A.R.D. CONSULTANCY LIMITED

💤Zombieactive
SC334089 · ltd · incorporated 2007-11-19
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 64-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (75/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (2 active, 4 linked, 1 with DOB)
75
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
51 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Feb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-02-282024-02-29
Average employees900900

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
2
filings
  • • 2 persons-with-significant-control
Last 90 days
3
filings
  • • 2 persons-with-significant-control
  • • 1 confirmation-statement
Last 180 days
4
filings
  • • 2 persons-with-significant-control
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2026-04-22
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  2. 2026-04-22
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  3. 2025-11-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2025-05-24
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  5. 2025-05-20
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  6. 2024-11-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2023-11-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2022-11-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2021-11-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2021-05-11
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  11. 2021-05-11
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2021-02-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2019-12-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2018-12-13
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  15. 2017-08-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2007-12-12
    ➕
    DAWKINS, Fiona Ann appointed
    secretary
  17. 2007-12-12
    ➕
    DAWKINS, Andrew Richard appointed
    director
  18. 2007-11-20
    ➖
    FORM 10 SECRETARIES FD LTD resigned
    corporate-nominee-secretary
  19. 2007-11-20
    ➖
    FORM 10 DIRECTORS FD LTD resigned
    corporate-nominee-director
  20. 2007-11-19
    🏢
    Company incorporated
    As A.R.D. CONSULTANCY LIMITED
  21. 2007-11-19
    ➕
    FORM 10 SECRETARIES FD LTD appointed
    corporate-nominee-secretary
  22. 2007-11-19
    ➕
    FORM 10 DIRECTORS FD LTD appointed
    corporate-nominee-director

Owner dependency

93/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

88/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 18 years.
  • secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Andrew Richard Dawkins
Individual · British · DOB 11/1962 · age 64
50–75%
—50-75% shares02/03/2017
Mrs Fiona Ann Dawkins
Individual · British · DOB 06/1970 · age 56
25–50%
—25-50% shares02/03/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Financial services · FK postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
FULCRUM INSURED EMPLOYEE BENEFITS LIMITED→
SC335390 · est 2007
——£89.8k—18y8265y
GEORGE GILL FINANCIAL SERVICES LTD.→
SC299207 · est 2006
——£110.3k—20y8261y
FRASER TENNANT FINANCIAL SOLUTIONS LIMITED→
SC249345 · est 2003 · no financials extracted
————22y8161y
ASM RECOVERY LIMITED→
SC340517 · est 2008
———10018y8065y
ASSET & GENERAL FINANCE LTD→
SC308532 · est 2006
——£1.6k—19y8063y
FALKIRK MORTGAGE ADVICE CENTRE (SCOTLAND) LTD→
SC358034 · est 2009
——£16.8k—17y8059y
GT MORTGAGES LTD.→
SC298635 · est 2006
———20020y8067y
DENIS O. BROWN & ASSOCIATES LIMITED→
SC046416 · est 1969 · no financials extracted
————57y——
MACFARLANE GRAY FINANCIAL SERVICES LIMITED→
SC197774 · est 1999 · no financials extracted
————26y——
ROZELLE MORTGAGES LTD→
SC794111 · est 2024 · no financials extracted
————2y——
RUSSEL + AITKEN NOMINEES LIMITED→
SC052053 · est 1972 · no financials extracted
————53y——
SECURE MORTGAGES AND PROTECTION LTD→
SC636756 · est 2019 · no financials extracted
————6y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2007-11-19
Jurisdictionscotland
Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

9 Melville Street
Falkirk
FK1 1HZ

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-03-16
Last: 2026-03-02

Officers (2 active · 2 resigned)

DAWKINS, Fiona Ann→
secretary · appointed 2007-12-12
View their other companies + combined net worth →
Active
DAWKINS, Andrew Richard→
director · ~64y · appointed 2007-12-12
View their other companies + combined net worth →
Active
FORM 10 SECRETARIES FD LTD→
corporate-nominee-secretary · appointed 2007-11-19 · resigned 2007-11-20
Resigned
FORM 10 DIRECTORS FD LTD→
corporate-nominee-director · appointed 2007-11-19 · resigned 2007-11-20
Resigned

Click a director name to see their full track record across all companies.

Recent filings (51 total)

change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-22
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-04-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-13
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-26
gazette-filings-brought-up-to-date
gazette · DISS40
2025-05-24
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-21
gazette-notice-compulsory
gazette · GAZ1
2025-05-20
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-16
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-17
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-12
accounts-with-accounts-type-micro-entity
accounts · AA
2021-11-30
change-person-secretary-company-with-change-date
officers · CH03
2021-05-11