HILLY AND BOO LIMITED
- · Oldest live charge 18.1y old — refinance window within 12 months
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (83/100, director aged 76). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 18.1y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 18.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-22 | 2024-03-22 |
|---|---|---|
| Total assets | £11.0k | £11.0k |
| Debtors | £17.2k | £26.5k |
| Net assets | £11.0k | £11.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 mortgage
- • 1 accounts
Corporate timeline (30 events)Click to expand
- 2026-01-13📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-01-13🔓Charge satisfied #1
- 2026-01-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-13📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-03-14📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-03-01➕MCKAY, Arthur William Kerr appointeddirector
- 2024-03-01📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-01📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-03-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-01-18➖MCKAY, Elaine resigneddirector
- 2023-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-03-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-11📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2019-09-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2008-03-27🔒Charge registered #1Lender: Royal Bank of Scotland PLC
- 2007-10-18🏢Company incorporatedAs HILLY AND BOO LIMITED
- 2007-10-18➕EWING-MACKIE, Sylvia appointedsecretary
- 2007-10-18➕EWING-MACKIE, Sylvia appointeddirector
- 2007-10-18➕BRIAN REID LTD. appointedcorporate-secretary
- 2007-10-18➖BRIAN REID LTD. resignedcorporate-secretary
- 2007-10-18➕MCKAY, Elaine appointeddirector
- 2007-10-18➕STEPHEN MABBOTT LTD. appointedcorporate-director
- 2007-10-18➖STEPHEN MABBOTT LTD. resignedcorporate-director
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 76 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 19 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Arthur William Kerr Mckay Individual · British · DOB 03/1950 · age 76 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 18/01/2024 |
Mrs Sylvia Ewing-Mackie Individual · British · DOB 11/1965 · age 61 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
1 historic (ceased) PSC
- Mrs Elaine Mckayceased 18/01/2024· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · PA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| COWAL BUILDING & PLUMBING SUPPLIES LIMITED→ SC080544 · est 1982 | £199.8k £149.9k–£249.8k | — | — | 74 | 43y | 85 | 75y |
| CAMPBELLS OF ISLAY LTD→ SC630925 · est 2019 | £21.5k £16.1k–£26.9k | — | — | 800 | 6y | 88 | 37y |
| GUITAR GUITAR LIMITED→ SC247523 · est 2003 · no financials extracted | — | — | — | — | 23y | 83 | 75y |
| ANGELLINE (SCOTLAND) LTD.→ SC385592 · est 2010 | — | — | — | 0 | 15y | 82 | 61y |
| ARMYCHAP LIMITED→ SC274762 · est 2004 | — | — | — | 0 | 21y | 82 | 61y |
| BLAIRMORE HERITAGE LIMITED→ SC263059 · est 2004 | — | — | £35.6k | — | 22y | 82 | 72y |
| BOWMORE FILLING STATION LIMITED→ SC259944 · est 2003 | — | — | £208.8k | — | 22y | 82 | 64y |
| CLYDE PHARMACY LIMITED→ SC273095 · est 2004 | — | — | — | 11 | 21y | 82 | 61y |
| COMMERCIAL & INDUSTRIAL CLEANING SUPPLIES LIMITED→ SC292909 · est 2005 · no financials extracted | — | — | — | — | 20y | 82 | 62y |
| DALLAS CARPETS SCOTLAND LTD.→ SC239903 · est 2002 | — | — | £467.7k | — | 23y | 82 | 60y |
| GRAMPIAN SPORTS LIMITED→ SC038433 · est 1963 · no financials extracted | — | — | — | — | 63y | 82 | 64y |
| HOLMSCROFT H. C. LIMITED→ SC068595 · est 1979 | — | — | £382.7k | — | 46y | 82 | 63y |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 27/03/2008 | 13/01/2026 |