LOCHABER HOUSING ASSOCIATION PROPERTY SERVICES C.I.C.

🌳Matureactive

SC365453 · ltd · incorporated 2009-09-11

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Why now

Window steady · low confidence

Steady and tidy — no seller pressure yet. Approach only if an angle opens.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 16.4y old — refinance window within 12 months

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Other business support service activities n.e.c.

Sector: Administrative & support services

Investor take

Pursue

Active trading company with a 84-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 84). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 16.4y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 16.4 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (55/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

18 officers (7 active, 18 linked, 14 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

77 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (47 events)Click to expand

2025-10-03
📄
accounts-with-accounts-type-small
accounts · AA
2024-09-18
📄
accounts-with-accounts-type-small
accounts · AA
2024-05-23
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-05-17
➕
ROBERTSON, Iain appointed
director
2023-10-18
📄
accounts-with-accounts-type-small
accounts · AA
2022-09-20
📄
accounts-with-accounts-type-small
accounts · AA
2021-12-22
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2021-12-16
➕
MOYNIHAN, Margaret appointed
secretary
2021-10-28
📄
appoint-person-director-company-with-name-date
officers · AP01
2021-10-26
➕
BRUCE, George Murdoch appointed
director
2021-10-06
📄
accounts-with-accounts-type-small
accounts · AA
2021-08-11
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2021-06-16
📄
termination-director-company-with-name-termination-date
officers · TM01
2021-06-02
➖
DONALDSON, Hugh James resigned
director
2021-05-25
➖
ALLAN, Eric Blair resigned
secretary
2020-09-25
📄
accounts-with-accounts-type-small
accounts · AA
2020-09-09
📄
appoint-person-director-company-with-name-date
officers · AP01
2020-08-31
➕
PATTERSON, Nigel John appointed
director
2019-09-18
📄
accounts-with-accounts-type-small
accounts · AA
2019-08-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2019-06-26
➖
AMOS, Lynn Alison resigned
director
2018-09-14
📄
accounts-with-accounts-type-small
accounts · AA
2017-09-22
📄
accounts-with-accounts-type-full
accounts · AA
2016-11-07
➕
AMOS, Lynn Alison appointed
director
2015-07-03
➕
TOSH, May Isobel appointed
director
2015-04-07
➖
RITCHIE, Joan Morrison resigned
director
2014-10-23
➖
MURPHY, John Michael resigned
director
2012-09-07
➖
MACLEOD, John resigned
director
2012-04-03
➖
YOUNG, Donald resigned
director
2011-11-14
➖
GAINSFORD, Alison Mary resigned
director
2010-07-05
➕
RITCHIE, Joan Morrison appointed
director
2010-05-10
➕
MCCOVER, Robert appointed
director
2010-05-10
➕
MURPHY, John Michael appointed
director
2010-05-10
➕
YOUNG, Donald appointed
director
2010-01-28
🔒
Charge registered #1
Lender: Lochaber Housing Association Limited
2009-09-11
🏢
Company incorporated
As LOCHABER HOUSING ASSOCIATION PROPERTY SERVICES C.I.C.
2009-09-11
➕
ALEXANDER, Dion Ralph appointed
director
2009-09-11
➕
ALLAN, Eric Blair appointed
secretary
2009-09-11
➕
BURNESS LLP appointed
corporate-secretary
2009-09-11
➖
BURNESS LLP resigned
corporate-secretary
2009-09-11
➕
DONALDSON, Hugh James appointed
director
2009-09-11
➕
GAINSFORD, Alison Mary appointed
director
2009-09-11
➕
GRAY, Gary George appointed
director
2009-09-11
➖
GRAY, Gary George resigned
director
2009-09-11
➕
MACLEOD, John appointed
director
2009-09-11
➕
BURNESS (DIRECTORS) LIMITED appointed
corporate-director
2009-09-11
➖
BURNESS (DIRECTORS) LIMITED resigned
corporate-director

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-6 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 84 — succession pressure is live.

Succession & seller-readiness

73/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 84 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 17 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Lochaber Housing Association Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Lochaber Housing Association Ltd

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

LOCHABER HOUSING ASSOCIATION PROPERTY SERVICES C.I.C.

This company · SC365453

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Lochaber Housing Association Ltd Corporate entity	75–100%	—	board controlsig. influence75-100% shares · board control · significant influence · trust interest · firm interest	10/08/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

Active · Trade services · PH postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
CHARLES CONNELL & COMPANY LIMITED→ SC028024 · est 1950	£25.00M £18.75M–£31.26M	—	—	200	75y	84	64y
WHISKY AUCTIONEER LIMITED→ SC490586 · est 2014	£4.63M £3.47M–£5.79M	—	—	58	11y	85	62y
CABERFEIDH HORIZONS→ SC274347 · est 2004 · no financials extracted	—	—	—	—	21y	83	79y
EPSCO LIMITED→ SC140759 · est 1992	—	—	—	2100	33y	83	74y
KISHORN PORT LIMITED→ SC350620 · est 2008	—	—	£2.54M	—	17y	83	78y
PRIORITY MANAGEMENT (GLASGOW) LIMITED→ SC173423 · est 1997	—	—	£853.4k	—	29y	83	60y
THE BATHROOM COMPANY (PERTH) LIMITED→ SC256721 · est 2003	—	—	—	3000	22y	83	67y
ALLAN INGRAM INDUSTRIAL CLEANING SERVICES LTD.→ SC276324 · est 2004	—	—	£886.3k	—	21y	82	77y
CHISHOLM'S RECOVERY SPECIALISTS LIMITED→ SC251410 · est 2003	—	—	—	500	22y	82	62y
D. & T. CAMPBELL (MEIGLE) LIMITED→ SC047602 · est 1970	—	—	—	2	55y	82	89y
DENHEAD FARMS LIMITED→ SC298268 · est 2006	—	—	£3.12M	—	20y	82	60y
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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2009-09-11

Jurisdictionscotland

Primary SIC82990 — Other business support service activities n.e.c.

Registered office

101 High Street

Fort William

Inverness Shire

PH33 6DG

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-08-16

Last: 2025-08-02