CURRAN ROSS LIMITED

🌳Matureactive
SC333140 · ltd · incorporated 2007-10-30
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 18.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£752
book net assets
Opportunity
77/100
Strong
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What this business does
Primary activity: Management of real estate on a fee or contract basis
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and bankable structure.

Opportunity 77/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

1 live charge · oldest 18.4y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 18.4 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
50 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £752
Net assets shrinking
Down £16,859 YoY

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£752
↓ 96% YoY
Current Assets
£21k
↓ 54% YoY
Current Liabilities
—
£0£9k£19k£28k£37k£46kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£4.9k£19.6k
Current assets£21.3k£46.5k
Net assets£752£17.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2025-12-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-09-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-01-25
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2023-09-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-09-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2021-12-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-04-10
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  8. 2021-04-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2021-04-06
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  10. 2019-10-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-01-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2017-11-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2017-11-14
    📄
    change-person-director-company-with-change-date
    officers · CH01
  14. 2017-11-13
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  15. 2016-10-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2007-12-22
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  17. 2007-10-30
    🏢
    Company incorporated
    As CURRAN ROSS LIMITED
  18. 2007-10-30
    ➕
    CURRAN, Dianne Ross appointed
    secretary
  19. 2007-10-30
    ➕
    CURRAN, Dianne Ross appointed
    director
  20. 2007-10-30
    ➕
    CURRAN, Joseph appointed
    director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "CURRAN" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

59/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 19 years.
  • secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Joseph Curran
Individual · Scottish · DOB 06/1969 · age 57
50–75%
—50-75% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2007-10-30
Jurisdictionscotland
Primary SIC68320 — Management of real estate on a fee or contract basis

Registered office

Lomond Court Castle Business Park
The Castle Business Park
Stirling
FK9 4TU
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-13
Last: 2025-10-30

Officers (3 active · 0 resigned)

CURRAN, Dianne Ross→
secretary · appointed 2007-10-30
View their other companies + combined net worth →
Active
CURRAN, Dianne Ross→
director · ~54y · appointed 2007-10-30
View their other companies + combined net worth →
Active
CURRAN, Joseph→
director · ~57y · appointed 2007-10-30
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property22/12/2007—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (50 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-30
confirmation-statement-with-updates
confirmation-statement · CS01
2025-11-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-08
accounts-with-accounts-type-micro-entity
accounts · AA
2024-09-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-01-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-02
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-01
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-30
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-04
gazette-filings-brought-up-to-date
gazette · DISS40
2021-04-10
accounts-with-accounts-type-micro-entity
accounts · AA
2021-04-09
gazette-notice-compulsory
gazette · GAZ1
2021-04-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-09