NEXUS WEALTH PLANNING LTD

💤Zombieactive
SC406367 · ltd · incorporated 2011-08-30
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
Why now
Window steady · low confidence
Steady and stalled — no momentum either way. Needs an approach trigger.
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 7.0y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 7.0 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
3 years of iXBRL accounts extracted + narrative notes parsed
95
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
39 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

3 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Aug 2023Aug 2024Aug 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-08-312024-08-312023-08-31
Average employees——-200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2026-05-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-05-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-04-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-05-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-08-16
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  6. 2022-08-16
    🔓
    Charge satisfied #1
  7. 2022-04-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2022-03-15
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  9. 2022-03-15
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  10. 2022-03-01
    ➖
    HENDERSON, Angus resigned
    director
  11. 2021-04-05
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2020-04-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  13. 2019-07-01
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  14. 2019-06-28
    🔒
    Charge registered #1
    Lender: James Graham Taylor
  15. 2019-04-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2018-05-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2017-05-31
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  18. 2016-07-21
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  19. 2011-10-01
    ➕
    BISSETT, Tracy appointed
    director
  20. 2011-08-30
    🏢
    Company incorporated
    As NEXUS WEALTH PLANNING LTD
  21. 2011-08-30
    ➕
    HENDERSON, Angus appointed
    director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.

Succession & seller-readiness

68/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 15 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mrs Tracy Bissett
Individual · British · DOB 12/1966 · age 60
50–75%
—50-75% shares06/04/2016
1 historic (ceased) PSC
  • Mr Angus Hendersonceased 28/02/2022· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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@SIPP LIMITED→
SC217126 · est 2001
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£10.21M—620025y8562y
FORWARD ASSET FINANCE LIMITED→
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——50018y8364y
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——020y8366y
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——£2.38M—16y8372y
CALCLUTH & SANGSTER (INSURANCE BROKERS) LIMITED→
SC200273 · est 1999 · no financials extracted
————26y8359y
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——£20.0k—23y8366y
HARRY SMITH, LIMITED→
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——£1.66M—113y8358y
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——£3.48M—20y8363y
MORTGAGE ADVICE BROKERAGE LTD→
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NITRON INVESTMENTS LIMITED→
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2011-08-30
Jurisdictionscotland
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

12a Fitzroy Place
Glasgow
G3 7RW
Scotland

Filing status

Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-09-13
Last: 2025-08-30

Officers (1 active · 1 resigned)

BISSETT, Tracy→
director · ~60y · appointed 2011-10-01
View their other companies + combined net worth →
Active
HENDERSON, Angus→
director · ~55y · appointed 2011-08-30 · resigned 2022-03-01
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
James Graham Taylor
A registered charge—28/06/201916/08/2022

Recent filings (39 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-05-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-01
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-02
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-30
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-31
confirmation-statement-with-updates
confirmation-statement · CS01
2022-08-30
mortgage-satisfy-charge-full
mortgage · MR04
2022-08-16
accounts-with-accounts-type-micro-entity
accounts · AA
2022-04-26
termination-director-company-with-name-termination-date
officers · TM01
2022-03-15
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-03-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-30
accounts-with-accounts-type-micro-entity
accounts · AA
2021-04-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-08-31