JES PROPERTIES LIMITED

🌳Matureactive

SC301016 · ltd · incorporated 2006-04-20

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 19.8y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

£633.6k

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: Other letting and operating of own or leased real estate

Sector: Real estate

Investor take

Pursue

Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

3 live charges · oldest 19.8y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 19.8 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

3 charges (3/3 with lender, 3/3 with type)

Directors & officers

5 officers (4 active, 5 linked, 4 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

11 connected companies via shared directors

Filing history

51 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Positive net assets

Net assets £633,591

Key financials

2 years extracted from filed iXBRL accounts

Cash

£32k

Net Worth

£634k

↑ 8.0% YoY

Current Assets

£35k

↓ 77% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-12-31	2023-12-31
Total assets	£633.6k	£586.8k
Current assets	£35.5k	£151.9k
Cash	£32.4k	—
Debtors	£3.1k	—
Net assets	£633.6k	£586.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 confirmation-statement

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (25 events)Click to expand

2025-08-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-13
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-19
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-13
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-09-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-10-12
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-09-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-08-09
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-05-02
📄
appoint-person-director-company-with-name-date
officers · AP01
2018-05-02
📄
appoint-person-director-company-with-name-date
officers · AP01
2018-05-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2018-05-01
➕
JESS, Santina Christina appointed
director
2018-05-01
➕
SPELLA, Gabriella Maria appointed
director
2018-05-01
➖
SPELLA, Janice Elizabeth resigned
director
2017-09-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-02-08
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2016-09-26
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-05-05
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2007-06-07
🔒
Charge registered #3
Lender: The Governor and Company of the Bank of Scotland
2006-07-27
🔒
Charge registered #2
Lender: The Governor and Company of the Bank of Scotland
2006-06-30
🔒
Charge registered #1
Lender: The Governor and Company of the Bank of Scotland
2006-04-20
🏢
Company incorporated
As JES PROPERTIES LIMITED
2006-04-20
➕
SPELLA, Roland Aldo appointed
secretary
2006-04-20
➕
SPELLA, Roland Aldo appointed
director
2006-04-20
➕
SPELLA, Janice Elizabeth appointed
director

Owner dependency

68/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

60/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primary20+ year tenure: Director in role 20 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner

Name	Shares	Voting rights	Nature of control	Notified
Mr Rolan Spella Individual · British · DOB 07/1970 · age 56	25–50%	—	25-50% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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HILL DRYBURGH LIMITED→ SC808230 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
HOMES FOR SAPIENS SUITES LTD→ SC884422 · est 2026 · no financials extracted	—	—	—	—	—	—	—
IHMV PROPERTY LIMITED→ SC680774 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
INVERGROVE LIMITED→ SC160333 · est 1995 · no financials extracted	—	—	—	—	30y	—	—
JAMES CAIRN LTD→ SC686333 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
JKLAW PROPERTIES LTD→ SC827829 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
JL RENTALS LTD→ SC764606 · est 2023 · no financials extracted	—	—	—	—	3y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2006-04-20

Jurisdictionscotland

Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

20 Urquhart Drive

Gourock

PA19 1JG

Scotland

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2027-05-04

Last: 2026-04-20

Officers (4 active · 1 resigned)

SPELLA, Roland Aldo→

secretary · appointed 2006-04-20

View their other companies + combined net worth →

Active

JESS, Santina Christina→

director · ~34y · appointed 2018-05-01

View their other companies + combined net worth →

Active

SPELLA, Gabriella Maria→

director · ~33y · appointed 2018-05-01

View their other companies + combined net worth →

Active

SPELLA, Roland Aldo→

director · ~56y · appointed 2006-04-20

View their other companies + combined net worth →

Active

SPELLA, Janice Elizabeth→

director · ~67y · appointed 2006-04-20 · resigned 2018-05-01

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:3 of 3 shown

		Type	Properties
outstanding	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Standard security	1 property	07/06/2007	—
outstanding	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Standard security	1 property	27/07/2006	—
outstanding	Lloyds Banking Group The Governor and Company of the Bank of Scotland	Standard security	1 property	30/06/2006	—

Click column headers to sort. Use filters above to narrow by status and lender.