CENTRAL INSURANCE SERVICES (HOLDINGS) LIMITED
- · Oldest live charge 18.3y old — refinance window within 12 months
Opportunity 56/100 (worth a look), bankability 80/100. Strong seller-intent signal (68/100, director aged 77). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 18.3y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 18.3 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 20/100 — clean.
Data confidence
Overall: medium (55/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
Corporate timeline (75 events)Click to expand
- 2018-12-11📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2018-12-11🏁Company dissolved
- 2018-09-25📄gazette-notice-voluntarygazette · GAZ1(A)
- 2018-09-14📄dissolution-application-strike-off-companydissolution · DS01
- 2018-05-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-05-04➖WEIL, Mark Anthony resigneddirector
- 2017-10-27📄legacycapital · SH20
- 2017-10-27📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2017-10-27⚠️legacyinsolvency · CAP-SS
- 2017-10-27📄resolutionresolution · RESOLUTIONS
- 2017-10-25📄capital-allotment-sharescapital · SH01
- 2017-07-21📄accounts-with-accounts-type-fullaccounts · AA
- 2017-02-09📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2017-02-09📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2017-02-08➕VALENTINE, Claire Margaret appointedsecretary
- 2017-02-08➖ABBOTT, Adrianne Helen Marie resignedsecretary
- 2016-07-26➖HENRY, Iain David resigneddirector
- 2016-07-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2016-07-22📄accounts-with-accounts-type-fullaccounts · AA
- 2016-06-22📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-11-03📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-10-09📄accounts-with-accounts-type-fullaccounts · AA
- 2015-04-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2015-04-01➕WILLIAMS, Sally Angela Helen appointeddirector
- 2015-04-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2015-03-31➖NICHOLSON, John James resigneddirector
- 2015-02-23📄change-person-director-company-with-change-dateofficers · CH01
- 2015-02-23📄change-person-director-company-with-change-dateofficers · CH01
- 2015-02-23📄change-person-director-company-with-change-dateofficers · CH01
- 2015-02-23📄change-person-director-company-with-change-dateofficers · CH01
- 2014-04-09➕ABBOTT, Adrianne Helen Marie appointedsecretary
- 2014-04-09➖MARSH, Wendy Patricia resignedsecretary
- 2014-03-01🔓Charge satisfied #2
- 2014-02-28➕BARKER, Jane Victoria appointeddirector
- 2014-02-28➕BOX, Peter John appointeddirector
- 2014-02-28➕CHESSHER, Mark Christopher appointeddirector
- 2014-02-28➕GROGAN, Joseph Christopher appointeddirector
- 2014-02-28➖FRASER, Ian Alexander resignedsecretary
- 2014-02-28➕MARSH, Wendy Patricia appointedsecretary
- 2014-02-28➖BURNESS, Harry Neilson resigneddirector
- 2014-02-28➖FRASER, Ian Alexander resigneddirector
- 2014-02-28➖HASTINGS, Gillian Elizabeth resigneddirector
- 2014-02-28➖KERR, Neil Alexander resigneddirector
- 2014-02-28➖MANSON, Alan Graeme resigneddirector
- 2014-02-28➕NICHOLSON, John James appointeddirector
- 2014-02-28➖THOMSON, Steven David resigneddirector
- 2014-02-28➖TOSH, Christopher Michael Fraser resigneddirector
- 2014-02-28➕WEIL, Mark Anthony appointeddirector
- 2014-02-28➖YULE, Graeme Anderson resigneddirector
- 2013-02-28➖BINNIE, David Alexander resigneddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -5 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 77 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 12 years.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 high ·Company has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2018-12-11
Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2017-10-27: legacy
Group structure
Marsh Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Marsh Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 20 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Macquarie Bank Macquarie Bank Limited | Bond & floating charge | 1 property | 12/05/2011 | 01/03/2014 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Floating charge | 1 property | 14/01/2008 | 28/05/2011 |