RYDEN MC KENNA LIMITED

💤Zombieactive

SC354946 · ltd · incorporated 2009-02-12

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jun 2025

Net worth

£198.8k

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Life insurance

Sector: Financial & insurance

ALSO REGISTERED FOR

65300Pension funding

Investor take

Pursue

Asset-holding vehicle with a 65-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

4 officers (1 active, 4 linked, 2 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

45 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Positive net assets

Net assets £198,826

Cash YoY

+11%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£206k

↑ 11% YoY

Net Worth

£199k

↑ 13% YoY

Current Assets

£206k

↑ 11% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-06-30	2024-06-30
Total assets	£198.8k	£175.3k
Current assets	£206.3k	£185.2k
Cash	£206.3k	£185.2k
Net assets	£198.8k	£175.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

• 2 confirmation-statement
• 1 officers

Last 90 days

filings

• 2 confirmation-statement
• 1 officers
• 1 accounts

Last 180 days

filings

• 2 confirmation-statement
• 1 officers
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (22 events)Click to expand

2026-04-22
📄
change-person-director-company-with-change-date
officers · CH01
2026-03-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-06
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-13
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-01-17
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-03-23
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2019-09-06
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-08-13
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-11-16
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-03-29
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-03-11
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2016-03-11
📄
change-person-director-company-with-change-date
officers · CH01
2009-06-18
➖
TM COMPANY SERVICES LIMITED resigned
corporate-secretary
2009-02-16
➕
RYDEN, Carole Mary Winifred appointed
director
2009-02-16
➖
HOLMES, Malcolm Brian resigned
director
2009-02-16
➖
TM COMPANY SERVICES LIMITED resigned
corporate-director
2009-02-12
🏢
Company incorporated
As RYDEN MC KENNA LIMITED
2009-02-12
➕
TM COMPANY SERVICES LIMITED appointed
corporate-secretary
2009-02-12
➕
HOLMES, Malcolm Brian appointed
director
2009-02-12
➕
TM COMPANY SERVICES LIMITED appointed
corporate-director

Owner dependency

100/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+Founder name in company name: Company name contains director surname "RYDEN" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

88/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
secondary12+ year tenure: Director in role 17 years.
secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mrs Carole Mary Winifred Ryden Individual · Irish · DOB 11/1961 · age 65	75–100%	—	75-100% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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RBS COLLECTIVE INVESTMENT FUNDS LIMITED→ SC046694 · est 1969 · no financials extracted	—	—	—	—	56y	—	—
RENTON WEALTH MANAGEMENT LTD→ SC666842 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
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SCOTSURE MBI LIMITED→ SC352229 · est 2008 · no financials extracted	—	—	—	—	17y	—	—
SCOTTISH FUTURES TRUST INVESTMENTS LIMITED→ SC381388 · est 2010 · no financials extracted	—	—	—	—	15y	—	—
SCOTTISH WIDOWS' FUND AND LIFE ASSURANCE SOCIETY→ SZ000002 · est 1983 · no financials extracted	—	—	—	—	43y	—	—
SEEDCAMP VI (SCOT) LIMITED→ SC744406 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
SEVEN HILLS FINANCIAL PLANNING LTD→ SC723633 · est 2022 · no financials extracted	—	—	—	—	4y	—	—
SHACKLETON SECONDARIES II GENERAL PARTNER LIMITED→ SC333901 · est 2007 · no financials extracted	—	—	—	—	18y	—	—
SHUTTERFLY INVESTMENTS LIMITED→ SC734733 · est 2022 · no financials extracted	—	—	—	—	3y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2009-02-12

Jurisdictionscotland

Primary SIC65110 — Life insurance

Registered office

18 Campbell Road

Edinburgh

EH12 6DT

Scotland

Filing status

Accounts

Next due: 2027-03-31

Last made up to: 2025-06-30

Confirmation statement

Next due: 2027-05-07

Last: 2026-04-23

Officers (1 active · 3 resigned)

RYDEN, Carole Mary Winifred→

director · ~65y · appointed 2009-02-16

View their other companies + combined net worth →

Active

TM COMPANY SERVICES LIMITED→

corporate-secretary · appointed 2009-02-12 · resigned 2009-06-18

Resigned

HOLMES, Malcolm Brian→

director · ~58y · appointed 2009-02-12 · resigned 2009-02-16

Resigned

TM COMPANY SERVICES LIMITED→

corporate-director · appointed 2009-02-12 · resigned 2009-02-16

Resigned

Click a director name to see their full track record across all companies.

Recent filings (45 total)

confirmation-statement-with-updates

confirmation-statement · CS01

2026-04-24

change-person-director-company-with-change-date

officers · CH01

2026-04-22