HARVEYS HEALTHCARE LIMITED

💤Zombieactive
SC344574 · ltd · incorporated 2008-06-19
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Nov 2024
Net worth
£2.08M
book net assets
Opportunity
77/100
Strong
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What this business does
Primary activity: Other human health activities
Sector: Human health & social work
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 77/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -38% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (65/100).

🏦

Refinance opportunity

2 live charges · oldest 17.5y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 17.5 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: high (83/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
43 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £2,079,741
Cash YoY
-38%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£216k
↓ 38% YoY
Net Worth
£2.1m
↑ 6.6% YoY
Current Assets
£223k
↓ 38% YoY
Current Liabilities
£0£416k£832k£1.2m£1.7m£2.1mNov 2023Nov 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-11-302023-11-30
Total assets£2.33M£2.28M
Current assets£223.3k£358.2k
Cash£216.4k£348.6k
Debtors£6.9k£9.7k
Net assets£2.08M£1.95M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2025-08-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-08-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-08-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2022-09-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2021-08-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-02-26
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  7. 2020-11-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2020-02-03
    KUMAR, Vinay resigned
    director
  9. 2020-02-03
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2019-08-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-08-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2017-08-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2017-08-30
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  14. 2016-08-30
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2016-07-18
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2015-08-18
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2015-07-29
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  18. 2009-05-06
    🔒
    Charge registered #2
    Lender: Clydesdale Bank PLC
  19. 2008-10-21
    🔒
    Charge registered #1
    Lender: Clydesdale Bank PLC
  20. 2008-06-19
    🏢
    Company incorporated
    As HARVEYS HEALTHCARE LIMITED
  21. 2008-06-19
    KUMAR, Vijay appointed
    director
  22. 2008-06-19
    KUMAR, Vinay appointed
    director

Owner dependency

85/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

68/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 18 years.
  • secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Vinay Kumar
Individual · British · DOB 12/1970 · age 56
2550%
25-50% shares25/01/2020
Mr Vijay Kumar
Individual · British · DOB 06/1969 · age 57
sig. influencesignificant influence06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2008-06-19
Jurisdictionscotland
Primary SIC86900 — Other human health activities

Registered office

Queensberry Care Home
Lauries Wynd
Sanquhar
Dumfriesshire
DG4 6DR

Filing status

Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-07-03
Last: 2025-06-19

Officers (1 active · 1 resigned)

KUMAR, Vijay
director · ~57y · appointed 2008-06-19
View their other companies + combined net worth →
Active
KUMAR, Vinay
director · ~56y · appointed 2008-06-19 · resigned 2020-02-03
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank PLC
Standard security1 property06/05/2009
outstanding
Virgin Money
Clydesdale Bank PLC
Floating charge1 property21/10/2008
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (43 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-27
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-30
confirmation-statement-with-updates
confirmation-statement · CS01
2021-07-13
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-02-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-30
confirmation-statement-with-updates
confirmation-statement · CS01
2020-08-13
termination-director-company-with-name-termination-date
officers · TM01
2020-02-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-08-05