HLD FRUITS LTD
🌳Matureactive
SC406009 · ltd · incorporated 2011-08-24
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2024
Net worth
£-553.9k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Retail sale of fruit and vegetables in specialised stores
Sector: Wholesale & retail
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 74/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -74% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
1 live charge · oldest 11.7y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 11.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
44 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £553,888
Cash draining
Cash down 74% YoY
Cash YoY
-74%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£17k
↓ 74% YoY
Net Worth
-£554k
↓ 35% YoY
Current Assets
£332k
~ YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-06-30 | 2023-06-30 |
|---|---|---|
| Total assets | £-525.4k | £-205.5k |
| Current assets | £332.5k | £332.2k |
| Cash | £16.5k | £62.5k |
| Debtors | £296.5k | £252.8k |
| Net assets | £-553.9k | £-409.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2025-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-09-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-09-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-07📄change-person-director-company-with-change-dateofficers · CH01
- 2023-09-07📄change-person-director-company-with-change-dateofficers · CH01
- 2023-09-07📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-17📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2020-06-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-09📄change-person-director-company-with-change-dateofficers · CH01
- 2019-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-11-27📄change-person-director-company-with-change-dateofficers · CH01
- 2014-08-22🔒Charge registered #1Lender: Bibby Factors Scotland Limited
- 2011-08-24🏢Company incorporatedAs HLD FRUITS LTD
- 2011-08-24➕DRIVER, Mark Andrew Stanley appointeddirector
- 2011-08-24➕HAMILTON, Stuart Robbin appointeddirector
- 2011-08-24➕LOVE, Marc David appointeddirector
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
43/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondary12+ year tenure: Director in role 15 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Marc David Love Individual · British · DOB 10/1983 · age 43 | 25–50% | — | 25-50% shares | 07/09/2023 |
Mr Mark Andrew Stanley Driver Individual · British · DOB 01/1983 · age 43 | 25–50% | — | 25-50% shares | 07/09/2023 |
Mr Stuart Robbin Hamilton Individual · British · DOB 07/1983 · age 43 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Retail · ML postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| HULME & SCOTT LTD.→ SC301302 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| ICEVALLEY GIFTS LTD→ SC816687 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| INCR-EDIBLES CBD PRODUCTS LTD→ SC754543 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| INKED RUGS LTD→ SC787468 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| J & S DUNCAN LTD→ SC873707 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| J. & C. STUART PHARMACIES LIMITED→ SC237335 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| JADE FLOWERS LARKHALL LIMITED→ SC848649 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| JAMES CHAPMAN (BUTCHERS) LIMITED→ SC036643 · est 1961 · no financials extracted | — | — | — | — | 64y | — | — |
| JAMES KIPPEN FRUIT LIMITED→ SC308777 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| JARO DESIGN LIMITED→ SC342111 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| JARVIE S LIMITED→ SC545532 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| JATTITUDE LTD→ SC844619 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2011-08-24
Jurisdictionscotland
Primary SIC47210 — Retail sale of fruit and vegetables in specialised stores
Registered office
12 Teal Court
Strathclyde Business Park
Bellshill
ML4 3NN
Scotland
Filing status
Accounts
Next due: 2026-06-30
Last made up to: 2024-06-30
Confirmation statement
Next due: 2026-12-11
Last: 2025-11-27
Officers (3 active · 0 resigned)
DRIVER, Mark Andrew Stanley→
Activedirector · ~43y · appointed 2011-08-24
View their other companies + combined net worth →
HAMILTON, Stuart Robbin→
Activedirector · ~43y · appointed 2011-08-24
View their other companies + combined net worth →
LOVE, Marc David→
Activedirector · ~43y · appointed 2011-08-24
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Bibby Financial Services Bibby Factors Scotland Limited | A registered charge | — | 22/08/2014 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (44 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-11
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-09-07
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-09-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-09-07
change-person-director-company-with-change-date
officers · CH01
2023-09-07
change-person-director-company-with-change-date
officers · CH01
2023-09-07
change-person-director-company-with-change-date
officers · CH01
2023-09-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-08