ST BUILDING SERVICES (FORRES) LIMITED

🌳Matureactive
SC358458 · ltd · incorporated 2009-04-21
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 13.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: Joinery installation
Sector: Construction
Investor take
Pursue
Active trading company with a 64-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 13.2y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 13.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
45 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Apr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-04-302024-04-30
Average employees10001300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2025-10-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-01-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-01-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-05-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2022-09-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-07-17
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  7. 2021-12-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-01-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2019-10-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2018-11-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-01-22
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  12. 2016-11-28
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  13. 2015-12-23
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2015-09-09
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2015-04-14
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2015-04-01
    🔒
    Charge registered #2
    Lender: The Royal Bank of Scotland PLC
  17. 2013-03-19
    🔒
    Charge registered #1
    Lender: The Royal Bank of Scotland PLC
  18. 2009-04-21
    🏢
    Company incorporated
    As ST BUILDING SERVICES (FORRES) LIMITED
  19. 2009-04-21
    ➕
    TAYLOR, Kevin Bryce appointed
    secretary
  20. 2009-04-21
    ➕
    SINCLAIR, Steven appointed
    director
  21. 2009-04-21
    ➕
    TAYLOR, Kevin Bryce appointed
    director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

79/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 17 years.
  • secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Kevin Bryce Taylor
Individual · British · DOB 08/1967 · age 59
25–50%
—25-50% shares30/11/2016
Mr Steven Sinclair
Individual · British · DOB 01/1962 · age 64
25–50%
—25-50% shares30/11/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Active · Construction · IV postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
G & A BARNIE GROUP LIMITED→
SC265415 · est 2004
£5.89M
£4.21M–£7.58M
——42622y8468y
G.F. JOB LIMITED→
SC135278 · est 1991
£5.10M
£3.64M–£6.56M
——6534y8875y
HIGHLAND METALS LIMITED→
SC061436 · est 1976
£3.87M
£2.77M–£4.98M
——3549y8871y
HIGHLAND DEEPHAVEN LIMITED→
SC050016 · est 1972
£1.97M
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——454y8371y
CRANLOCH LIMITED→
SC237023 · est 2002
——£10.4k—23y8368y
DARROCH & ALLAN (JOINERS & BUILDERS) LIMITED→
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——£2.04M—24y8365y
ERG (SCOTLAND) LIMITED→
SC195590 · est 1999
————27y8359y
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SC681119 · est 2020 · no financials extracted
————5y——
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SC083508 · est 1983 · no financials extracted
————42y——
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SC655521 · est 2020 · no financials extracted
————6y——
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————18y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2009-04-21
Jurisdictionscotland
Primary SIC43320 — Joinery installation

Registered office

103 High Street
Forres
Moray
IV36 1AA

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-12-14
Last: 2025-11-30

Officers (3 active · 0 resigned)

TAYLOR, Kevin Bryce→
secretary · appointed 2009-04-21
View their other companies + combined net worth →
Active
SINCLAIR, Steven→
director · ~64y · appointed 2009-04-21
View their other companies + combined net worth →
Active
TAYLOR, Kevin Bryce→
director · ~59y · appointed 2009-04-21
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
A registered charge1 property01/04/2015—
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Floating charge1 property19/03/2013—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (45 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-30
change-person-director-company-with-change-date
officers · CH01
2023-05-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-07-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-11-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-12-02