JONES, Brian appointed
director
2014-11-19
➖
COCKBURN, Clive David resigned
director
2014-05-21
➕
COCKBURN, Clive David appointed
director
2014-03-31
➖
GALVIN, Nigel Gordon resigned
director
2014-02-13
➖
DEANS, Stephen Daniel resigned
director
2013-10-03
➕
BAIRD, Steven Thomas appointed
director

Showing most recent 50 of 80 events

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Founder name in company name: Company name contains director surname "LIMITED" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 61 — approaching natural succession window.

Succession & seller-readiness

53/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
secondary12+ year tenure: Director in role 16 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mr James Arthur Ratcliffe Individual · British · DOB 10/1952 · age 74	25–50%	25–50%	25-50% shares · 25-50% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · FK postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
RUSSEL + AITKEN NOMINEES LIMITED→ SC052053 · est 1972	—	—	—	5	53y	83	69y
DENIS O. BROWN & ASSOCIATES LIMITED→ SC046416 · est 1969 · no financials extracted	—	—	—	—	57y	82	67y
FULCRUM INSURED EMPLOYEE BENEFITS LIMITED→ SC335390 · est 2007	—	—	£89.8k	—	18y	82	65y
GEORGE GILL FINANCIAL SERVICES LTD.→ SC299207 · est 2006	—	—	£110.3k	—	20y	82	61y
ASSET & GENERAL FINANCE LTD→ SC308532 · est 2006	—	—	£1.6k	—	19y	81	63y
FRASER TENNANT FINANCIAL SOLUTIONS LIMITED→ SC249345 · est 2003 · no financials extracted	—	—	—	—	23y	81	61y
INEOS CHEMICALS TRUSTEE LIMITED→ SC400119 · est 2011 · no financials extracted	—	—	—	—	15y	81	64y
STRATEGIC INNOVATIVE FINANCE LTD.→ SC265516 · est 2004	—	—	£5.5k	—	22y	81	64y
A.R.D. CONSULTANCY LIMITED→ SC334089 · est 2007	—	—	—	900	18y	80	64y
ASM RECOVERY LIMITED→ SC340517 · est 2008	—	—	—	100	18y	80	65y
FALKIRK MORTGAGE ADVICE CENTRE (SCOTLAND) LTD→ SC358034 · est 2009	—	—	£16.8k	—	17y	80	59y
GT MORTGAGES LTD.→ SC298635 · est 2006	—	—	—	200	20y	80	67y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2006-04-03

Jurisdictionscotland

Primary SIC65300 — Pension funding

Registered office

Bo'Ness Road

Grangemouth

Stirlingshire

FK3 9XH

Filing status

Accounts

Next due: 2027-09-30

Last made up to: 2025-12-31

Confirmation statement

Next due: 2027-04-17

Last: 2026-04-03