D LOVIE LTD

🌳Matureactive

SC375853 · ltd · incorporated 2010-03-29

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£42.5k

book net assets

Opportunity

74/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Other business support service activities n.e.c.

Sector: Administrative & support services

Investor take

Pursue

Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

6 officers (3 active, 6 linked, 4 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

1 connected companies via shared directors

Filing history

69 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

74/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £42,547

Cash YoY

+140%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£26k

↑ 140% YoY

Net Worth

£43k

↑ 8162% YoY

Current Assets

£169k

↑ 14% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-03-31	2024-03-31
Total assets	£42.5k	£515
Current assets	£169.5k	£148.8k
Cash	£26.5k	£11.1k
Debtors	£143.0k	£137.7k
Net assets	£42.5k	£515

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 confirmation-statement

Last 90 days

filings

• 1 confirmation-statement
• 1 accounts

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (28 events)Click to expand

2026-02-24
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-02-04
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-16
📍
change-sail-address-company-with-old-address-new-address
address · AD02
2024-10-16
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-10-16
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-10-16
📄
change-person-secretary-company-with-change-date
officers · CH03
2024-10-16
📄
change-person-director-company-with-change-date
officers · CH01
2024-10-16
📄
change-person-director-company-with-change-date
officers · CH01
2024-10-16
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-12-21
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-02
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-10
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-10-06
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-09-23
📄
change-person-director-company-with-change-date
officers · CH01
2020-09-23
📄
change-person-director-company-with-change-date
officers · CH01
2020-09-23
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-09-23
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2019-12-23
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2010-03-29
🏢
Company incorporated
As D LOVIE LTD
2010-03-29
➕
LOVIE, Kelly appointed
secretary
2010-03-29
➕
LOVIE, David appointed
director
2010-03-29
➕
LOVIE, Kelly appointed
director
2010-03-29
➕
BRIAN REID LTD. appointed
corporate-secretary
2010-03-29
➖
BRIAN REID LTD. resigned
corporate-secretary
2010-03-29
➕
LOVIE, David appointed
director
2010-03-29
➖
LOVIE, David resigned
director
2010-03-29
➕
MABBOTT, Stephen George appointed
director
2010-03-29
➖
MABBOTT, Stephen George resigned
director

Owner dependency

91/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder name in company name: Company name contains director surname "LOVIE" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

59/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 16 years.
secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 low

Multiple registered office changes

low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs Kelly Lovie Individual · British · DOB 04/1988 · age 38	25–50%	25–50%	25-50% shares · 25-50% voting	01/03/2017
Mr David Lovie Individual · British · DOB 09/1987 · age 39	25–50%	25–50%	board control25-50% shares · 25-50% voting · board control	01/03/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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D R CONTRACTING SERVICES LTD→ SC839835 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
DIAMOND CHIMNEY SWEEPS LTD→ SC800450 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
DM PROJECT SOLUTIONS (SCOTLAND) LTD.→ SC616659 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
DNA CLEANING SERVICES LTD→ SC702079 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
DOCUMENT CONTROL SPECIALISTS LIMITED→ SC394294 · est 2011 · no financials extracted	—	—	—	—	15y	—	—
DOGGY DUDES LTD→ SC467696 · est 2014 · no financials extracted	—	—	—	—	12y	—	—
DOUGLAS HOLDINGS LIMITED→ SC141463 · est 1992 · no financials extracted	—	—	—	—	33y	—	—
DRDB ENTERPRISES LTD→ SC835635 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
DREAMIER HAIR LTD→ SC726200 · est 2022 · no financials extracted	—	—	—	—	4y	—	—
DRILLCEM INSTRUMENTS LTD→ SC840218 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
DRILLTECH SERVICES (NORTH SEA) LIMITED→ SC148306 · est 1994 · no financials extracted	—	—	—	—	32y	—	—
DRILLTRAIN LIMITED→ SC691330 · est 2021 · no financials extracted	—	—	—	—	5y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2010-03-29

Jurisdictionscotland

Primary SIC82990 — Other business support service activities n.e.c.

Registered office

Oaklands

Boyndie

Banff

Aberdeenshire

AB45 2JQ

Scotland

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-03-21

Last: 2026-03-07

Officers (3 active · 3 resigned)

LOVIE, Kelly→

secretary · appointed 2010-03-29

View their other companies + combined net worth →

Active

LOVIE, David→

director · ~39y · appointed 2010-03-29

View their other companies + combined net worth →

Active

LOVIE, Kelly→

director · ~38y · appointed 2010-03-29

View their other companies + combined net worth →

Active

BRIAN REID LTD.→

corporate-secretary · appointed 2010-03-29 · resigned 2010-03-29

Resigned

LOVIE, David→

director · ~43y · appointed 2010-03-29 · resigned 2010-03-29

Resigned

MABBOTT, Stephen George→

director · ~76y · appointed 2010-03-29 · resigned 2010-03-29

Resigned

Click a director name to see their full track record across all companies.

Recent filings (69 total)

confirmation-statement-with-no-updates

confirmation-statement · CS01

2026-04-15

accounts-with-accounts-type-total-exemption-full

accounts · AA

2026-02-24

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-03-12

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-02-04

change-sail-address-company-with-old-address-new-address

address · AD02

2024-10-16

change-to-a-person-with-significant-control

persons-with-significant-control · PSC04

2024-10-16

change-to-a-person-with-significant-control

persons-with-significant-control · PSC04

2024-10-16

change-person-secretary-company-with-change-date

officers · CH03

2024-10-16

change-person-director-company-with-change-date

officers · CH01

2024-10-16

change-person-director-company-with-change-date

officers · CH01

2024-10-16

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2024-10-16

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-03-07

accounts-with-accounts-type-micro-entity

accounts · AA

2023-12-21

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-03-13

accounts-with-accounts-type-micro-entity

accounts · AA

2022-12-02