TOMINEY PROFESSIONAL LIMITED

💤Zombieactive
SC379379 · ltd · incorporated 2010-05-28
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
75/100
Strong
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What this business does
Primary activity: Banks
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (55/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
  1. 2026-02-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-02-11
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-06-11
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2024-06-11
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  5. 2024-06-11
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2024-02-01
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2023-02-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2022-02-10
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  9. 2021-05-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-08-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-02-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2018-01-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2017-02-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2016-07-15
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2016-01-26
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2015-05-30
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2010-05-28
    🏢
    Company incorporated
    As TOMINEY PROFESSIONAL LIMITED
  18. 2010-05-28
    ➕
    TOMINEY, Joanne Lindsay appointed
    director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "TOMINEY" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
  • +No director turnover: Company is 16 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

68/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 16 years.
  • secondaryStable-but-static management: Company is 16 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mrs Joanne Lindsay Tominey
Individual · British · DOB 01/1971 · age 55
75–100%
—75-100% shares28/05/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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——£20.0k—23y8366y
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————12y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2010-05-28
Jurisdictionscotland
Primary SIC64191 — Banks

Registered office

25 Pineta Drive
East Kilbride
Glasgow
G74 5EB
Scotland

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-06-11
Last: 2025-05-28

Officers (1 active · 0 resigned)

TOMINEY, Joanne Lindsay→
director · ~55y · appointed 2010-05-28
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (34 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-29
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-17
change-person-director-company-with-change-date
officers · CH01
2024-06-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-06-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-06-11
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-11
accounts-with-accounts-type-micro-entity
accounts · AA
2023-02-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-27
accounts-with-accounts-type-dormant
accounts · AA
2022-02-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-06-12