CENTRAL PAVING LTD.
- · Oldest live charge 17.7y old — refinance window within 12 months
Opportunity 45/100 (watch), bankability 60/100. Strong seller-intent signal (63/100, director aged 54). Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: strategic trade sale (45/100). Current lenders should be on monthly review.
Refinance opportunity
3 live charges · 2 lenders · oldest 17.7y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 17.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (56/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Not actionable now, but monitor — distressed, succession, or structural changes could flip this into a real opportunity.
Recent activity
- • 1 gazette
- • 1 gazette
- • 1 insolvency
Corporate timeline (38 events)Click to expand
- 2026-03-16⚠️gazette-dissolved-liquidationgazette · GAZ2
- 2026-03-16🏁Company dissolved
- 2025-12-16⚠️liquidation-compulsory-return-final-meeting-court-scotlandinsolvency · WU15(Scot)
- 2022-07-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-07-20⚠️liquidation-compulsory-notice-winding-up-order-court-scotlandinsolvency · WU01(Scot)
- 2022-05-31📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-05-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-05-11🔓Charge satisfied #3
- 2022-05-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-05-04🔓Charge satisfied #2
- 2022-04-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-04-22🔓Charge satisfied #1
- 2022-01-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-12-22📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2021-10-01➖FINDLAY, Layla Elizabeth resignedsecretary
- 2021-07-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-10-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-04-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-12-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-12-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-11-30🔒Charge registered #3Lender: Lloyds Bank Commercial Finance LTD
- 2018-06-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-07-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-01-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-01-06🔒Charge registered #2Lender: Bank of Scotland PLC
- 2008-08-22🔒Charge registered #1Lender: Bank of Scotland PLC
- 2007-05-14➕FINDLAY, Layla Elizabeth appointedsecretary
- 2007-05-14➖GORDON, Lynn resignedsecretary
- 2006-10-10🏢Company incorporatedAs CENTRAL PAVING LTD.
- 2006-10-10➕YOUNG, John appointeddirector
- 2006-10-10➕GORDON, Lynn appointedsecretary
- 2006-10-10➕PETER TRAINER COMPANY SECRETARIES LTD. appointedcorporate-nominee-secretary
- 2006-10-10➖PETER TRAINER COMPANY SECRETARIES LTD. resignedcorporate-nominee-secretary
- 2006-10-10➕PETER TRAINER COMPANY SECRETARIES LTD. appointedcorporate-nominee-director
- 2006-10-10➖PETER TRAINER COMPANY SECRETARIES LTD. resignedcorporate-nominee-director
- 2006-10-10➕PETER TRAINER CORPORATE SERVICES LTD. appointedcorporate-nominee-director
- 2006-10-10➖PETER TRAINER CORPORATE SERVICES LTD. resignedcorporate-nominee-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 20 years.
- secondaryStable-but-static management: Company is 20 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 high · 1 med ·Company has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2026-03-16
Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2026-03-16: gazette-dissolved-liquidation; 2025-12-16: liquidation-compulsory-return-final-meeting-court-scotland
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr John Young Individual · British · DOB 07/1972 · age 54 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 5 resigned)
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Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Bank Commercial Finance LTD | A registered charge | — | 30/11/2018 | 11/05/2022 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 06/01/2017 | 04/05/2022 | |
| satisfied | Lloyds Banking Group Bank of Scotland PLC | Standard security | 1 property | 22/08/2008 | 22/04/2022 |