ST SERFS CARE HOME LIMITED
Opportunity 74/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (65/100).
Refinance opportunity
6 live charges · 3 lenders · oldest 15.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 15.9 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-04-01 |
|---|---|---|
| Total assets | — | £1.44M |
| Current assets | — | £698.8k |
| Cash | — | £85.3k |
| Debtors | — | £612.0k |
| Net assets | — | £647.4k |
| Average employees | 3000 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (35 events)Click to expand
- 2025-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-25📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-09📄change-person-director-company-with-change-dateofficers · CH01
- 2021-03-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-06-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-06-17🔒Charge registered #6Lender: Unity Trust Bank PLC
- 2020-06-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-06-08🔒Charge registered #5Lender: Unity Trust Bank PLC
- 2020-06-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-06-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-06-05🔓Charge satisfied #4
- 2020-06-05🔓Charge satisfied #3
- 2019-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-11-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-04-21🔓Charge satisfied #2
- 2016-11-01🔓Charge satisfied #1
- 2016-10-17🔒Charge registered #4Lender: Barclays Bank PLC
- 2016-10-12🔒Charge registered #3Lender: Barclays Bank PLC
- 2010-05-27🔒Charge registered #2Lender: Clydesdale Bank PLC
- 2010-05-19🔒Charge registered #1Lender: Clydesdale Bank PLC
- 2009-10-08➕THAIN, Richard Fergus appointeddirector
- 2009-10-08➖AS COMPANY SERVICES LIMITED resignedcorporate-nominee-secretary
- 2009-10-08➖BROWN, Simon Thomas David resigneddirector
- 2009-10-08➖FARQUHAR, Bruce resigneddirector
- 2009-06-15🏢Company incorporatedAs ST SERFS CARE HOME LIMITED
- 2009-06-15➕AS COMPANY SERVICES LIMITED appointedcorporate-nominee-secretary
- 2009-06-15➕BROWN, Simon Thomas David appointeddirector
- 2009-06-15➕FARQUHAR, Bruce appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Acre Care Homes Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Acre Care Homes Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · PH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| HOMETRUST CARE LIMITED→ SC258048 · est 2003 | £4.76M £3.43M–£6.09M | — | — | 10100 | 22y | 82 | 65y |
| FRONTIER SCIENCE (SCOTLAND) LIMITED→ SC220936 · est 2001 · no financials extracted | — | — | — | — | 24y | 83 | 79y |
| FIVE MILE LIMITED→ SC175449 · est 1997 | — | — | — | 0 | 28y | 82 | 67y |
| MARA ADHBHAR COMMUNITY INTEREST COMPANY→ SC878672 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| NEVIS MEDICS LTD→ SC803503 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| PCOS REVOLUTION LTD→ SC772877 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| PERTH AND KINROSS SOCIETY FOR THE BLIND→ SC205004 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| PK SOCIAL CARE SERVICE LTD→ SC876227 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| RESCUE MEDICS (UK) LTD→ SC468555 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| SABLP LIMITED→ SC775859 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| SK DENTAL DESIGN STUDIO LTD→ SC576886 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| SMILE CRAFT (SCOTLAND) LIMITED→ SC814222 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | — | 17/06/2020 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 08/06/2020 | — | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 17/10/2016 | 05/06/2020 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | — | 12/10/2016 | 05/06/2020 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 27/05/2010 | 21/04/2018 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Floating charge | 1 property | 19/05/2010 | 01/11/2016 |