M & M PLUMBING & HEATING SUPPLIES LIMITED
🌳Matureactive
SC333448 · ltd · incorporated 2007-11-06
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 18.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Plumbing, heat and air-conditioning installation
Sector: Construction
Investor take
PursueActive trading company with a 63-year-old founder — textbook succession opportunity.
Opportunity 83/100 (exceptional), bankability 70/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · oldest 18.4y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 18.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
54 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 2300 | 2500 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2025-05-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-05-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-07-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-07-03🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2018-05-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-11-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2017-11-22📄change-person-secretary-company-with-change-dateofficers · CH03
- 2017-11-22📄change-person-director-company-with-change-dateofficers · CH01
- 2017-08-04📄mortgage-satisfy-charge-fullmortgage · MR04
- 2017-08-04🔓Charge satisfied #2
- 2017-04-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2014-11-21🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2014-08-12🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2014-04-06🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2007-12-18🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2007-11-06🏢Company incorporatedAs M & M PLUMBING & HEATING SUPPLIES LIMITED
- 2007-11-06➕MOORES, Mark appointedsecretary
- 2007-11-06➕MCDONALD, Andrew appointeddirector
- 2007-11-06➕MOORES, Mark appointeddirector
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 19 years.
- secondaryStable-but-static management: Company is 19 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mark Moores Individual · British · DOB 04/1966 · age 60 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/11/2016 |
Mr Andrew Mcdonald Individual · British · DOB 09/1963 · age 63 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/11/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · DD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| KILMAC LTD→ SC458759 · est 2013 | £6.45M £4.61M–£8.30M | — | — | 16000 | 12y | 84 | 58y |
| GUILD HOMES (TAYSIDE) LTD.→ SC170248 · est 1996 | £2.17M £1.55M–£2.79M | — | — | 34 | 29y | 84 | 63y |
| D J LAING (CONTRACTS) LIMITED→ SC087805 · est 1984 | £1.52M £1.08M–£1.95M | — | — | 57 | 42y | 87 | 79y |
| ROCKNOWE INTERIORS LIMITED→ SC489276 · est 2014 | £634.1k £452.9k–£815.3k | — | — | 1100 | 11y | 85 | 75y |
| ANGUS DECORATING COMPANY LIMITED→ SC056282 · est 1974 | £605.6k £432.6k–£778.6k | — | — | 6300 | 51y | 83 | 63y |
| W. M. MUSTARD & SON LIMITED→ SC255756 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| WARDAH ELECTRICS LIMITED→ SC055201 · est 1974 · no financials extracted | — | — | — | — | 52y | — | — |
| WEBUILDSPACE LTD→ SC799940 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| WEST END DECS LTD→ SC832683 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| WESTBURN CONTRACTS LIMITED→ SC701119 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| WESTEND FLOORING SPECIALIST LIMITED→ SC620627 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| WESTEND JOINERS BUILDERS CONTRACTORS LTD→ SC661149 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2007-11-06
Jurisdictionscotland
Primary SIC43220 — Plumbing, heat and air-conditioning installation
Registered office
Unit 10, Angus Works
Tannadice Street
Dundee
DD3 7PT
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-20
Last: 2025-11-06
Officers (3 active · 0 resigned)
Active
MCDONALD, Andrew→
Activedirector · ~63y · appointed 2007-11-06
View their other companies + combined net worth →
MOORES, Mark→
Activedirector · ~60y · appointed 2007-11-06
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
4
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 03/07/2018 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 21/11/2014 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 12/08/2014 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 06/04/2014 | 04/08/2017 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 18/12/2007 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (54 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-11-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-11-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-11-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-05-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-12-10