THE CRESS COMPANY (SCOTLAND) LIMITED

🌳Matureactive
SC313126 · ltd · incorporated 2006-12-06
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 9.8y old — refinance window within 12 months
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No material changes in the last 90 days.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
book net assets
Opportunity
83/100
Exceptional
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Non-specialised wholesale trade
Sector: Wholesale & retail
Investor take
Pursue
Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 83/100 (exceptional), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 9.8y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 9.8 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 3 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
52 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2025-09-29
    📄
    accounts-with-accounts-type-group
    accounts · AA
  2. 2024-09-30
    📄
    accounts-with-accounts-type-group
    accounts · AA
  3. 2023-09-27
    📄
    accounts-with-accounts-type-full
    accounts · AA
  4. 2023-08-29
    CALDWELL, Ernest Rodger appointed
    director
  5. 2023-08-29
    PULLEN, Jennifer Jean appointed
    director
  6. 2023-08-29
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2023-08-29
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2022-09-30
    📄
    accounts-with-accounts-type-full
    accounts · AA
  9. 2021-09-23
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  10. 2021-09-04
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  11. 2021-08-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  12. 2021-08-09
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  13. 2021-07-02
    📄
    accounts-with-accounts-type-full
    accounts · AA
  14. 2021-05-18
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  15. 2021-05-18
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  16. 2021-05-18
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  17. 2020-08-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2019-09-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2018-09-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2017-12-08
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  21. 2016-10-06
    🔒
    Charge registered #1
    Lender: Rbs Invoice Finance Limited
  22. 2010-08-31
    PULLEN, Jennifer appointed
    secretary
  23. 2010-08-31
    CHOUMAN, Stephen resigned
    secretary
  24. 2006-12-06
    🏢
    Company incorporated
    As THE CRESS COMPANY (SCOTLAND) LIMITED
  25. 2006-12-06
    WALL, Joseph Stephen appointed
    director
  26. 2006-12-06
    CHOUMAN, Stephen appointed
    secretary

Owner dependency

68/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.

Succession & seller-readiness

63/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • secondary12+ year tenure: Director in role 20 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Joseph Stephen Wall
Individual · British · DOB 08/1983 · age 43
75100%
75–100%75-100% shares · 75-100% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Wholesale & distribution · KY postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
HOGGS OF FIFE LIMITED
SC015281 · est 1928
£6.45M
£4.84M£8.07M
£12.22M500097y8865y
KWIKPAC LIMITED
SC313696 · est 2006
£6.37M
£4.78M£7.96M
3619y8052y
CHRYSTAL PETROLEUM COMPANY LIMITED
SC058359 · est 1975
£3.65M
£2.74M£4.56M
2650y8462y
ROSE MARKETING UK LIMITED
SC317936 · est 2007
£2.30M
£1.73M£2.88M
£25.92M290019y8859y
ADAMSON'S DRINKS LTD.
SC234220 · est 2002
£1.71M
£1.28M£2.14M
5523y8263y
POPLAR BUILDING & DRAINAGE SUPPLIES LTD
SC367284 · est 2009
2616y8562y
HOME IMPROVEMENTS (ST ANDREWS) LIMITED
SC371100 · est 2010
120016y8368y
ILASCO LIMITED
SC071900 · est 1980
150046y8383y
KEELA INTERNATIONAL LIMITED
SC116720 · est 1989
280037y8383y
MYRTLE COFFEE SERVICES LIMITED
SC235373 · est 2002
360023y8373y
PRIME INDUSTRIAL & JANITORIAL SUPPLIES LIMITED
SC334181 · est 2007
2018y8359y
R. & M. DISTRIBUTION LIMITED
SC099757 · est 1986
£937.3k40y8364y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2006-12-06
Jurisdictionscotland
Primary SIC46900 — Non-specialised wholesale trade

Registered office

Queensferry View
Pitreavie Way
Dunfermline
Fife
KY11 8HN
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-20
Last: 2025-12-06

Officers (4 active · 1 resigned)

PULLEN, Jennifer
secretary · appointed 2010-08-31
View their other companies + combined net worth →
Active
CALDWELL, Ernest Rodger
director · ~63y · appointed 2023-08-29
View their other companies + combined net worth →
Active
PULLEN, Jennifer Jean
director · ~50y · appointed 2023-08-29
View their other companies + combined net worth →
Active
WALL, Joseph Stephen
director · ~43y · appointed 2006-12-06
View their other companies + combined net worth →
Active
CHOUMAN, Stephen
secretary · appointed 2006-12-06 · resigned 2010-08-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge09/08/2021
outstanding
NatWest Group
Rbs Invoice Finance Limited
A registered charge06/10/2016
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (52 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-09
accounts-with-accounts-type-group
accounts · AA
2025-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-06
accounts-with-accounts-type-group
accounts · AA
2024-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-31
accounts-with-accounts-type-full
accounts · AA
2023-09-27
appoint-person-director-company-with-name-date
officers · AP01
2023-08-29
appoint-person-director-company-with-name-date
officers · AP01
2023-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-11
accounts-with-accounts-type-full
accounts · AA
2022-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-03
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2021-09-23
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2021-09-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-08-17
accounts-with-accounts-type-full
accounts · AA
2021-07-02