ORKNEY FINANCIAL AND PROPERTY CENTRE LTD.
Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -84% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 17.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 17.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £75.8k | £74.8k |
| Current assets | £78.5k | £81.4k |
| Cash | £207 | £1.3k |
| Debtors | £78.3k | £80.1k |
| Net assets | £75.7k | £74.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 persons-with-significant-control
- • 1 confirmation-statement
- • 1 persons-with-significant-control
- • 1 confirmation-statement
Corporate timeline (30 events)Click to expand
- 2026-03-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-04-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-06-27📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-03-04📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2018-09-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2018-09-26📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2018-09-20📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-09-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-09-19📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2018-09-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-09-07➕HARCUS, Colin Angus appointeddirector
- 2018-09-07➖ECCLES, Elizabeth Margaret resigneddirector
- 2018-09-07🔒Charge registered #2Lender: Wesleyan Bank Limited
- 2018-09-03➖ECCLES, Frances Ann resignedsecretary
- 2018-08-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-08-29🔓Charge satisfied #1
- 2018-05-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2008-07-24🔒Charge registered #1Lender: Clydesdale Bank PLC
- 2007-02-27🏢Company incorporatedAs ORKNEY FINANCIAL AND PROPERTY CENTRE LTD.
- 2007-02-27➕ECCLES, Frances Ann appointedsecretary
- 2007-02-27➕BRIAN REID LTD. appointedcorporate-secretary
- 2007-02-27➖BRIAN REID LTD. resignedcorporate-secretary
- 2007-02-27➕ECCLES, Elizabeth Margaret appointeddirector
- 2007-02-27➕STEPHEN MABBOTT LTD. appointedcorporate-director
- 2007-02-27➖STEPHEN MABBOTT LTD. resignedcorporate-director
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanGroup structure
Harcus Law Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Harcus Law Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 07/09/2018 |
1 historic (ceased) PSC
- Mrs Elizabeth Margaret Ecclesceased 07/09/2018· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · KW postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CAITHNESS INVESTORS LTD→ SC383490 · est 2010 | £317.5k £269.9k–£365.1k | — | £317.5k | — | 15y | 80 | 80y |
| NORRIAN LTD.→ SC394137 · est 2011 | £315.0k £267.7k–£362.2k | — | £315.0k | — | 15y | 80 | 60y |
| ORKNEY QUALITY DEVELOPMENTS LIMITED→ SC178227 · est 1997 | £300.9k £255.8k–£346.0k | — | £300.9k | — | 28y | 80 | 63y |
| ORKNEY HOMES TRUST LIMITED→ SC132048 · est 1991 | £161.5k £137.3k–£185.7k | — | £161.5k | — | 34y | 83 | 78y |
| BRORA PROPERTIES LIMITED→ SC262296 · est 2004 | £71.9k £61.1k–£82.7k | — | £71.9k | — | 22y | 80 | 82y |
| ENTERPRISE PROPERTIES (ORKNEY) LIMITED→ SC327200 · est 2007 | — | — | — | 0 | 18y | 83 | 64y |
| LOWS ORKNEY LIMITED→ SC372531 · est 2010 | — | — | — | 2800 | 16y | 83 | 65y |
| BIRSAY COMMUNITY ASSOCIATION→ SC382404 · est 2010 · no financials extracted | — | — | — | — | 15y | 81 | 84y |
| BALLOAN LIMITED→ SC211885 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| ORKNEY BUILDERS LIMITED→ SC022960 · est 1944 · no financials extracted | — | — | — | — | 81y | — | — |
| R AMIN PROPERTY DEVELOPMENT LTD→ SC736076 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| RC PROPERTY LETS LTD→ SC814833 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Wesleyan Bank Wesleyan Bank Limited | A registered charge | — | 07/09/2018 | — | |
| satisfied | Virgin Money Clydesdale Bank PLC | Floating charge | 1 property | 24/07/2008 | 29/08/2018 |