JC ROXBURGH (FINANCIAL SERVICES) LIMITED

🌳Matureactive
SC417019 · ltd · incorporated 2012-02-14
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (58/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
9 officers (4 active, 9 linked, 6 with DOB)
83
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
48 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 address
Last 180 days
2
filings
  • • 1 address
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
  1. 2026-04-16
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  2. 2025-07-04
    📄
    accounts-with-accounts-type-small
    accounts · AA
  3. 2025-07-01
    ➕
    CALLAGHAN, Nicholas Harry appointed
    director
  4. 2025-07-01
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2025-05-21
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  6. 2025-05-14
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  7. 2025-05-13
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  8. 2024-07-16
    📄
    accounts-with-accounts-type-small
    accounts · AA
  9. 2023-10-12
    📄
    accounts-with-accounts-type-small
    accounts · AA
  10. 2022-08-19
    📄
    accounts-with-accounts-type-small
    accounts · AA
  11. 2021-11-23
    📄
    accounts-with-accounts-type-small
    accounts · AA
  12. 2021-08-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2021-07-31
    ➖
    MCKEEN, John resigned
    director
  14. 2021-02-08
    📄
    accounts-with-accounts-type-small
    accounts · AA
  15. 2019-11-12
    📄
    accounts-with-accounts-type-small
    accounts · AA
  16. 2018-12-17
    ➕
    ROXBURGH, Stewart appointed
    secretary
  17. 2018-12-17
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  18. 2018-11-16
    ➖
    GILLEN, Jane Mcphail resigned
    secretary
  19. 2018-11-16
    ➖
    GILLEN, Jane Mcphail resigned
    director
  20. 2018-11-16
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  21. 2018-11-16
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  22. 2018-08-02
    📄
    accounts-with-accounts-type-small
    accounts · AA
  23. 2012-11-01
    ➕
    GILLEN, Jane Mcphail appointed
    secretary
  24. 2012-02-14
    🏢
    Company incorporated
    As JC ROXBURGH (FINANCIAL SERVICES) LIMITED
  25. 2012-02-14
    ➕
    HILL, Graham Alexander appointed
    director
  26. 2012-02-14
    ➕
    ROXBURGH, Stewart appointed
    director
  27. 2012-02-14
    ➕
    BRIAN REID LTD. appointed
    corporate-secretary
  28. 2012-02-14
    ➖
    BRIAN REID LTD. resigned
    corporate-secretary
  29. 2012-02-14
    ➕
    GILLEN, Jane Mcphail appointed
    director
  30. 2012-02-14
    ➕
    MABBOTT, Stephen George appointed
    director
  31. 2012-02-14
    ➖
    MABBOTT, Stephen George resigned
    director
  32. 2012-02-14
    ➕
    MCKEEN, John appointed
    director

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Founder name in company name: Company name contains director surname "ROXBURGH" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 68 — succession pressure is live.

Succession & seller-readiness

63/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • secondary12+ year tenure: Director in role 14 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Jc Roxburgh & Company Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Jc Roxburgh & Company Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
JC ROXBURGH (FINANCIAL SERVICES) LIMITED
This company · SC417019

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Jc Roxburgh & Company Limited
Corporate entity
75–100%
75–100%75-100% shares · 75-100% voting06/04/2016
1 historic (ceased) PSC
  • Mr Stewart Roxburghceased 13/05/2025· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2012-02-14
Jurisdictionscotland
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

151 Glasgow Road
Clydebank
Dunbartonshire
G81 1LQ
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-28
Last: 2026-02-14

Officers (4 active · 5 resigned)

ROXBURGH, Stewart→
secretary · appointed 2018-12-17
View their other companies + combined net worth →
Active
CALLAGHAN, Nicholas Harry→
director · ~49y · appointed 2025-07-01
View their other companies + combined net worth →
Active
HILL, Graham Alexander→
director · ~59y · appointed 2012-02-14
View their other companies + combined net worth →
Active
ROXBURGH, Stewart→
director · ~68y · appointed 2012-02-14
View their other companies + combined net worth →
Active
GILLEN, Jane Mcphail→
secretary · appointed 2012-11-01 · resigned 2018-11-16
Resigned
BRIAN REID LTD.→
corporate-secretary · appointed 2012-02-14 · resigned 2012-02-14
Resigned
GILLEN, Jane Mcphail→
director · ~68y · appointed 2012-02-14 · resigned 2018-11-16
Resigned
MABBOTT, Stephen George→
director · ~76y · appointed 2012-02-14 · resigned 2012-02-14
Resigned
MCKEEN, John→
director · ~67y · appointed 2012-02-14 · resigned 2021-07-31
Resigned

Click a director name to see their full track record across all companies.

Recent filings (48 total)

change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-16
accounts-with-accounts-type-small
accounts · AA
2025-07-04
appoint-person-director-company-with-name-date
officers · AP01
2025-07-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-05-21
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-05-14
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-05-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-24
accounts-with-accounts-type-small
accounts · AA
2024-07-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-14
accounts-with-accounts-type-small
accounts · AA
2023-10-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-15
accounts-with-accounts-type-small
accounts · AA
2022-08-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-14
accounts-with-accounts-type-small
accounts · AA
2021-11-23