JWG MILLER PROPERTY LTD
🌳Matureactive
SC316316 · ltd · incorporated 2007-02-12
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 19.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Construction of commercial buildings
Sector: Construction
Investor take
PursueStrong opportunity: active trading company with exceptional profile and bankable structure.
Opportunity 82/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
3 live charges · oldest 19.1y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 19.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 3 with DOB)
85
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
51 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | — | £-9.3k |
| Current assets | — | £16.1k |
| Cash | — | £117 |
| Debtors | — | £16.0k |
| Net assets | — | £-9.3k |
| Average employees | 0 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2025-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-02-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-02-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-12-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-12-19📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-03-02📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-12-21📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2008-02-06🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2007-10-24🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2007-04-26🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2007-02-12🏢Company incorporatedAs JWG MILLER PROPERTY LTD
- 2007-02-12➕MILLER, Alan appointedsecretary
- 2007-02-12➕MILLER, Alan appointeddirector
- 2007-02-12➕MILLER, Derek appointeddirector
- 2007-02-12➕MILLER, Norman appointeddirector
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "MILLER" — strong identity link between founder and business.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
63/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondary12+ year tenure: Director in role 19 years.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alan Miller Individual · British · DOB 07/1971 · age 55 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Derek John Miller Individual · British · DOB 03/1967 · age 59 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Norman Galbraith Miller Individual · British · DOB 02/1964 · age 62 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · TD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| JEFFERSON ELECTRICAL CONTRACTORS LIMITED→ 12021353 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| JOHN G. GRAY (HOMES) LIMITED→ 02152886 · est 1987 · no financials extracted | — | — | — | — | 38y | — | — |
| JOHN GRAY CONSTRUCTION LTD→ 12565341 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| JOHN NAIRN JOINERS LIMITED→ SC295951 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| JR FABRICATION, SPECIALISED WELDING, FABRICATION AND PIPEFITTING LTD→ SC844260 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| JUSEPO LIMITED→ 02584815 · est 1991 · no financials extracted | — | — | — | — | 35y | — | — |
| K AND D PLUMBING SERVICES LIMITED→ SC671526 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| KDC ELECTRICAL CONTRACTORS LTD→ SC733570 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| KEILLOR PROPERTY DEVELOPMENTS LIMITED→ SC311194 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| KEITH BRAITHWAITE LIMITED→ SC422344 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| KEITH RENNIE LIMITED→ SC456581 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| KELSO & BERWICK ROOFING LIMITED→ 15247276 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-02-12
Jurisdictionscotland
Primary SIC41201 — Construction of commercial buildings
Registered office
Yard 1 Turfford Park Industrial Estate
Earlston
Berwickshire
TD4 6GZ
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-26
Last: 2026-02-12
Officers (4 active · 0 resigned)
Active
MILLER, Alan→
Activedirector · ~55y · appointed 2007-02-12
View their other companies + combined net worth →
MILLER, Derek→
Activedirector · ~59y · appointed 2007-02-12
View their other companies + combined net worth →
MILLER, Norman→
Activedirector · ~62y · appointed 2007-02-12
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 06/02/2008 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 24/10/2007 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 26/04/2007 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (51 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-02-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-02-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-02-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-18