MEDICAL & PROFESSIONAL CFP LTD

🌳Matureactive
SC400522 · ltd · incorporated 2011-05-27
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£324.3k
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (4 active, 6 linked, 4 with DOB)
83
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
49 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £324,338
Cash YoY
+569%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£87k
↑ 569% YoY
Net Worth
£324k
↑ 16% YoY
Current Assets
£257k
↑ 17% YoY
Current Liabilities
—
£0£65k£130k£195k£259k£324kMay 2024May 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-05-312024-05-31
Total assets£449.7k£309.1k
Current assets£256.7k£219.2k
Cash£87.4k£13.1k
Debtors£99.8k£33.0k
Net assets£324.3k£279.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
7
filings
  • • 5 persons-with-significant-control
  • • 2 officers
Last 90 days
7
filings
  • • 5 persons-with-significant-control
  • • 2 officers
Last 180 days
8
filings
  • • 5 persons-with-significant-control
  • • 2 officers
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
  1. 2026-04-09
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  2. 2026-04-09
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  3. 2026-04-09
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  4. 2026-04-09
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2026-04-09
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2026-04-08
    ➕
    AUGUSTIN, Kyle appointed
    director
  7. 2026-04-08
    ➕
    MILES, Derek George appointed
    director
  8. 2026-03-31
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  9. 2026-03-31
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  10. 2025-12-10
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  11. 2025-01-07
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  12. 2023-10-09
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  13. 2022-12-12
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  14. 2022-01-14
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  15. 2021-04-16
    📄
    capital-allotment-shares
    capital · SH01
  16. 2021-04-16
    📄
    capital-name-of-class-of-shares
    capital · SH08
  17. 2021-04-12
    📄
    memorandum-articles
    incorporation · MA
  18. 2021-04-12
    📄
    resolution
    resolution · RESOLUTIONS
  19. 2021-03-18
    📄
    second-filing-capital-allotment-shares
    capital · RP04SH01
  20. 2020-11-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  21. 2020-01-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  22. 2011-05-27
    🏢
    Company incorporated
    As MEDICAL & PROFESSIONAL CFP LTD
  23. 2011-05-27
    ➕
    MITCHELL, Douglas appointed
    secretary
  24. 2011-05-27
    ➕
    MITCHELL, Douglas appointed
    director
  25. 2011-05-27
    ➕
    BRIAN REID LTD. appointed
    corporate-secretary
  26. 2011-05-27
    ➖
    BRIAN REID LTD. resigned
    corporate-secretary
  27. 2011-05-27
    ➕
    MABBOTT, Stephen George appointed
    director
  28. 2011-05-27
    ➖
    MABBOTT, Stephen George resigned
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Senior director age: Director aged approximately 59 — approaching natural succession window.

Succession & seller-readiness

53/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
  • secondary12+ year tenure: Director in role 15 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Nine Edge Wealth Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Nine Edge Wealth Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
MEDICAL & PROFESSIONAL CFP LTD
This company · SC400522

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Nine Edge Wealth Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control08/04/2026
2 historic (ceased) PSCs
  • Kirsty Mitchellceased 08/04/2026· 25-50% shares · 25-50% voting
  • Mr Douglas Mitchellceased 08/04/2026· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2011-05-27
Jurisdictionscotland
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

2 Old Well Court
Wester Inch Business Park
Bathgate
West Lothian
EH48 2TQ
Scotland

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-05-18
Last: 2025-05-04

Officers (4 active · 2 resigned)

MITCHELL, Douglas→
secretary · appointed 2011-05-27
View their other companies + combined net worth →
Active
AUGUSTIN, Kyle→
director · ~50y · appointed 2026-04-08
View their other companies + combined net worth →
Active
MILES, Derek George→
director · ~59y · appointed 2026-04-08
View their other companies + combined net worth →
Active
MITCHELL, Douglas→
director · ~49y · appointed 2011-05-27
View their other companies + combined net worth →
Active
BRIAN REID LTD.→
corporate-secretary · appointed 2011-05-27 · resigned 2011-05-27
Resigned
MABBOTT, Stephen George→
director · ~76y · appointed 2011-05-27 · resigned 2011-05-27
Resigned

Click a director name to see their full track record across all companies.

Recent filings (49 total)

notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-04-09
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-09
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-09
appoint-person-director-company-with-name-date
officers · AP01
2026-04-09
appoint-person-director-company-with-name-date
officers · AP01
2026-04-09
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-03-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-31
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-12-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-06
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-01-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-06
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-04
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-12-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-04