GARDEN FURNITURE SCOTLAND LIMITED

🌳Matureactive
SC306261 · ltd · incorporated 2006-08-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 15.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£463.3k
book net assets
Opportunity
82/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Retail sale of furniture, lighting, and similar (not musical instruments or scores) in specialised stores
Sector: Wholesale & retail
Investor take
Pursue
Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 15.2y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 15.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
50 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £463,314
Net assets shrinking
Down £120,453 YoY
Cash YoY
-10%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£2k
↓ 9.7% YoY
Net Worth
£463k
↓ 21% YoY
Current Assets
—
Current Liabilities
—
£0£117k£234k£350k£467k£584kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Cash£1.9k£2.1k
Net assets£463.3k£583.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2025-08-27
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  2. 2025-08-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-10-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2024-04-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-04-06
    ➖
    DUFF, Gillian resigned
    director
  6. 2023-06-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-07-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-08-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2020-12-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-09-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-07-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2017-04-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2016-06-01
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2015-10-01
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2015-10-01
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2014-08-13
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2011-03-16
    🔒
    Charge registered #1
    Lender: Clydesdale Bank PLC
  18. 2006-08-02
    🏢
    Company incorporated
    As GARDEN FURNITURE SCOTLAND LIMITED
  19. 2006-08-02
    ➕
    DUFF, Brenda appointed
    secretary
  20. 2006-08-02
    ➕
    DUFF, Brenda appointed
    director
  21. 2006-08-02
    ➕
    DUFF, William John appointed
    director
  22. 2006-08-02
    ➕
    DUFF, Gillian appointed
    director

Owner dependency

84/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 59 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

69/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 20 years.
  • secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr William John Duff
Individual · United Kingdom · DOB 10/1967 · age 59
25–50%
25–50%sig. influence25-50% shares · 25-50% voting · significant influence01/08/2016
Mrs Brenda Duff
Individual · United Kingdom · DOB 10/1969 · age 57
25–50%
25–50%sig. influence25-50% shares · 25-50% voting · significant influence01/08/2016
1 historic (ceased) PSC
  • Ms Gillian Duffceased 06/04/2024· 25-50% shares · 25-50% voting · significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Retail · DD postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
DIRECT SOCCER LIMITED→
SC331369 · est 2007
£3.48M
£2.61M–£4.35M
——390018y8266y
GILLIES OF BROUGHTY FERRY LIMITED→
SC026803 · est 1949
£3.30M
£2.48M–£4.13M
——20077y8373y
BRECHIN CASTLE CENTRE LIMITED→
SC154663 · est 1994
——£1.79M—31y8378y
A. KELLY LIMITED→
SC081337 · est 1982
———160043y8274y
ANDERSON BUTCHERS LIMITED→
SC268128 · est 2004
———220021y8268y
BAG SUPPLIES (FIBC) LTD.→
SC222749 · est 2001
——£195.0k—24y8277y
COLIN M SMITH LIMITED→
SC094396 · est 1985
———210040y8271y
DUNRIC LIMITED→
SC175641 · est 1997
———20028y8273y
HAYAT BROTHERS LTD→
SC355228 · est 2009
——£578.5k—17y8274y
JOHN KERR & SON (DAIRYMEN) LIMITED→
SC069602 · est 1979
———750046y8266y
STREAMTEC LIMITED→
SC250150 · est 2003 · no financials extracted
————22y——
THE SQUARIE NEWSAGENT LIMITED→
SC465469 · est 2013 · no financials extracted
————12y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2006-08-02
Jurisdictionscotland
Primary SIC47599 — Retail sale of furniture, lighting, and similar (not musical instruments or scores) in specialised stores

Registered office

West Craig Nurseries, Dundee
Road, Forfar
Angus
DD8 1XE

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-08-16
Last: 2025-08-02

Officers (3 active · 1 resigned)

DUFF, Brenda→
secretary · appointed 2006-08-02
View their other companies + combined net worth →
Active
DUFF, Brenda→
director · ~57y · appointed 2006-08-02
View their other companies + combined net worth →
Active
DUFF, William John→
director · ~59y · appointed 2006-08-02
View their other companies + combined net worth →
Active
DUFF, Gillian→
director · ~65y · appointed 2006-08-02 · resigned 2024-04-06
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank PLC
Floating charge1 property16/03/2011—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (50 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-27
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-11
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-11
termination-director-company-with-name-termination-date
officers · TM01
2024-10-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-09-24