THE SANDWICH LARDER LIMITED
🌳Matureactive
SC327302 · ltd · incorporated 2007-07-05
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 18.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Other retail sale of food in specialised stores
Sector: Wholesale & retail
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 83/100 (exceptional), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 18.8y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 18.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 3 with DOB)
82
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
53 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Average employees | 37 | 3000 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2025-10-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-17📄capital-return-purchase-own-sharescapital · SH03
- 2025-08-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-03-13📄capital-cancellation-sharescapital · SH06
- 2025-03-13📄capital-alter-shares-subdivisioncapital · SH02
- 2025-01-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-01➕MACKINTOSH, Fraser David appointeddirector
- 2024-08-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-08-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-02-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-07-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-05-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-02-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2015-07-01➕A,C, MORRISON & RICHARDS LLP appointedcorporate-secretary
- 2015-07-01➖A C MORRISON & RICHARDS resignedcorporate-secretary
- 2009-10-06🔒Charge registered #2Lender: Lloyds Tsb Commercial Finance Limited
- 2007-07-19🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2007-07-05🏢Company incorporatedAs THE SANDWICH LARDER LIMITED
- 2007-07-05➕MACKINTOSH, David James appointeddirector
- 2007-07-05➕MACKINTOSH, Yvonne Margaret appointeddirector
- 2007-07-05➕A C MORRISON & RICHARDS appointedcorporate-secretary
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Fraser David Mackintosh Individual · Scottish · DOB 01/1996 · age 30 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 04/11/2024 |
Yvonne Margaret Mackintosh Individual · British · DOB 05/1965 · age 61 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
David James Mackintosh Individual · British · DOB 04/1964 · age 62 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
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|---|---|---|---|---|---|---|---|
| ATHLETE LIMITED→ SC590022 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AURORA BIKE COMPS LIMITED→ SC852585 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BAST CRYSTALS LTD→ SC736537 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BELLGRAY LTD→ SC840098 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BEST UK STORE LTD→ SC875874 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BIZZWHIZ LIMITED→ SC824246 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BRODIE COUNTRYFARE LIMITED→ SC146184 · est 1993 · no financials extracted | — | — | — | — | 32y | — | — |
| BRYKZ LTD→ SC799886 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BYRON BAKERY LTD→ SC343419 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| C & J'S CORNER SHOP LIMITED→ SC282886 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| CAPESCOT (SA) LTD→ SC528388 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| CARRIAGES PRAMS LTD→ SC599125 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-07-05
Jurisdictionscotland
Primary SIC47290 — Other retail sale of food in specialised stores
Registered office
18 Bon Accord Crescent
Aberdeen
AB11 6XY
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-07-18
Last: 2025-07-04
Officers (4 active · 1 resigned)
A,C, MORRISON & RICHARDS LLP→
Activecorporate-secretary · appointed 2015-07-01
View their other companies + combined net worth →
MACKINTOSH, David James→
Activedirector · ~62y · appointed 2007-07-05
View their other companies + combined net worth →
MACKINTOSH, Fraser David→
Activedirector · ~30y · appointed 2024-11-01
View their other companies + combined net worth →
MACKINTOSH, Yvonne Margaret→
Activedirector · ~61y · appointed 2007-07-05
View their other companies + combined net worth →
A C MORRISON & RICHARDS→
Resignedcorporate-secretary · appointed 2007-07-05 · resigned 2015-07-01
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Tsb Commercial Finance Limited | Bond & floating charge | 1 property | 06/10/2009 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 19/07/2007 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (53 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-01
capital-return-purchase-own-shares
capital · SH03
2025-09-17
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-14
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-08-14
capital-cancellation-shares
capital · SH06
2025-03-13
capital-alter-shares-subdivision
capital · SH02
2025-03-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-27
appoint-person-director-company-with-name-date
officers · AP01
2024-11-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-08-13
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-08-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-15
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-24