COMMUNITY ALLIANCE TRUST LIMITED
🌳Matureactive
SC392279 · private-limited-guarant-nsc · incorporated 2011-01-26
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 11.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£24.1k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Retail sale of clothing in specialised stores
Sector: Wholesale & retail
ALSO REGISTERED FOR
- 56290Other food services
- 63990Other information service activities n.e.c.
Investor take
Special-situation opportunityDistressed retail with salvageable qualities — special-situations priority.
Opportunity 71/100 (strong), bankability 75/100. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 11.2y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 11.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
15 officers (5 active, 15 linked, 14 with DOB)
89
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
2 connected companies via shared directors
51
Filing history
67 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £24,130
Net assets shrinking
Down £31,530 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£24k
↓ 57% YoY
Current Assets
£52k
↓ 34% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £24.1k | £55.7k |
| Current assets | £52.1k | £79.0k |
| Net assets | £24.1k | £55.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (49 events)Click to expand
- 2025-12-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-05📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-03-04📄gazette-notice-compulsorygazette · GAZ1
- 2024-05-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-23📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-05-10➕CARR, Susan Mary Anne appointedsecretary
- 2024-05-10➕CASTILLA, Carlos Carlos appointeddirector
- 2024-05-10➖CLARK, John Hartley resigneddirector
- 2024-05-10➖DAVIES, Norman Leonard resigneddirector
- 2024-05-10➖HORN, Helen resigneddirector
- 2024-05-10➖MYERTHALL, Janice Mildred resigneddirector
- 2024-03-16📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-03-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-05📄gazette-notice-compulsorygazette · GAZ1
- 2023-01-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-04📄resolutionresolution · RESOLUTIONS
- 2022-08-03📄administrative-restoration-companyrestoration · RT01
- 2022-06-28📄gazette-dissolved-compulsorygazette · GAZ2
- 2022-04-12📄gazette-notice-compulsorygazette · GAZ1
- 2021-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-12-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-11-29➕STEVEN, Paul appointeddirector
- 2021-11-29➕DAVIES, Norman Leonard appointeddirector
- 2021-11-29➕MYERTHALL, Janice Mildred appointeddirector
- 2021-11-26➕MCLINTOCK, Sandra Mcdonald Martin appointeddirector
- 2021-11-26➖CARR, Susan Mary Anne resigneddirector
- 2019-08-12🔓Charge satisfied #1
- 2019-02-01➕MACASKILL, Kenneth Wright appointeddirector
- 2019-02-01➖HARVEY, John resigneddirector
- 2015-02-20🔒Charge registered #1Lender: Sis (Community Finance)Limited
- 2015-02-03➖THOMSON, Arthur resigneddirector
- 2014-04-25➖TWEED, Terrence resigneddirector
- 2011-08-19➕HARVEY, John appointeddirector
- 2011-07-22➕CARR, Susan Mary Anne appointeddirector
- 2011-07-22➕CLARK, John Hartley appointeddirector
- 2011-07-22➕THOMSON, Arthur appointeddirector
- 2011-05-02➖FLYNN, Honor resigneddirector
- 2011-05-02➖MYERTHALL, Janice Mildred resigneddirector
- 2011-01-26🏢Company incorporatedAs COMMUNITY ALLIANCE TRUST LIMITED
- 2011-01-26➕FLYNN, Honor appointeddirector
- 2011-01-26➕HORN, Helen appointeddirector
- 2011-01-26➕MYERTHALL, Janice Mildred appointeddirector
- 2011-01-26➕TWEED, Terrence appointeddirector
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 68 — succession pressure is live.
Succession & seller-readiness
50/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
Red flags
1 high ·Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-02-09
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CLOTHING BABA LTD→ SC861002 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CLOUD MOON LTD→ SC873111 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| COAST LOGISTICS LIMITED→ SC844999 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| COFFEE DIRECT (SCOTLAND) LIMITED→ SC191143 · est 1998 · no financials extracted | — | — | — | — | 27y | — | — |
| COMFORTABLY TATTOOED LTD→ SC833318 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| COMPANY BAKERY LIMITED→ SC768646 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CONERSTONE HEALTHCARE GROUP LTD→ SC753753 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CONNECTED WORKER TECH LTD→ SC822423 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CONNECTENDS LTD→ SC805870 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CONNECTING MUSIC LTD→ SC531174 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| CONTINENTAL CRAFT LT LIMITED→ SC838691 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CONTINENTAL SPICES LIVINGSTON LTD→ SC557924 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc
Incorporated2011-01-26
Jurisdictionscotland
Primary SIC47710 — Retail sale of clothing in specialised stores
Registered office
The White House
70 Niddrie Mains Road
Edinburgh
EH16 4BG
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-02-09OVERDUE
Last: 2025-01-26
Officers (5 active · 10 resigned)
CARR, Susan Mary Anne→
Activesecretary · appointed 2024-05-10
View their other companies + combined net worth →
CASTILLA, Carlos Carlos→
Activedirector · ~48y · appointed 2024-05-10
View their other companies + combined net worth →
MACASKILL, Kenneth Wright→
Activedirector · ~68y · appointed 2019-02-01
View their other companies + combined net worth →
MCLINTOCK, Sandra Mcdonald Martin→
Activedirector · ~64y · appointed 2021-11-26
View their other companies + combined net worth →
STEVEN, Paul→
Activedirector · ~61y · appointed 2021-11-29
View their other companies + combined net worth →
CARR, Susan Mary Anne→
Resigneddirector · ~75y · appointed 2011-07-22 · resigned 2021-11-26
CLARK, John Hartley→
Resigneddirector · ~75y · appointed 2011-07-22 · resigned 2024-05-10
DAVIES, Norman Leonard→
Resigneddirector · ~77y · appointed 2021-11-29 · resigned 2024-05-10
FLYNN, Honor→
Resigneddirector · ~59y · appointed 2011-01-26 · resigned 2011-05-02
HARVEY, John→
Resigneddirector · ~71y · appointed 2011-08-19 · resigned 2019-02-01
HORN, Helen→
Resigneddirector · ~72y · appointed 2011-01-26 · resigned 2024-05-10
MYERTHALL, Janice Mildred→
Resigneddirector · ~79y · appointed 2021-11-29 · resigned 2024-05-10
MYERTHALL, Janice Mildred→
Resigneddirector · ~79y · appointed 2011-01-26 · resigned 2011-05-02
THOMSON, Arthur→
Resigneddirector · ~88y · appointed 2011-07-22 · resigned 2015-02-03
TWEED, Terrence→
Resigneddirector · ~78y · appointed 2011-01-26 · resigned 2014-04-25
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Sis (Community Finance) Sis (Community Finance)Limited | A registered charge | — | 20/02/2015 | 12/08/2019 |
Recent filings (67 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-30
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-10
gazette-filings-brought-up-to-date
gazette · DISS40
2025-03-05
gazette-notice-compulsory
gazette · GAZ1
2025-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-27
termination-director-company-with-name-termination-date
officers · TM01
2024-05-23
termination-director-company-with-name-termination-date
officers · TM01
2024-05-23
termination-director-company-with-name-termination-date
officers · TM01
2024-05-23
termination-director-company-with-name-termination-date
officers · TM01
2024-05-23
appoint-person-director-company-with-name-date
officers · AP01
2024-05-23
appoint-person-secretary-company-with-name-date
officers · AP03
2024-05-23
gazette-filings-brought-up-to-date
gazette · DISS40
2024-03-16
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-15
gazette-notice-compulsory
gazette · GAZ1
2024-03-05