RAVENSTONE FINANCIAL LTD

🌳Matureactive
SC321383 · ltd · incorporated 2007-04-17
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£91.8k
book net assets
Opportunity
76/100
Strong
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (4 active, 7 linked, 3 with DOB)
79
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
56 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
65
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £91,757

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£92k
↑ 7.8% YoY
Current Assets
£127k
↑ 1.2% YoY
Current Liabilities
—
£0£25k£51k£76k£102k£127kAug 2024Aug 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-08-312024-08-31
Total assets£91.8k£85.1k
Current assets£127.1k£125.7k
Net assets£91.8k£85.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
1
filing
  • • 1 confirmation-statement
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2025-12-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  2. 2025-10-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-12-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2024-03-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-04-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2022-05-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-04-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2020-05-14
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2019-03-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2018-10-10
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  11. 2018-04-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2017-10-03
    📄
    resolution
    resolution · RESOLUTIONS
  13. 2017-10-03
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  14. 2017-05-25
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2016-04-21
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2012-06-15
    ➕
    PIDCOCK, Edward William appointed
    director
  17. 2010-01-01
    ➕
    DAVIDSON, Arlene appointed
    director
  18. 2010-01-01
    ➖
    DAVIDSON, Barry Linden resigned
    secretary
  19. 2007-04-17
    🏢
    Company incorporated
    As RAVENSTONE FINANCIAL LTD
  20. 2007-04-17
    ➕
    DAVIDSON, Arlene appointed
    secretary
  21. 2007-04-17
    ➕
    DAVIDSON, Barry Linden appointed
    director
  22. 2007-04-17
    ➕
    DAVIDSON, Barry Linden appointed
    secretary
  23. 2007-04-17
    ➕
    HCS SECRETARIAL LIMITED appointed
    corporate-nominee-secretary
  24. 2007-04-17
    ➖
    HCS SECRETARIAL LIMITED resigned
    corporate-nominee-secretary
  25. 2007-04-17
    ➕
    HANOVER DIRECTORS LIMITED appointed
    corporate-nominee-director
  26. 2007-04-17
    ➖
    HANOVER DIRECTORS LIMITED resigned
    corporate-nominee-director

Owner dependency

68/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

53/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondary12+ year tenure: Director in role 19 years.
  • secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Barry Linden Davidson
Individual · British · DOB 11/1970 · age 56
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2007-04-17
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

18 Queen Street
Edinburgh
EH2 1JX
United Kingdom

Filing status

Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-05-01
Last: 2026-04-17

Officers (4 active · 3 resigned)

DAVIDSON, Arlene→
secretary · appointed 2007-04-17
View their other companies + combined net worth →
Active
DAVIDSON, Arlene→
director · ~54y · appointed 2010-01-01
View their other companies + combined net worth →
Active
DAVIDSON, Barry Linden→
director · ~56y · appointed 2007-04-17
View their other companies + combined net worth →
Active
PIDCOCK, Edward William→
director · ~51y · appointed 2012-06-15
View their other companies + combined net worth →
Active
DAVIDSON, Barry Linden→
secretary · appointed 2007-04-17 · resigned 2010-01-01
Resigned
HCS SECRETARIAL LIMITED→
corporate-nominee-secretary · appointed 2007-04-17 · resigned 2007-04-17
Resigned
HANOVER DIRECTORS LIMITED→
corporate-nominee-director · appointed 2007-04-17 · resigned 2007-04-17
Resigned

Click a director name to see their full track record across all companies.

Recent filings (56 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-03
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-24
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-17
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-21
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-01
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-24
accounts-with-accounts-type-micro-entity
accounts · AA
2021-04-19
accounts-with-accounts-type-micro-entity
accounts · AA
2020-05-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-04-28