THE CRESS COMPANY (SCOTLAND) LIMITED

🌳Matureactive
SC313126 · ltd · incorporated 2006-12-06
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 9.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: Non-specialised wholesale trade
Sector: Wholesale & retail
Investor take
Pursue
Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 83/100 (exceptional), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 9.6y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 9.6 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 3 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
52 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2025-09-29
    📄
    accounts-with-accounts-type-group
    accounts · AA
  2. 2024-09-30
    📄
    accounts-with-accounts-type-group
    accounts · AA
  3. 2023-09-27
    📄
    accounts-with-accounts-type-full
    accounts · AA
  4. 2023-08-29
    ➕
    CALDWELL, Ernest Rodger appointed
    director
  5. 2023-08-29
    ➕
    PULLEN, Jennifer Jean appointed
    director
  6. 2023-08-29
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2023-08-29
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2022-09-30
    📄
    accounts-with-accounts-type-full
    accounts · AA
  9. 2021-09-23
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  10. 2021-09-04
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  11. 2021-08-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2021-08-09
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  13. 2021-07-02
    📄
    accounts-with-accounts-type-full
    accounts · AA
  14. 2021-05-18
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  15. 2021-05-18
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  16. 2021-05-18
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  17. 2020-08-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2019-09-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2018-09-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2017-12-08
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  21. 2016-10-06
    🔒
    Charge registered #1
    Lender: Rbs Invoice Finance Limited
  22. 2010-08-31
    ➕
    PULLEN, Jennifer appointed
    secretary
  23. 2010-08-31
    ➖
    CHOUMAN, Stephen resigned
    secretary
  24. 2006-12-06
    🏢
    Company incorporated
    As THE CRESS COMPANY (SCOTLAND) LIMITED
  25. 2006-12-06
    ➕
    WALL, Joseph Stephen appointed
    director
  26. 2006-12-06
    ➕
    CHOUMAN, Stephen appointed
    secretary

Owner dependency

68/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.

Succession & seller-readiness

63/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • secondary12+ year tenure: Director in role 19 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Joseph Stephen Wall
Individual · British · DOB 08/1983 · age 43
75–100%
75–100%75-100% shares · 75-100% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Wholesale & distribution · KY postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
HOGGS OF FIFE LIMITED→
SC015281 · est 1928
£5.67M
£4.25M–£7.08M
£11.43M—520097y8865y
CHRYSTAL PETROLEUM COMPANY LIMITED→
SC058359 · est 1975
£3.65M
£2.74M–£4.56M
——2650y8462y
ROSE MARKETING UK LIMITED→
SC317936 · est 2007
£2.30M
£1.73M–£2.88M
£25.92M—290019y8859y
ADAMSON'S DRINKS LTD.→
SC234220 · est 2002
£1.71M
£1.28M–£2.14M
——5523y8263y
POPLAR BUILDING & DRAINAGE SUPPLIES LTD→
SC367284 · est 2009
———2616y8562y
HOME IMPROVEMENTS (ST ANDREWS) LIMITED→
SC371100 · est 2010
———120016y8368y
ILASCO LIMITED→
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———150045y8383y
KEELA INTERNATIONAL LIMITED→
SC116720 · est 1989
———280037y8383y
MYRTLE COFFEE SERVICES LIMITED→
SC235373 · est 2002
———360023y8373y
PRIME INDUSTRIAL & JANITORIAL SUPPLIES LIMITED→
SC334181 · est 2007
———2018y8359y
R. & M. DISTRIBUTION LIMITED→
SC099757 · est 1986
——£902.5k—39y8364y
NATURECOCO UK LIMITED→
SC884287 · est 2026 · no financials extracted
———————
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2006-12-06
Jurisdictionscotland
Primary SIC46900 — Non-specialised wholesale trade

Registered office

Queensferry View
Pitreavie Way
Dunfermline
Fife
KY11 8HN
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-20
Last: 2025-12-06

Officers (4 active · 1 resigned)

PULLEN, Jennifer→
secretary · appointed 2010-08-31
View their other companies + combined net worth →
Active
CALDWELL, Ernest Rodger→
director · ~63y · appointed 2023-08-29
View their other companies + combined net worth →
Active
PULLEN, Jennifer Jean→
director · ~50y · appointed 2023-08-29
View their other companies + combined net worth →
Active
WALL, Joseph Stephen→
director · ~43y · appointed 2006-12-06
View their other companies + combined net worth →
Active
CHOUMAN, Stephen→
secretary · appointed 2006-12-06 · resigned 2010-08-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge—09/08/2021—
outstanding
NatWest Group
Rbs Invoice Finance Limited
A registered charge—06/10/2016—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (52 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-09
accounts-with-accounts-type-group
accounts · AA
2025-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-06
accounts-with-accounts-type-group
accounts · AA
2024-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-31
accounts-with-accounts-type-full
accounts · AA
2023-09-27
appoint-person-director-company-with-name-date
officers · AP01
2023-08-29
appoint-person-director-company-with-name-date
officers · AP01
2023-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-11
accounts-with-accounts-type-full
accounts · AA
2022-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-03
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2021-09-23
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2021-09-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-08-17
accounts-with-accounts-type-full
accounts · AA
2021-07-02