G SPRATT ACCOUNTANCY LIMITED
Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
1 live charge · oldest 12.1y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 12.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | £322.2k | £307.6k |
| Current assets | £61.8k | £39.1k |
| Cash | £4.2k | £2.3k |
| Debtors | £42.4k | £25.9k |
| Net assets | £185.4k | £161.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (22 events)Click to expand
- 2026-03-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-24📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-09📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2024-01-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-11-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-31🔓Charge satisfied #1
- 2021-05-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-06-05➖RONAN, Shona Helen Cameron resigneddirector
- 2019-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-06-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-04-25📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-04-14🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2009-10-13🏢Company incorporatedAs G SPRATT ACCOUNTANCY LIMITED
- 2009-10-13➕RONAN, Shona Helen Cameron appointedsecretary
- 2009-10-13➕RONAN, Paul Antony, Mr. appointeddirector
- 2009-10-13➕RONAN, Shona Helen Cameron appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr. Paul Antony Ronan Individual · British · DOB 06/1963 · age 63 | 50–75% | — | 50-75% shares | 06/04/2016 |
Mrs Shona Helen Cameron Ronan Individual · British · DOB 09/1968 · age 58 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| HAWK CONSULTANCY LIMITED→ SC555174 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| HDM SCHOOLS SOLUTIONS (HOLDINGS) LIMITED→ SC325332 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| HEAD RESOURCING LIMITED→ SC208200 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| HEALTHCARE NEWS SCOTLAND LIMITED→ SC616128 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| HEALTHY INFORMATION LIMITED→ SC676476 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| HEAVY EQUIPMENT MAINTENANCE (HEM) LTD→ SC683585 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| HELIOMARA LIMITED→ SC864849 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HELVETIC ANALYTICS LIMITED→ SC812024 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HENDERSON KILDAVAIG LTD→ SC380007 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| HENDRY EQUESTRIAN STABLES LIMITED→ SC673567 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| HERD ACCOUNTANCY LTD→ SC698121 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HEWITT CENTRAL LTD→ SC785958 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 14/04/2014 | 31/08/2021 |